CARE:NSD-Carter Bank and Trust (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 15.70

Change

+0.22 (+1.42)%

Market Cap

USD 0.38B

Volume

0.04M

Avg Analyst Target

USD 16.00 (+1.91%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


CARE Stock Forecast & Price:
Based on the Carter Bank and Trust stock forecasts from 1 analysts, the average analyst target price for Carter Bank and Trust is USD 16.00 over the next 12 months. Carter Bank and Trust’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Carter Bank and Trust is Slightly Bearish, which is based on 3 positive signals and 7 negative signals. At the last closing, Carter Bank and Trust’s stock price was USD 15.70. Carter Bank and Trust’s stock price has changed by +7.09% over the past week, +13.60% over the past month and +30.07% over the last year.

About Carter Bank and Trust (CARE:NSD)

Carter Bankshares, Inc. operates as the bank holding company for Carter Bank & Trust that provides various banking products and services. It accepts various deposit products, including checking, savings, retirement, and money market accounts, as well as longer-term certificates o ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-08-09 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
SIVB SVB Financial Group

+7.06 (+1.71%)

USD24.38B 16.20 N/A
FITB Fifth Third Bancorp

+0.23 (+0.67%)

USD23.67B 10.45 N/A
HBAN Huntington Bancshares Incorpor..

+0.12 (+0.89%)

USD19.40B 11.80 N/A
FITBI Fifth Third Bancorp ADR

-0.30 (-1.13%)

USD18.52B 7.60 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
FCNCA First Citizens BancShares Inc

+11.90 (+1.50%)

USD12.30B 14.09 N/A
SBNY Signature Bank

-1.77 (-0.94%)

USD11.79B 10.90 N/A
CBSH Commerce Bancshares Inc

+0.35 (+0.49%)

USD8.55B 18.41 N/A
PBCT People's United Financial Inc

N/A

USD8.37B 13.96 N/A

ETFs Containing CARE

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 2.01% 78% C+ 86% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 2.01% 74% C 86% B
Trailing 12 Months  
Capital Gain 28.69% 96% A 94% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 28.69% 95% A 94% A
Trailing 5 Years  
Capital Gain -3.39% 32% F 43% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -3.39% 16% F 36% F
Average Annual (5 Year Horizon)  
Capital Gain 8.19% 70% C- 65% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 8.19% 60% D- 63% D
Risk Return Profile  
Volatility (Standard Deviation) 47.36% 10% F 29% F
Risk Adjusted Return 17.28% 33% F 52% F
Market Capitalization 0.38B 47% F 53% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.61 51% F 68% D+
Price/Book Ratio 1.12 59% F 72% C-
Price / Cash Flow Ratio 4.84 79% C+ 40% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.06% 38% F 67% D+
Return on Invested Capital 7.10% 50% F 68% D+
Return on Assets 0.90% 26% F 56% F
Debt to Equity Ratio 1.72% 98% A+ 85% B
Technical Ratios  
Dividend Yield N/A N/A N/A N/A N/A
Short Ratio 3.42 55% F 44% F
Short Percent 1.10% 60% D- 73% C
Beta 1.10 20% F 48% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector