BWB:NSD-Bridgewater Bancshares, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 13.46

Change

0.00 (0.00)%

Market Cap

USD 0.38B

Volume

0.05M

Average Target Price

USD 14.50 (+7.73%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high-net-worth individuals in the United States. It offers demand, savings and money market, time, interest and noninterest bearing transaction, and brokered deposits, as well as certificates of deposit. The company also provides commercial loans to sole proprietorships, partnerships, corporations, and other business enterprises to finance accounts receivable or inventory, capital assets, or other business related purposes; construction and land development loans; 1-4 family mortgage loans; multifamily lending products; owner and non-owner occupied commercial real estate loans; and consumer and other loans. It has seven full-service offices located in Bloomington, Greenwood, Minneapolis, St. Louis Park, Orono, and St. Paul, Minnesota. The company was founded in 2005 and is headquartered in Saint Louis Park, Minnesota. Address: 4450 Excelsior Boulevard, Saint Louis Park, MN, United States, 55416

Company Website : http://www.bridgewaterbankmn.com

Address : 4450 Excelsior Boulevard, Saint Louis Park, MN, United States, 55416

Employees : 180

Fiscal Year End : December

Currency: USD

Country : USA

Technical Indicators

Beta : 0.79

52 Week High : 13.88

Short Ratio : 3.72

52 Week Low : 7.99

Shorted Shares : 272,855

200 Day Moving Average : 10.86

Shorted Shares Previous Month : 268,775

50 Day Moving Average : 12.72

Shares Held By Insiders : 175.79%

Short Percentage : 1.00%

Shares Held by Institutions : 50.21%

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-24 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

 USD28.24B 37.55 N/A
SIVB SVB Financial Group

N/A

 USD24.91B 20.99 N/A
FITB Fifth Third Bancorp

N/A

 USD22.02B 16.89 N/A
FITBI Fifth Third Bancorp

N/A

 USD20.17B 15.76 N/A
HBAN Huntington Bancshares Incorpor..

N/A

 USD14.15B 20.06 N/A
HBANO Huntington Bancshares Incorpor..

N/A

 USD13.19B 36.81 N/A
SBNY Signature Bank

N/A

 USD8.59B 16.09 N/A
CBSH Commerce Bancshares, Inc

N/A

 USD8.13B 23.85 N/A
ZION Zions Bancorporation, National..

N/A

 USD7.90B 15.93 N/A
PBCTP People's United Financial, Inc

N/A

 USD6.86B 21.42 N/A

ETFs Containing BWB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)		 Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 7.77% 60% D- 54% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 7.77% 59% F 54% F
Trailing 12 Months  
Capital Gain 1.43% 79% C+ 41% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 1.43% 71% C- 37% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -3.84% 23% F 27% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -3.84% 17% F 24% F
Risk Return Profile  
Volatility (Standard Deviation) 11.48% 90% A- 85% B
Risk Adjusted Return -33.45% 13% F 17% F
Market Capitalization 0.38B 52% F 46% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)		 Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.81 56% F 66% D
Price/Book Ratio 1.43 14% F 72% C-
Price / Cash Flow Ratio 9.63 54% F 37% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.28% 85% B 82% B-
Return on Invested Capital 7.52% 65% D 72% C-
Return on Assets 1.23% 82% B- 62% D-
Debt to Equity Ratio 71.18% 17% F 33% F
Technical Ratios  
Short Ratio 3.72 56% F 36% F
Short Percent 1.16% 52% F 76% C
Beta 0.79 65% D 74% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector