BWB:NSD-Bridgewater Bancshares, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 16.56

Change

0.00 (0.00)%

Market Cap

USD 0.47B

Volume

0.04M

Average Target Price

USD 16.50 (-0.36%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services to commercial real estate investors, small business entrepreneurs, and high net worth individuals in the United States. It offers demand, savings and money market, time, interest and noninterest bearing transaction, and brokered deposits, as well as certificates of deposit. The company also provides commercial loans to sole proprietorships, partnerships, corporations, and other business enterprises to finance accounts receivable or inventory, capital assets, or other business related purposes; construction and land development loans; 1-4 family mortgage loans; multifamily lending products; owner and non-owner occupied commercial real estate loans; and consumer and other loans. It operates through seven full-service offices located in Bloomington, Greenwood, Minneapolis, St. Louis Park, Orono, and St. Paul, Minnesota. The company was founded in 2005 and is headquartered in Saint Louis Park, Minnesota.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-18 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD28.33B 37.67 N/A
SIVB SVB Financial Group

N/A

USD28.01B 22.69 N/A
FITB Fifth Third Bancorp

N/A

USD27.15B 20.87 N/A
FITBI Fifth Third Bancorp

N/A

USD19.88B 15.53 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD16.54B 23.45 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.18B 36.78 N/A
SBNY Signature Bank

N/A

USD13.11B 22.85 N/A
ZION Zions Bancorporation, National..

N/A

USD9.18B 18.58 N/A
CBSH Commerce Bancshares, Inc

N/A

USD9.03B 21.40 N/A
FCNCA First Citizens BancShares, Inc

N/A

USD8.32B 18.04 N/A

ETFs Containing BWB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 32.59% 78% C+ 81% B-
Dividend Return N/A N/A N/A N/A N/A
Total Return 32.59% 77% C+ 81% B-
Trailing 12 Months  
Capital Gain 84.82% 75% C 65% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 84.82% 70% C- 64% D
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -0.50% 40% F 29% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -0.50% 28% F 25% F
Risk Return Profile  
Volatility (Standard Deviation) 18.62% 79% C+ 78% C+
Risk Adjusted Return -2.69% 27% F 25% F
Market Capitalization 0.47B 53% F 50% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.81 34% F 55% F
Price/Book Ratio 1.73 10% F 70% C-
Price / Cash Flow Ratio 20.24 21% F 23% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.66% 76% C 79% C+
Return on Invested Capital 6.96% 70% C- 73% C
Return on Assets 1.05% 64% D 60% D-
Debt to Equity Ratio 31.93% 40% F 51% F
Technical Ratios  
Short Ratio 2.43 64% D 46% F
Short Percent 0.93% 75% C 84% B
Beta 0.83 66% D 72% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector