BRKL:NSD-Brookline Bancorp, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 16.32

Change

0.00 (0.00)%

Market Cap

USD 1.28B

Volume

0.14M

Average Target Price

USD 15.50 (-5.02%)
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Brookline Bancorp, Inc. operates as a bank holding company for the Brookline Bank that provide commercial, business, and retail banking services to corporate, municipal, and retail customers in the United States. Its deposit products include non-interest-bearing demand checking, NOW, savings, and money market accounts. The company's loan portfolio primarily comprises first mortgage loans secured by commercial, multi-family, and residential real estate properties; loans to business entities comprising commercial lines of credit; loans to condominium associations; loans and leases for equipment financing for small businesses; financing for construction and development projects; and home equity and other consumer loans. It also provides term loans, letters of credit, foreign exchange, cash management, investment advisory, and online and mobile banking services, as well as invests in debt and equity securities. As of December 31, 2020, the company operated 50 full-service banking offices in greater Boston, the north shore of Massachusetts, and Rhode Island. Brookline Bancorp, Inc. was founded in 1871 and is headquartered in Boston, Massachusetts.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-13 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

N/A

USD30.51B 18.49 N/A
FITB Fifth Third Bancorp

N/A

USD28.56B 14.90 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD28.19B 22.64 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD21.37B 12.67 N/A
FITBI Fifth Third Bancorp

N/A

USD19.95B 10.48 N/A
SBNY Signature Bank

N/A

USD14.35B 21.91 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.18B 22.22 N/A
ZION Zions Bancorporation, National..

N/A

USD9.05B 11.24 N/A
CBSH Commerce Bancshares, Inc

N/A

USD8.80B 20.89 N/A
FCNCA First Citizens BancShares, Inc

N/A

USD8.31B 15.06 N/A

ETFs Containing BRKL

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 35.55% 71% C- 77% C+
Dividend Return 1.95% 73% C 73% C
Total Return 37.50% 73% C 78% C+
Trailing 12 Months  
Capital Gain 72.33% 70% C- 69% D+
Dividend Return 4.91% 75% C 75% C
Total Return 77.24% 71% C- 70% C-
Trailing 5 Years  
Capital Gain 48.77% 52% F 48% F
Dividend Return 18.05% 62% D- 69% D+
Total Return 66.82% 55% F 51% F
Average Annual (5 Year Horizon)  
Capital Gain -0.13% 36% F 27% F
Dividend Return 2.71% 63% D 68% D+
Total Return 2.58% 37% F 31% F
Risk Return Profile  
Volatility (Standard Deviation) 26.48% 54% F 65% D
Risk Adjusted Return 9.73% 35% F 29% F
Market Capitalization 1.28B 74% C 66% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.04 42% F 61% D-
Price/Book Ratio 1.35 31% F 78% C+
Price / Cash Flow Ratio 11.34 55% F 37% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.84% 50% F 70% C-
Return on Invested Capital 14.64% 81% B- 85% B
Return on Assets 1.07% 48% F 56% F
Debt to Equity Ratio 87.10% 15% F 25% F
Technical Ratios  
Short Ratio 5.75 41% F 27% F
Short Percent 1.83% 50% F 68% D+
Beta 0.77 70% C- 74% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.