BRKL:NSD-Brookline Bancorp, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 12.05

Change

+0.41 (+3.52)%

Market Cap

USD 0.92B

Volume

0.17M

Average Target Price

USD 11.00 (-8.71%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Brookline Bancorp, Inc. operates as the holding company for Brookline Bank, Bank Rhode Island, First Ipswich Bank, and Brookline Securities Corp that provide commercial, business, and retail banking services to corporate, municipal, and retail customers in the United States. Its deposit products include non-interest-bearing demand checking accounts, NOW accounts, savings accounts, and money market accounts. The company's loan portfolio primarily comprises first mortgage loans secured by commercial, multi-family, and residential real estate properties; loans to business entities comprising commercial lines of credit; loans to condominium associations; loans and leases for equipment financing for small businesses; financing for construction and development projects; and home equity and other consumer loans. It also provides term loans, letters of credit, foreign exchange, cash management, investment advisory, and online and mobile banking services, as well as invests in debt and equity securities. As of December 31, 2019, the company operated 51 full-service banking offices in greater Boston, the north shore of Massachusetts, and Rhode Island. Brookline Bancorp, Inc. was founded in 1871 and is headquartered in Boston, Massachusetts.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-12-04 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

+0.08 (+0.30%)

USD28.97B 37.38 N/A
FITBI Fifth Third Bancorp

+0.06 (+0.21%)

USD20.18B 14.40 N/A
FITB Fifth Third Bancorp

+0.57 (+2.12%)

USD19.11B 13.39 N/A
SIVB SVB Financial Group

+1.85 (+0.52%)

USD18.46B 17.37 N/A
HBANO Huntington Bancshares Incorpor..

+0.02 (+0.08%)

USD13.37B 36.20 N/A
HBAN Huntington Bancshares Incorpor..

+0.13 (+1.00%)

USD13.20B 18.26 N/A
CBSH Commerce Bancshares, Inc

+0.10 (+0.16%)

USD7.42B 23.60 N/A
ZION Zions Bancorporation, National..

+1.60 (+3.76%)

USD6.96B 17.94 N/A
PBCTP People's United Financial, Inc

+0.35 (+1.24%)

USD6.83B 24.44 N/A
SBNY Signature Bank

+1.15 (+0.93%)

USD6.61B 12.97 N/A

ETFs Containing BRKL

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -26.79% 21% F 16% F
Dividend Return 2.79% 69% D+ 70% C-
Total Return -24.00% 23% F 18% F
Trailing 12 Months  
Capital Gain -25.16% 21% F 16% F
Dividend Return 2.86% 62% D- 66% D
Total Return -22.30% 23% F 17% F
Trailing 5 Years  
Capital Gain 2.82% 36% F 41% F
Dividend Return 16.42% 57% F 63% D
Total Return 19.24% 41% F 44% F
Average Annual (5 Year Horizon)  
Capital Gain 5.13% N/A N/A 54% F
Dividend Return 2.60% N/A N/A 65% D
Total Return 7.73% N/A N/A 56% F
Risk Return Profile  
Volatility (Standard Deviation) 23.71% N/A N/A 62% D-
Risk Adjusted Return 32.58% N/A N/A 56% F
Market Capitalization 0.92B 74% C 66% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 21.36 15% F 45% F
Price/Book Ratio 1.02 33% F 78% C+
Price / Cash Flow Ratio 8.96 53% F 37% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 4.62% 17% F 62% D-
Return on Invested Capital 3.60% 18% F 55% F
Return on Assets 0.51% 15% F 50% F
Debt to Equity Ratio 95.47% 10% F 24% F
Technical Ratios  
Short Ratio 4.38 40% F 37% F
Short Percent 2.87% 15% F 51% F
Beta 0.74 66% D 75% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.