BPRN:NSD-The Bank of Princeton (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 26.58

Change

-0.19 (-0.71)%

Market Cap

USD 0.18B

Volume

0.03M

Average Target Price

USD 29.50 (+10.99%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

The Bank of Princeton provides various banking products and services. The company accepts checking, savings, attorney trust, and money market accounts, as well as certificates of deposit. Its loan products include commercial real estate and multi-family, commercial and industrial, construction, residential first-lien mortgage, paycheck protection program, home equity, and consumer loans, as well as lines of credit. The company also provides debit and credit cards; and money orders, direct deposit, automated teller machines, cashier's checks, safe deposit boxes, wire transfers, night depository, remote deposit capture, savings bonds redemption, bank-by-mail, online and automated telephone banking, Internet banking, payroll-related services, and merchant credit card processing services. It operates 21 branches in Princeton, including parts of Mercer, Somerset, Hunterdon, Ocean, Burlington, Camden, Gloucester, and Middlesex Counties in New Jersey, and additional areas in portions of Philadelphia, Montgomery, and Bucks counties in Pennsylvania. The Bank of Princeton was incorporated in 2007 and is headquartered in Princeton, New Jersey.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-16 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.14 (-0.54%)

USD28.48B 37.87 N/A
SIVB SVB Financial Group

+7.23 (+1.41%)

USD27.62B 22.37 N/A
FITB Fifth Third Bancorp

+0.17 (+0.45%)

USD27.03B 20.78 N/A
FITBI Fifth Third Bancorp

-0.14 (-0.49%)

USD19.93B 15.57 N/A
HBAN Huntington Bancshares Incorpor..

+0.08 (+0.50%)

USD16.46B 23.33 N/A
SBNY Signature Bank

-4.41 (-1.90%)

USD13.37B 23.29 N/A
HBANO Huntington Bancshares Incorpor..

-0.03 (-0.12%)

USD13.20B 36.83 N/A
ZION Zions Bancorporation, National..

+0.31 (+0.56%)

USD9.13B 18.48 N/A
CBSH Commerce Bancshares, Inc

+0.40 (+0.52%)

USD9.02B 26.52 N/A
FCNCA First Citizens BancShares, Inc

+6.32 (+0.74%)

USD8.27B 17.91 N/A

ETFs Containing BPRN

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 13.54% 30% F 60% D-
Dividend Return 0.51% 20% F 39% F
Total Return 14.05% 31% F 60% D-
Trailing 12 Months  
Capital Gain 31.58% 24% F 35% F
Dividend Return 2.08% 13% F 35% F
Total Return 33.66% 22% F 34% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -7.05% 12% F 16% F
Dividend Return 0.46% 7% F 11% F
Total Return -6.59% 9% F 15% F
Risk Return Profile  
Volatility (Standard Deviation) 15.15% 86% B 83% B
Risk Adjusted Return -43.46% 3% F 8% F
Market Capitalization 0.18B 28% F 31% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.32 61% D- 67% D+
Price/Book Ratio 0.88 91% A- 94% A
Price / Cash Flow Ratio 10.05 60% D- 39% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.82% 35% F 68% D+
Return on Invested Capital -1.72% 15% F 44% F
Return on Assets 0.90% 50% F 58% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio 3.11 51% F 37% F
Short Percent 0.89% 77% C+ 84% B
Beta 0.68 77% C+ 79% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector