BPRN:NSD-The Bank of Princeton (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 18.38

Change

-0.08 (-0.43)%

Market Cap

USD 0.13B

Volume

3.30K

Average Target Price

USD 22.33 (+21.51%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

The Bank of Princeton provides various banking products and services. The company accepts checking, savings, attorney trust, and money market accounts, as well as certificates of deposit. Its loan products include commercial real estate and multi-family, commercial and industrial, construction, residential first-lien mortgage, home equity, and consumer loans, as well as lines of credit. The company also provides debit and credit cards; and money orders, direct deposit, automated teller machines, cashier's checks, safe deposit boxes, wire transfers, night depository, remote deposit capture, savings bonds redemption, bank-by-mail, online and automated telephone banking, Internet banking, payroll-related services, and merchant credit card processing services. It operates 21 branches in Princeton, including parts of Mercer, Somerset, Hunterdon, Monmouth, Middlesex, Ocean, Gloucester, Camden, and Burlington counties in New Jersey, and additional areas in portions of Philadelphia, Montgomery, and Bucks counties in Pennsylvania. The Bank of Princeton was founded in 2007 and is headquartered in Princeton, New Jersey.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-29 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.01 (-0.04%)

USD29.50B 6.16 N/A
FITBI Fifth Third Bancorp

+0.02 (+0.07%)

USD18.93B 7.42 N/A
FITB Fifth Third Bancorp

-0.35 (-1.64%)

USD14.58B 10.11 N/A
HBANO Huntington Bancshares Incorpor..

+0.06 (+0.23%)

USD13.36B 17.76 N/A
SIVB SVB Financial Group

-0.39 (-0.16%)

USD11.88B 13.12 N/A
HBAN Huntington Bancshares Incorpor..

-0.07 (-0.77%)

USD9.28B 10.97 N/A
PBCTP People's United Financial, Inc

+0.56 (+2.04%)

USD6.66B 18.20 N/A
CBSH Commerce Bancshares, Inc

-0.44 (-0.79%)

USD6.23B 20.27 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A
ZION Zions Bancorporation, National..

-0.41 (-1.40%)

USD4.82B 11.33 N/A

ETFs Containing BPRN

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -41.63% 40% F 17% F
Dividend Return 0.95% 12% F 33% F
Total Return -40.68% 36% F 17% F
Trailing 12 Months  
Capital Gain -35.76% 40% F 20% F
Dividend Return 1.40% 12% F 35% F
Total Return -34.36% 36% F 20% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -4.97% N/A N/A 26% F
Dividend Return 0.27% N/A N/A 6% F
Total Return -4.70% N/A N/A 24% F
Risk Return Profile  
Volatility (Standard Deviation) 12.93% N/A N/A 84% B
Risk Adjusted Return -36.38% N/A N/A 18% F
Market Capitalization 0.13B 30% F 33% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 9.18 53% F 72% C-
Price/Book Ratio 0.59 84% B 91% A-
Price / Cash Flow Ratio 7.33 49% F 36% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.77% 34% F 68% D+
Return on Invested Capital 4.62% 25% F 59% F
Return on Assets 0.90% 53% F 57% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio 10.88 13% F 11% F
Short Percent 0.85% 68% D+ 81% B-
Beta 0.52 83% B 82% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector