BPFH:NSD-Boston Private Financial Holdings, Inc (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 5.62

Change

+0.27 (+5.05)%

Market Cap

USD 0.44B

Volume

1.11M

Average Target Price

USD 7.90 (+40.57%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Boston Private Financial Holdings, Inc. operates as the bank holding company for Boston Private Bank & Trust Company that provides a range of banking products and services in the United States. It operates in two segments, Private Banking; and Wealth Management and Trust. The company offers deposit products, such as checking, savings and NOW, and money market accounts; and certificates of deposit. Its loan products include loans to individuals, such as residential mortgage loans, mortgage loans on investment or vacation properties, unsecured and secured personal lines of credits, home equity loans, and overdraft protection; and loans to businesses consisting of commercial and mortgage loans, revolving lines of credit, working capital loans, equipment financing, community lending programs, and construction and land loans. In addition, the company provides wealth management solutions comprising planning-based financial strategies, wealth management, family office, financial planning, tax planning, and trust services to individuals, families, institutions, and nonprofit institutions. It operates offices in Boston, Miami, New York, Los Angeles, San Francisco, and Florida. Boston Private Financial Holdings, Inc. was founded in 1987 and is headquartered in Boston, Massachusetts. Address: Ten Post Office Square, Boston, MA, United States, 02109

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-28 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

+0.34 (+1.27%)

USD29.13B 6.16 N/A
FITBI Fifth Third Bancorp

-0.12 (-0.44%)

USD18.93B 7.42 N/A
FITB Fifth Third Bancorp

+0.87 (+4.25%)

USD14.58B 10.11 N/A
HBANO Huntington Bancshares Incorpor..

+0.06 (+0.23%)

USD13.33B 17.76 N/A
SIVB SVB Financial Group

+7.89 (+3.44%)

USD11.88B 13.12 N/A
HBAN Huntington Bancshares Incorpor..

+0.30 (+3.40%)

USD8.97B 10.97 N/A
PBCTP People's United Financial, Inc

+0.97 (+3.66%)

USD6.43B 18.20 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A
CBSH Commerce Bancshares, Inc

+1.54 (+2.85%)

USD6.06B 20.27 N/A
ZION Zions Bancorporation, National..

+0.93 (+3.27%)

USD4.67B 11.33 N/A

ETFs Containing BPFH

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -53.28% 4% F 9% F
Dividend Return 2.49% 78% C+ 74% C
Total Return -50.79% 4% F 10% F
Trailing 12 Months  
Capital Gain -51.80% 3% F 10% F
Dividend Return 3.60% 78% C+ 74% C
Total Return -48.20% 4% F 11% F
Trailing 5 Years  
Capital Gain -51.97% 3% F 20% F
Dividend Return 18.72% 66% D 70% C-
Total Return -33.25% 6% F 26% F
Average Annual (5 Year Horizon)  
Capital Gain -3.41% N/A N/A 28% F
Dividend Return 3.41% N/A N/A 78% C+
Total Return -0.02% N/A N/A 33% F
Risk Return Profile  
Volatility (Standard Deviation) 28.17% N/A N/A 52% F
Risk Adjusted Return -0.08% N/A N/A 33% F
Market Capitalization 0.44B 65% D 57% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 12.14 26% F 63% D
Price/Book Ratio 0.57 89% B+ 92% A-
Price / Cash Flow Ratio 6.00 64% D 41% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 4.79% 16% F 62% D-
Return on Invested Capital 7.47% 55% F 71% C-
Return on Assets 0.44% 10% F 49% F
Debt to Equity Ratio 12.96% 68% D+ 72% C-
Technical Ratios  
Short Ratio 2.02 83% B 62% D-
Short Percent 1.49% 41% F 71% C-
Beta 1.05 33% F 54% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.