BPFH:NSD-Boston Private Financial Holdings, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 13.23

Change

+0.68 (+5.42)%

Market Cap

USD 1.03B

Volume

4.34M

Average Target Price

USD 6.50 (-50.87%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Boston Private Financial Holdings, Inc. operates as the bank holding company for Boston Private Bank & Trust Company that provides a range of banking products and services in the United States. It operates in two segments, Private Banking; and Wealth Management and Trust. The company offers deposit products, such as checking, savings and NOW, and money market accounts; and certificates of deposit. Its loan products include loans to individuals, such as residential mortgage loans, mortgage loans on investment or vacation properties, unsecured and secured personal lines of credits, home equity loans, and overdraft protection; and loans to businesses consisting of commercial and mortgage loans, revolving lines of credit, working capital loans, equipment financing, community lending programs, and construction and land loans. In addition, the company provides wealth management solutions comprising planning-based financial strategies, wealth management, family office, financial planning, tax planning, and trust services to individuals, families, institutions, and nonprofit institutions. It operates offices in Boston, Miami, New York, Los Angeles, San Francisco, and Florida. Boston Private Financial Holdings, Inc. was founded in 1987 and is headquartered in Boston, Massachusetts.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-22 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

+0.02 (+0.08%)

USD28.14B 36.32 N/A
SIVB SVB Financial Group

+24.56 (+5.39%)

USD23.61B 22.21 N/A
FITB Fifth Third Bancorp

+0.22 (+0.72%)

USD21.86B 15.32 N/A
FITBI Fifth Third Bancorp

-0.01 (-0.03%)

USD20.18B 14.40 N/A
HBAN Huntington Bancshares Incorpor..

-0.67 (-4.62%)

USD14.83B 20.41 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.19B 35.72 N/A
SBNY Signature Bank

+8.51 (+5.61%)

USD8.13B 15.96 N/A
CBSH Commerce Bancshares, Inc

+1.20 (+1.76%)

USD7.99B 23.43 N/A
ZION Zions Bancorporation, National..

+0.73 (+1.54%)

USD7.78B 15.69 N/A
PBCTP People's United Financial, Inc

+0.11 (+0.39%)

USD6.84B 24.47 N/A

ETFs Containing BPFH

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 56.57% 100% A+ 94% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 56.57% 100% A+ 94% A
Trailing 12 Months  
Capital Gain 11.27% 89% B+ 51% F
Dividend Return 3.03% 68% D+ 69% D+
Total Return 14.30% 90% A- 53% F
Trailing 5 Years  
Capital Gain 36.11% 54% F 47% F
Dividend Return 22.22% 82% B- 77% C+
Total Return 58.33% 59% F 51% F
Average Annual (5 Year Horizon)  
Capital Gain -8.65% 11% F 19% F
Dividend Return 3.39% 86% B 79% C+
Total Return -5.28% 14% F 22% F
Risk Return Profile  
Volatility (Standard Deviation) 27.70% 27% F 52% F
Risk Adjusted Return -19.05% 18% F 24% F
Market Capitalization 1.03B 74% C 65% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 24.70 12% F 41% F
Price/Book Ratio 1.18 28% F 77% C+
Price / Cash Flow Ratio 14.10 25% F 28% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.01% 20% F 63% D
Return on Invested Capital 7.47% 58% F 71% C-
Return on Assets 0.46% 13% F 49% F
Debt to Equity Ratio 12.96% 66% D 71% C-
Technical Ratios  
Short Ratio 5.32 33% F 24% F
Short Percent 5.27% 4% F 38% F
Beta 1.15 28% F 51% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.