BOKF:NSD-BOK Financial Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 85.91

Change

-1.40 (-1.60)%

Market Cap

USD 6.07B

Volume

0.19M

Average Target Price

USD 87.27 (+1.59%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, and cash management services, as well as customer risk management products for small businesses, middle market, and larger commercial customers. This segment also operates TransFund electronic funds transfer network. The Consumer Banking segment provides lending and deposit services to small business customers through the retail branch network; and engages in the mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private banking, and investment advisory services; insurance services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, manufacturing, wholesale/retail, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other enhancements to real estate and property held by borrowers for investment purposes; and residential mortgage and personal loans. Further, the company provides automated teller machine (ATM), call center, and Internet and mobile banking services. As of December 31, 2020, it operated 2,599 TransFund ATM locations. BOK Financial Corporation was founded in 1910 and is headquartered in Tulsa, Oklahoma.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-22 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.17 (-0.65%)

USD28.37B 37.72 N/A
SIVB SVB Financial Group

-9.01 (-1.71%)

USD27.40B 22.20 N/A
FITB Fifth Third Bancorp

-0.50 (-1.34%)

USD25.90B 13.24 N/A
FITBI Fifth Third Bancorp

-0.02 (-0.07%)

USD19.92B 10.35 N/A
HBAN Huntington Bancshares Incorpor..

-1.04 (-6.71%)

USD15.85B 22.46 N/A
SBNY Signature Bank

+1.62 (+0.68%)

USD13.79B 24.02 N/A
HBANO Huntington Bancshares Incorpor..

+0.01 (+0.04%)

USD13.19B 36.81 N/A
CBSH Commerce Bancshares, Inc

-1.27 (-1.67%)

USD8.92B 21.13 N/A
ZION Zions Bancorporation, National..

-1.10 (-2.04%)

USD8.57B 10.64 N/A
FCNCA First Citizens BancShares, Inc

-7.87 (-0.92%)

USD8.26B 17.92 N/A

ETFs Containing BOKF

Symbol Name Weight Mer Price(Change) Market Cap
QABA First Trust NASDAQ ABA Co.. 0.00 % 0.60 %

-0.69 (-1.22%)

USD0.13B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 25.45% 67% D+ 76% C
Dividend Return 0.76% 41% F 54% F
Total Return 26.21% 67% D+ 77% C+
Trailing 12 Months  
Capital Gain 89.02% 81% B- 67% D+
Dividend Return 4.53% 63% D 68% D+
Total Return 93.55% 82% B- 68% D+
Trailing 5 Years  
Capital Gain 39.71% 48% F 49% F
Dividend Return 14.82% 42% F 57% F
Total Return 54.53% 51% F 50% F
Average Annual (5 Year Horizon)  
Capital Gain 1.08% 53% F 36% F
Dividend Return 2.26% 50% F 60% D-
Total Return 3.34% 55% F 38% F
Risk Return Profile  
Volatility (Standard Deviation) 29.53% 27% F 57% F
Risk Adjusted Return 11.30% 47% F 34% F
Market Capitalization 6.07B 96% A 87% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.11 51% F 64% D
Price/Book Ratio 1.21 45% F 82% B-
Price / Cash Flow Ratio -14.59 95% A 81% B-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.57% 52% F 72% C-
Return on Invested Capital 4.49% 52% F 65% D
Return on Assets 0.98% 54% F 59% F
Debt to Equity Ratio 48.70% 29% F 41% F
Technical Ratios  
Short Ratio 3.31 46% F 35% F
Short Percent 2.86% 18% F 55% F
Beta 1.51 9% F 29% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.