BOCH:NSD-Bank of Commerce Holdings (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 1.01

Change

-0.02 (-1.47)%

Market Cap

USD 0.25B

Volume

9.78K

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

As of September 30, 2021, Bank of Commerce Holdings was acquired by Columbia Banking System, Inc. Bank of Commerce Holdings operates as the bank holding company for Merchants Bank of Commerce, a chartered commercial bank that provides a range of financial services and products for small to medium-sized businesses, and retail customers. The company accepts various deposit products, such as checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit. Its loan products include commercial, commercial real estate, residential real estate, consumer, construction, term, and small business administration loans. In addition, the company provides sweep arrangements, safe deposit boxes, collection, electronic banking, payroll processing, and ATM and point of sale services. Further, it accepts collateral for loans, real estate, listed and unlisted securities, savings and time deposits, automobiles, machinery and equipment, and other general business assets, such as accounts receivable and inventory. The company serves customers through ten full-service offices, one limited service office, and a loan production office in northern California. Bank of Commerce Holdings is headquartered in Sacramento, California. Address: 555 Capitol Mall, Sacramento, CA, United States, 95814

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-27 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

-37.17 (-4.99%)

USD44.15B 22.87 N/A
FITB Fifth Third Bancorp

-1.55 (-3.46%)

USD30.90B 12.38 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
HBAN Huntington Bancshares Incorpor..

-0.50 (-3.04%)

USD24.32B 17.79 N/A
FITBI Fifth Third Bancorp

+0.23 (+0.81%)

USD19.80B 7.82 N/A
SBNY Signature Bank

-12.37 (-4.02%)

USD18.67B 22.07 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

-2.41 (-3.69%)

USD10.22B 9.20 N/A
CBSH Commerce Bancshares Inc

-2.56 (-3.56%)

USD8.36B 15.42 N/A
FCNCA First Citizens BancShares Inc

-25.04 (-2.96%)

USD8.17B 14.76 N/A

ETFs Containing BOCH

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -89.85% 1% F 1% F
Dividend Return 4.85% 96% A 85% B
Total Return -85.00% 1% F 1% F
Trailing 12 Months  
Capital Gain -86.86% 1% F 1% F
Dividend Return 7.06% 95% A 86% B
Total Return -79.80% 1% F 1% F
Trailing 5 Years  
Capital Gain -86.23% 1% F 5% F
Dividend Return 16.16% 54% F 64% D
Total Return -70.07% 1% F 8% F
Average Annual (5 Year Horizon)  
Capital Gain 7.85% 70% C- 47% F
Dividend Return 1.77% 31% F 48% F
Total Return 9.61% 71% C- 47% F
Risk Return Profile  
Volatility (Standard Deviation) 38.87% 22% F 46% F
Risk Adjusted Return 24.73% 52% F 39% F
Market Capitalization 0.25B 36% F 37% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.87 32% F 59% F
Price/Book Ratio 1.40 29% F 73% C
Price / Cash Flow Ratio 11.16 56% F 34% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.50% 44% F 70% C-
Return on Invested Capital 7.41% 58% F 72% C-
Return on Assets 1.02% 33% F 52% F
Debt to Equity Ratio 11.43% 75% C 69% D+
Technical Ratios  
Short Ratio 0.50 94% A 86% B
Short Percent 0.23% 77% C+ 89% B+
Beta 0.70 73% C 77% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.