BOCH:NSD-Bank of Commerce Holdings (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 10.91

Change

-0.05 (-0.46)%

Market Cap

USD 0.18B

Volume

0.06M

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bank of Commerce Holdings operates as the bank holding company for Merchants Bank of Commerce that provides a range of financial services and products for small to medium-sized businesses, and retail customers in California. The company accepts various deposit products, such as checking, interest bearing checking, money market, and savings accounts, as well as certificates of deposit. Its loan products include commercial loans, commercial real estate loans, residential real estate loans, consumer loans, construction loans, term loans, and small business administration loans. In addition, it provides sweep arrangements, safe deposit boxes, collection, electronic banking, payroll processing, and ATM and point of sale services. The company operates ten full service offices and one limited service office in northern California. Bank of Commerce Holdings is headquartered in Sacramento, California.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-04 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.07 (-0.27%)

USD27.88B 37.07 N/A
SIVB SVB Financial Group

-11.98 (-2.33%)

USD26.73B 22.50 N/A
FITB Fifth Third Bancorp

-0.35 (-0.97%)

USD25.45B 19.62 N/A
FITBI Fifth Third Bancorp

+0.14 (+0.50%)

USD19.55B 15.27 N/A
HBAN Huntington Bancshares Incorpor..

-0.15 (-0.94%)

USD16.20B 23.09 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.18B 36.78 N/A
SBNY Signature Bank

-5.57 (-2.51%)

USD11.80B 22.12 N/A
ZION Zions Bancorporation, National..

N/A

USD8.91B 17.96 N/A
CBSH Commerce Bancshares, Inc

-0.95 (-1.26%)

USD8.86B 26.03 N/A
PBCT People's United Financial, Inc

-0.40 (-2.19%)

USD7.78B 37.40 N/A

ETFs Containing BOCH

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.20% 28% F 60% D-
Dividend Return N/A N/A N/A N/A N/A
Total Return 10.20% 27% F 60% D-
Trailing 12 Months  
Capital Gain 8.99% 44% F 37% F
Dividend Return 2.10% 25% F 45% F
Total Return 11.09% 43% F 37% F
Trailing 5 Years  
Capital Gain 79.15% 77% C+ 63% D
Dividend Return 12.97% 29% F 48% F
Total Return 92.12% 77% C+ 64% D
Average Annual (5 Year Horizon)  
Capital Gain 6.92% 83% B 57% F
Dividend Return 1.54% 32% F 43% F
Total Return 8.46% 82% B- 57% F
Risk Return Profile  
Volatility (Standard Deviation) 31.41% 16% F 48% F
Risk Adjusted Return 26.93% 73% C 52% F
Market Capitalization 0.18B 30% F 31% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.20 59% F 66% D
Price/Book Ratio 1.03 58% F 86% B
Price / Cash Flow Ratio N/A N/A N/A N/A N/A
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.04% 48% F 71% C-
Return on Invested Capital -2.64% 14% F 43% F
Return on Assets 0.87% 46% F 56% F
Debt to Equity Ratio 14.24% 72% C- 71% C-
Technical Ratios  
Short Ratio 8.78 8% F 8% F
Short Percent 1.77% 33% F 67% D+
Beta 0.68 75% C 78% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector