BOCH:NSD-Bank of Commerce Holdings (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 14.64

Change

0.00 (0.00)%

Market Cap

USD 0.25B

Volume

0.07M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Bank of Commerce Holdings operates as the bank holding company for Merchants Bank of Commerce, a chartered commercial bank that provides a range of financial services and products for small to medium-sized businesses, and retail customers. The company accepts various deposit products, such as checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit. Its loan products include commercial, commercial real estate, residential real estate, consumer, construction, term, and small business administration loans. In addition, the company provides sweep arrangements, safe deposit boxes, collection, electronic banking, payroll processing, and ATM and point of sale services. Further, it accepts collateral for loans, real estate, listed and unlisted securities, savings and time deposits, automobiles, machinery and equipment, and other general business assets, such as accounts receivable and inventory. The company serves customers through ten full-service offices, one limited service office, and a loan production office in northern California. Bank of Commerce Holdings is headquartered in Sacramento, California.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-13 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

N/A

USD30.51B 18.49 N/A
FITB Fifth Third Bancorp

N/A

USD28.56B 14.90 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD28.19B 22.64 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD21.37B 12.67 N/A
FITBI Fifth Third Bancorp

N/A

USD19.95B 10.48 N/A
SBNY Signature Bank

N/A

USD14.35B 21.91 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.18B 22.22 N/A
ZION Zions Bancorporation, National..

N/A

USD9.05B 11.24 N/A
CBSH Commerce Bancshares, Inc

N/A

USD8.80B 20.89 N/A
FCNCA First Citizens BancShares, Inc

N/A

USD8.31B 15.06 N/A

ETFs Containing BOCH

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 47.88% 89% B+ 84% B
Dividend Return 0.61% 12% F 32% F
Total Return 48.48% 88% B+ 84% B
Trailing 12 Months  
Capital Gain 111.26% 92% A- 81% B-
Dividend Return 3.17% 37% F 56% F
Total Return 114.43% 91% A- 81% B-
Trailing 5 Years  
Capital Gain 120.81% 90% A- 71% C-
Dividend Return 12.37% 26% F 46% F
Total Return 133.18% 90% A- 72% C-
Average Annual (5 Year Horizon)  
Capital Gain 7.17% 80% B- 49% F
Dividend Return 1.61% 29% F 44% F
Total Return 8.78% 78% C+ 49% F
Risk Return Profile  
Volatility (Standard Deviation) 32.84% 25% F 54% F
Risk Adjusted Return 26.72% 67% D+ 45% F
Market Capitalization 0.25B 37% F 35% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.56 46% F 63% D
Price/Book Ratio 1.39 25% F 77% C+
Price / Cash Flow Ratio 10.85 58% F 39% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.60% 60% D- 72% C-
Return on Invested Capital 7.41% 61% D- 72% C-
Return on Assets 1.11% 53% F 57% F
Debt to Equity Ratio 11.43% 75% C 71% C-
Technical Ratios  
Short Ratio 8.12 23% F 15% F
Short Percent 3.89% 11% F 46% F
Beta 0.69 75% C 78% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.