BOCH:NSD-Bank of Commerce Holdings (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 9.70

Change

+0.57 (+6.24)%

Market Cap

USD 0.15B

Volume

0.07M

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bank of Commerce Holdings operates as the bank holding company for Merchants Bank of Commerce that provides a range of financial services and products for small to medium-sized businesses, and retail customers in California. The company accepts various deposit products, such as checking, interest bearing checking, money market, and savings accounts, as well as certificates of deposit. Its loan products include commercial loans, commercial real estate loans, residential real estate loans, consumer loans, construction loans, term loans, and small business administration loans. In addition, it provides sweep arrangements, safe deposit boxes, collection, electronic banking, payroll processing, and ATM and point of sale services. The company operates ten full service offices and one limited service office in northern California. Bank of Commerce Holdings is headquartered in Sacramento, California.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-11-24 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.22 (-0.82%)

USD29.01B 6.16 N/A
FITBI Fifth Third Bancorp

-0.13 (-0.45%)

USD20.27B 7.42 N/A
FITB Fifth Third Bancorp

+1.25 (+4.81%)

USD18.53B 12.94 N/A
SIVB SVB Financial Group

+13.02 (+3.73%)

USD18.07B 17.39 N/A
HBANO Huntington Bancshares Incorpor..

-0.01 (-0.04%)

USD13.39B 17.76 N/A
HBAN Huntington Bancshares Incorpor..

+0.75 (+6.16%)

USD12.39B 16.83 N/A
CBSH Commerce Bancshares, Inc

+1.62 (+2.38%)

USD7.60B 24.16 N/A
PBCTP People's United Financial, Inc

N/A

USD6.78B 18.20 N/A
ZION Zions Bancorporation, National..

+2.30 (+5.81%)

USD6.49B 16.41 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A

ETFs Containing BOCH

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -16.16% 58% F 29% F
Dividend Return 1.30% 17% F 40% F
Total Return -14.87% 55% F 29% F
Trailing 12 Months  
Capital Gain -13.78% 55% F 29% F
Dividend Return 1.78% 23% F 44% F
Total Return -12.00% 52% F 29% F
Trailing 5 Years  
Capital Gain 37.01% 72% C- 61% D-
Dividend Return 10.73% 21% F 42% F
Total Return 47.74% 72% C- 61% D-
Average Annual (5 Year Horizon)  
Capital Gain 13.19% N/A N/A 70% C-
Dividend Return 1.55% N/A N/A 42% F
Total Return 14.74% N/A N/A 71% C-
Risk Return Profile  
Volatility (Standard Deviation) 32.43% N/A N/A 43% F
Risk Adjusted Return 45.44% N/A N/A 67% D+
Market Capitalization 0.15B 28% F 34% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.86 50% F 67% D+
Price/Book Ratio 0.88 56% F 83% B
Price / Cash Flow Ratio 9.21 50% F 35% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.80% 48% F 71% C-
Return on Invested Capital 8.64% 66% D 75% C
Return on Assets 0.84% 48% F 56% F
Debt to Equity Ratio 5.73% 87% B+ 81% B-
Technical Ratios  
Short Ratio 6.76 23% F 25% F
Short Percent 1.27% 42% F 73% C
Beta 0.65 72% C- 78% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.