BHF:NSD-Brighthouse Financial, Inc

COMMON STOCK | Insurance - Life | NSD

Last Closing Price

USD 38.17

Change

+0.48 (+1.27)%

Market Cap

USD 4.12B

Volume

1.15M

Average Target Price

USD 35.08 (-8.10%)
Average Analyst Rating

Verdict

STA Verdict

Verdict

About

Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. It operates through three segments: Annuities, Life, and Run-off. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security. The Life segment consist of term, universal, whole, and variable life products for policyholders' needs for financial security and protected wealth transfer. The Run-off segment provides structured settlements, pension risk transfer contracts, certain company-owned life insurance policies, funding agreements, and universal life with secondary guarantees. The company was founded in 2016 and is headquartered in Charlotte, North Carolina.

Market Stats

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2019-10-22 )

Largest Industry Peers for Insurance - Life

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
BHFAP Brighthouse Financial, Inc

-0.13 (-0.46%)

USD 4.73B 4.14 5.30
NWLI National Western Life Group, I..

+2.54 (+0.95%)

USD 0.96B 7.32 4.80
KCLI Kansas City Life Insurance Com..

-0.40 (-1.21%)

USD 0.32B 16.46 8.21
GWGH GWG Holdings, Inc

+0.17 (+1.73%)

USD 0.30B N/A 42.08
VERY Vericity, Inc

+0.17 (+1.29%)

USD 0.26B N/A -12.31
AAME Atlantic American Corporation

-0.19 (-7.71%)

USD 0.05B 108.70 19.57
FLFG Federal Life Group, Inc

N/A

USD 0.04B N/A -3.25

ETFs Containing BHF

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance - Life)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 25.23% 100% A+ 75% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 25.23% 100% A+ 73% C
Trailing 12 Months  
Capital Gain -7.04% 60% D- 44% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -7.04% 60% D- 42% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -13.55% 20% F 16% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -13.55% 20% F 16% F
Risk Return Profile  
Volatility (Standard Deviation) 14.89% 80% B- 77% C+
Risk Adjusted Return -90.99% 20% F 6% F
Market Capitalization 4.12B 88% B+ 88% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance - Life)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 5.37 80% B- 91% A-
Price/Book Ratio 0.26 88% B+ 91% A-
Price / Cash Flow Ratio 1.34 75% C 58% F
EV/EBITDA 6.28 50% F 38% F
Management Effectiveness  
Return on Equity 5.51% 71% C- 57% F
Return on Invested Capital 4.88% 75% C 52% F
Return on Assets 0.29% 71% C- 43% F
Debt to Equity Ratio 23.31% 80% B- 61% D-
Technical Ratios  
Short Ratio 4.89 33% F 41% F
Short Percent 5.55% 17% F 43% F
Beta 2.10 14% F 14% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.