BFIN:NSD-BankFinancial Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 9.77

Change

-0.05 (-0.51)%

Market Cap

USD 0.13B

Volume

0.02M

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

N/A

Fundamental Analysis

Verdict


BankFinancial Corporation (BFIN) Stock Analysis:
Based on the BankFinancial Corporation stock forecasts from 0 analysts, the average analyst target price for BankFinancial Corporation is not available over the next 12 months. BankFinancial Corporation’s average analyst rating is not available. Stock Target Advisor’s own stock analysis of BankFinancial Corporation is Bearish, which is based on 2 positive signals and 10 negative signals. At the last closing, BankFinancial Corporation’s stock price was USD 9.77. BankFinancial Corporation’s stock price has changed by -1.31% over the past week, -5.97% over the past month and -8.35% over the last year.

No recent analyst target price found for BankFinancial Corporation
No recent average analyst rating found for BankFinancial Corporation

About

BankFinancial Corporation operates as the bank holding company for BankFinancial, National Association that provides various commercial, family, and personal banking products and services. The company accepts various deposit products, including savings, NOW, checking, money marke ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-05-18 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
SIVB SVB Financial Group

-16.74 (-3.74%)

USD26.36B 15.27 N/A
FITB Fifth Third Bancorp

-1.13 (-3.04%)

USD25.51B 10.67 N/A
HBAN Huntington Bancshares Incorpor..

-0.28 (-2.08%)

USD19.39B 17.31 N/A
FITBI Fifth Third Bancorp

-0.39 (-1.54%)

USD17.73B 7.28 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
SBNY Signature Bank

-6.95 (-3.53%)

USD12.39B 11.51 N/A
FCNCA First Citizens BancShares Inc

-15.91 (-2.36%)

USD10.76B 10.14 N/A
PBCT People's United Financial Inc

N/A

USD8.37B 13.96 N/A
CBSH Commerce Bancshares Inc

-1.41 (-2.06%)

USD8.28B 16.24 N/A

ETFs Containing BFIN

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -8.43% 53% F 66% D
Dividend Return 1.87% 88% B+ 80% B-
Total Return -6.56% 57% F 68% D+
Trailing 12 Months  
Capital Gain -8.52% 44% F 64% D
Dividend Return 3.75% 77% C+ 72% C-
Total Return -4.78% 45% F 67% D+
Trailing 5 Years  
Capital Gain -32.71% 3% F 27% F
Dividend Return 13.22% 48% F 61% D-
Total Return -19.49% 6% F 30% F
Average Annual (5 Year Horizon)  
Capital Gain -4.60% 3% F 22% F
Dividend Return 3.23% 73% C 76% C
Total Return -1.37% 3% F 27% F
Risk Return Profile  
Volatility (Standard Deviation) 29.55% 54% F 54% F
Risk Adjusted Return -4.64% 4% F 33% F
Market Capitalization 0.13B 17% F 32% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 18.60 10% F 44% F
Price/Book Ratio 0.84 90% A- 81% B-
Price / Cash Flow Ratio 16.66 12% F 19% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 4.49% 7% F 55% F
Return on Invested Capital 4.07% 35% F 60% D-
Return on Assets 0.45% 4% F 51% F
Debt to Equity Ratio 15.62% 69% D+ 67% D+
Technical Ratios  
Dividend Yield 4.09% 78% C+ 71% C-
Short Ratio 1.57 73% C 69% D+
Short Percent 0.20% 77% C+ 88% B+
Beta 0.53 80% B- 83% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector