BFC:NSD-Bank First Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 69.25

Change

-0.75 (-1.07)%

Market Cap

USD 0.54B

Volume

7.78K

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Bank First Corporation operates as a holding company for Bank First N.A. that provides consumer and commercial financial services to individuals and businesses in Wisconsin. The company offers demand, time, and savings deposits; checking, savings, money market, cash management, retirement, and health savings accounts; certificates of deposit; and residential mortgage products. The company's loan products include real estate loans, including commercial real estate, residential mortgage, and home equity loans; commercial and industrial loans for working capital, accounts receivable, inventory financing, and other business purposes; construction and development loans; residential 1-4 family loans; and consumer loans for personal and household purposes, including secured and unsecured installment loans. It also provides credit cards; ATM processing; insurance; data processing and information technology; investment and safekeeping; treasury management; and online, telephone, and mobile banking services. It operates through 22 branches in Manitowoc, Outagamie, Brown, Winnebago, Sheboygan, Waupaca, Ozaukee, Monroe, Jefferson, and Barron counties in Wisconsin. The company was formerly known as Bank First National Corporation and changed its name to Bank First Corporation in June 2019. Bank First Corporation was founded in 1894 and is headquartered in Manitowoc, Wisconsin. Address: 402 North 8th Street, Manitowoc, WI, United States, 54220

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-25 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.07 (-0.27%)

USD28.24B 37.55 N/A
SIVB SVB Financial Group

+0.60 (+0.12%)

USD24.91B 20.99 N/A
FITB Fifth Third Bancorp

-0.50 (-1.62%)

USD22.02B 16.89 N/A
FITBI Fifth Third Bancorp

-0.22 (-0.76%)

USD20.17B 15.76 N/A
HBAN Huntington Bancshares Incorpor..

-0.36 (-2.60%)

USD14.15B 20.06 N/A
HBANO Huntington Bancshares Incorpor..

-0.05 (-0.20%)

USD13.19B 36.81 N/A
SBNY Signature Bank

+3.85 (+2.40%)

USD8.59B 16.09 N/A
CBSH Commerce Bancshares, Inc

-0.78 (-1.12%)

USD8.13B 23.85 N/A
ZION Zions Bancorporation, National..

-0.91 (-1.89%)

USD7.90B 15.93 N/A
PBCTP People's United Financial, Inc

-0.23 (-0.81%)

USD6.86B 21.42 N/A

ETFs Containing BFC

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 6.83% 60% D- 51% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.83% 60% D- 51% F
Trailing 12 Months  
Capital Gain 8.19% 87% B+ 48% F
Dividend Return 1.27% 12% F 30% F
Total Return 9.45% 86% B 48% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 3.79% 67% D+ 51% F
Dividend Return 0.75% 13% F 20% F
Total Return 4.54% 57% F 48% F
Risk Return Profile  
Volatility (Standard Deviation) 15.73% 80% B- 77% C+
Risk Adjusted Return 28.86% 71% C- 54% F
Market Capitalization 0.54B 60% D- 53% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.81 46% F 62% D-
Price/Book Ratio 1.89 5% F 64% D
Price / Cash Flow Ratio 23.83 12% F 18% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 14.74% 92% A- 86% B
Return on Invested Capital -7.89% 2% F 35% F
Return on Assets 1.41% 89% B+ 64% D
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio 22.30 1% F 1% F
Short Percent 4.11% 9% F 44% F
Beta 0.43 91% A- 87% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.