BCML:NSD-BayCom Corp (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 19.99

Change

+0.08 (+0.40)%

Market Cap

USD 0.21B

Volume

0.09M

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

N/A

Fundamental Analysis

Verdict


BayCom Corp (BCML) Stock Analysis:
Based on the BayCom Corp stock forecasts from 0 analysts, the average analyst target price for BayCom Corp is not available over the next 12 months. BayCom Corp’s average analyst rating is not available. Stock Target Advisor’s own stock analysis of BayCom Corp is Bearish, which is based on 3 positive signals and 10 negative signals. At the last closing, BayCom Corp’s stock price was USD 19.99. BayCom Corp’s stock price has changed by +0.29% over the past week, +1.49% over the past month and +29.64% over the last year.

About

BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to businesses, business owners, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifa ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-01-19 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

-13.36 (-2.00%)

USD39.22B 20.51 N/A
FITB Fifth Third Bancorp

-1.65 (-3.33%)

USD34.43B 13.94 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
HBAN Huntington Bancshares Incorpor..

-0.34 (-1.95%)

USD25.77B 19.59 N/A
SBNY Signature Bank

-4.27 (-1.20%)

USD21.57B 25.49 N/A
FITBI Fifth Third Bancorp

-0.06 (-0.21%)

USD19.73B 7.79 N/A
FCNCA First Citizens BancShares Inc

-7.69 (-0.85%)

USD14.33B 16.36 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

-3.26 (-4.70%)

USD11.05B 9.98 N/A
PBCT People's United Financial Inc

-0.75 (-3.55%)

USD9.17B 30.51 N/A

ETFs Containing BCML

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 6.56% 85% B 93% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.56% 85% B 93% A
Trailing 12 Months  
Capital Gain 29.64% 61% D- 85% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 29.64% 54% F 84% B
Trailing 5 Years  
Capital Gain 32.21% 66% D 53% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 32.21% 51% F 48% F
Average Annual (5 Year Horizon)  
Capital Gain 7.25% 62% D- 48% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 7.25% 47% F 44% F
Risk Return Profile  
Volatility (Standard Deviation) 35.72% 33% F 49% F
Risk Adjusted Return 20.29% 33% F 37% F
Market Capitalization 0.21B 29% F 36% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.18 61% D- 68% D+
Price/Book Ratio 0.77 98% A+ 92% A-
Price / Cash Flow Ratio 21.27 25% F 20% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.72% 18% F 62% D-
Return on Invested Capital 4.64% 40% F 63% D
Return on Assets 0.85% 19% F 50% F
Debt to Equity Ratio 30.36% 39% F 50% F
Technical Ratios  
Short Ratio 1.30 75% C 69% D+
Short Percent 0.20% 77% C+ 90% A-
Beta 0.95 44% F 60% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector