BANR:NSD-Banner Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 51.83

Change

+1.44 (+2.86)%

Market Cap

USD 1.77B

Volume

0.25M

Average Target Price

USD 42.50 (-18.00%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Banner Corporation operates as the bank holding company for Banner Bank and Islanders Bank that provide commercial banking and financial products and services to individuals, businesses, and public sector entities primarily in the United States. It offers deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts, and certificates of deposit, as well as treasury management services and retirement savings plans. The company also provides commercial real estate loans, including investment properties and multifamily residential real estate loans; construction, land, and land development loans; residential mortgage loans; commercial business loans; agricultural loans; and consumer loans, such as home equity lines of credit, automobile, and boat and recreational vehicle loans, as well as loans secured by deposit accounts. In addition, it engages in the mortgage banking operations through the origination and sale of one-to four-family and multi-family residential loans. Further, the company provides electronic and digital banking services. As of December 31, 2019, it operated 178 branch offices, including 175 Banner Bank branches and three Islanders Bank branches located in Washington, Oregon, California, and Idaho. It also operates 18 Banner Bank loan production offices located in Washington, Oregon, California, Idaho, and Utah. Banner Corporation was founded in 1890 and is headquartered in Walla Walla, Washington.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-22 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

+0.02 (+0.08%)

USD28.14B 36.32 N/A
SIVB SVB Financial Group

+24.56 (+5.39%)

USD23.61B 22.21 N/A
FITB Fifth Third Bancorp

+0.22 (+0.72%)

USD21.86B 15.32 N/A
FITBI Fifth Third Bancorp

-0.01 (-0.03%)

USD20.18B 14.40 N/A
HBAN Huntington Bancshares Incorpor..

-0.67 (-4.62%)

USD14.83B 20.41 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.19B 35.72 N/A
SBNY Signature Bank

+8.51 (+5.61%)

USD8.13B 15.96 N/A
CBSH Commerce Bancshares, Inc

+1.20 (+1.76%)

USD7.99B 23.43 N/A
ZION Zions Bancorporation, National..

+0.73 (+1.54%)

USD7.78B 15.69 N/A
PBCTP People's United Financial, Inc

+0.11 (+0.39%)

USD6.84B 24.47 N/A

ETFs Containing BANR

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 11.25% 79% C+ 63% D
Dividend Return N/A N/A N/A N/A N/A
Total Return 11.25% 79% C+ 63% D
Trailing 12 Months  
Capital Gain -1.97% 72% C- 36% F
Dividend Return 2.33% 40% F 55% F
Total Return 0.36% 70% C- 36% F
Trailing 5 Years  
Capital Gain 25.16% 40% F 41% F
Dividend Return 18.23% 54% F 63% D
Total Return 43.40% 45% F 45% F
Average Annual (5 Year Horizon)  
Capital Gain -0.44% 41% F 37% F
Dividend Return 3.06% 79% C+ 73% C
Total Return 2.62% 44% F 42% F
Risk Return Profile  
Volatility (Standard Deviation) 22.54% 51% F 63% D
Risk Adjusted Return 11.62% 43% F 40% F
Market Capitalization 1.77B 80% B- 72% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.15 33% F 58% F
Price/Book Ratio 1.08 43% F 80% B-
Price / Cash Flow Ratio 11.91 36% F 32% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.96% 36% F 68% D+
Return on Invested Capital 1.95% 15% F 51% F
Return on Assets 0.83% 45% F 55% F
Debt to Equity Ratio 14.92% 63% D 70% C-
Technical Ratios  
Short Ratio 4.32 46% F 32% F
Short Percent 2.84% 17% F 54% F
Beta 1.11 33% F 54% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.