BANR:NSD-Banner Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 55.42

Change

+0.51 (+0.93)%

Market Cap

USD 1.91B

Volume

0.07M

Average Target Price

USD 56.25 (+1.50%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Banner Corporation operates as the bank holding company for Banner Bank that provide commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts, and certificates of deposit, as well as treasury management services and retirement savings plans. The company also provides commercial real estate loans, including owner-occupied, investment properties, and multifamily residential real estate loans; construction, land, and land development loans; residential mortgage loans; commercial business loans; agricultural loans; and consumer and other loans, such as home equity lines of credit, automobile, and boat and recreational vehicle loans, as well as loans secured by deposit accounts. In addition, it engages in the mortgage banking operations through the origination and sale of one-to four-family and multi-family residential loans, as well as small business administration loans. Further, the company provides electronic and digital banking services. As of December 31, 2020, it operated 155 branch offices, including 152 Banner Bank branches and three Islanders Bank branches located in Washington, Oregon, California, and Idaho. It also operates 18 Banner Bank loan production offices located in Washington, Oregon, California, Idaho, and Utah. Banner Corporation was founded in 1890 and is headquartered in Walla Walla, Washington.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-16 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.14 (-0.54%)

USD28.48B 37.87 N/A
SIVB SVB Financial Group

+7.23 (+1.41%)

USD27.62B 22.37 N/A
FITB Fifth Third Bancorp

+0.17 (+0.45%)

USD27.03B 20.78 N/A
FITBI Fifth Third Bancorp

-0.14 (-0.49%)

USD19.93B 15.57 N/A
HBAN Huntington Bancshares Incorpor..

+0.08 (+0.50%)

USD16.46B 23.33 N/A
SBNY Signature Bank

-4.41 (-1.90%)

USD13.37B 23.29 N/A
HBANO Huntington Bancshares Incorpor..

-0.03 (-0.12%)

USD13.20B 36.83 N/A
ZION Zions Bancorporation, National..

+0.31 (+0.56%)

USD9.13B 18.48 N/A
CBSH Commerce Bancshares, Inc

+0.40 (+0.52%)

USD9.02B 26.52 N/A
FCNCA First Citizens BancShares, Inc

+6.32 (+0.74%)

USD8.27B 17.91 N/A

ETFs Containing BANR

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 18.95% 45% F 67% D+
Dividend Return 0.88% 53% F 60% D-
Total Return 19.83% 45% F 68% D+
Trailing 12 Months  
Capital Gain 66.38% 57% F 56% F
Dividend Return 3.69% 42% F 59% F
Total Return 70.07% 57% F 57% F
Trailing 5 Years  
Capital Gain 28.88% 31% F 42% F
Dividend Return 18.02% 62% D- 68% D+
Total Return 46.91% 37% F 46% F
Average Annual (5 Year Horizon)  
Capital Gain -1.24% 37% F 28% F
Dividend Return 3.15% 79% C+ 74% C
Total Return 1.90% 42% F 33% F
Risk Return Profile  
Volatility (Standard Deviation) 23.19% 56% F 68% D+
Risk Adjusted Return 8.21% 41% F 33% F
Market Capitalization 1.91B 80% B- 72% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.84 38% F 57% F
Price/Book Ratio 1.14 52% F 84% B
Price / Cash Flow Ratio 15.24 33% F 29% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 7.11% 39% F 69% D+
Return on Invested Capital 3.42% 44% F 62% D-
Return on Assets 0.84% 42% F 56% F
Debt to Equity Ratio 18.11% 62% D- 63% D
Technical Ratios  
Short Ratio 4.09 29% F 26% F
Short Percent 3.40% 13% F 50% F
Beta 1.11 36% F 53% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.