BANR:NSD-Banner Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 57.55

Change

0.00 (0.00)%

Market Cap

USD 1.99B

Volume

0.13M

Avg Analyst Target

USD 63.00 (+9.47%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Banner Corporation operates as the bank holding company for Banner Bank that provide commercial banking and financial products and services to individuals, businesses, and public sector entities in the United States. It accepts various deposit instruments, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, regular savings accounts, and certificates of deposit, as well as treasury management services and retirement savings plans. The company also provides commercial real estate loans, including owner-occupied, investment properties, and multifamily residential real estate loans; construction, land, and land development loans; residential mortgage loans; commercial business loans; agricultural loans; and consumer and other loans, such as home equity lines of credit, automobile, and boat and recreational vehicle loans, as well as loans secured by deposit accounts. In addition, it engages in the mortgage banking operations through the origination and sale of one-to four-family and multi-family residential loans, as well as small business administration loans. Further, the company provides electronic and digital banking services. As of December 31, 2020, it operated 155 branch offices, including 152 Banner Bank branches and three Islanders Bank branches located in Washington, Oregon, California, and Idaho. It also operates 18 Banner Bank loan production offices located in Washington, Oregon, California, Idaho, and Utah. Banner Corporation was founded in 1890 and is headquartered in Walla Walla, Washington. Address: 10 South First Avenue, Walla Walla, WA, United States, 99362

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2021-10-17 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

N/A

USD40.50B 19.72 N/A
FITB Fifth Third Bancorp

N/A

USD30.05B 12.72 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD23.82B 17.42 N/A
FITBI Fifth Third Bancorp

N/A

USD19.56B 8.15 N/A
SBNY Signature Bank

N/A

USD18.53B 24.07 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

N/A

USD10.07B 9.33 N/A
CBSH Commerce Bancshares Inc

N/A

USD8.32B 15.28 N/A
FCNCA First Citizens BancShares Inc

N/A

USD8.28B 14.92 N/A

ETFs Containing BANR

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 23.52% 48% F 71% C-
Dividend Return 2.64% 55% F 64% D
Total Return 26.16% 47% F 72% C-
Trailing 12 Months  
Capital Gain 60.17% 58% F 75% C
Dividend Return 4.56% 65% D 70% C-
Total Return 64.74% 59% F 75% C
Trailing 5 Years  
Capital Gain 28.98% 43% F 44% F
Dividend Return 18.22% 70% C- 73% C
Total Return 47.20% 45% F 48% F
Average Annual (5 Year Horizon)  
Capital Gain 2.06% 34% F 32% F
Dividend Return 3.32% 78% C+ 76% C
Total Return 5.38% 40% F 36% F
Risk Return Profile  
Volatility (Standard Deviation) 29.30% 55% F 61% D-
Risk Adjusted Return 18.35% 39% F 33% F
Market Capitalization 1.99B 80% B- 75% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.52 54% F 67% D+
Price/Book Ratio 1.17 52% F 81% B-
Price / Cash Flow Ratio 15.86 37% F 26% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.73% 48% F 71% C-
Return on Invested Capital 3.42% 32% F 61% D-
Return on Assets 1.16% 49% F 55% F
Debt to Equity Ratio 18.11% 62% D- 61% D-
Technical Ratios  
Short Ratio 3.26 49% F 47% F
Short Percent 1.75% 27% F 64% D
Beta 1.11 30% F 51% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.