BANF:NSD-BancFirst Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 73.06

Change

-0.53 (-0.72)%

Market Cap

USD 2.41B

Volume

0.06M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses. It operates through Metropolitan Banks, Community Banks, Pegasus Bank, and Other Financial Services segments. The company offers checking accounts, negotiable order of withdrawal accounts, savings accounts, money market accounts, sweep accounts, club accounts, individual retirement accounts, and certificates of deposit, as well as overdraft protection and auto draft services. It also provides commercial, financial, and other loans for working capital, facilities acquisition or expansion, purchase of equipment, and other needs; lending services that include private banking, energy, commercial and residential real estate, and commercial and industrial loans; and loans to finance purchases of consumer goods, such as automobiles, boats, household goods, vacations, and education. In addition, the company engages in the investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services. Further, it is involved in real estate investment and insurance agency services; and providing funds transfer, collection, safe deposit box, cash management, retail brokerage, and other services for individual and corporate customers. The company serves customers in non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. It operates through 106 banking locations in Oklahoma and 3 banking locations in Dallas, Texas. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-05-10 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

-12.08 (-2.05%)

USD31.93B 19.35 N/A
FITB Fifth Third Bancorp

-0.11 (-0.26%)

USD30.14B 15.56 N/A
HBANN Huntington Bancshares Incorpor..

-0.03 (-0.12%)

USD28.29B 22.72 N/A
FITBI Fifth Third Bancorp

-0.06 (-0.21%)

USD19.93B 10.47 N/A
HBAN Huntington Bancshares Incorpor..

-0.04 (-0.25%)

USD16.09B 13.84 N/A
SBNY Signature Bank

-2.17 (-0.85%)

USD14.70B 22.50 N/A
HBANO Huntington Bancshares Incorpor..

-0.02 (-0.08%)

USD13.19B 22.24 N/A
ZION Zions Bancorporation, National..

-0.35 (-0.59%)

USD9.71B 12.05 N/A
CBSH Commerce Bancshares, Inc

-0.32 (-0.40%)

USD9.36B 22.19 N/A
FCNCA First Citizens BancShares, Inc

-30.02 (-3.50%)

USD8.29B 15.06 N/A

ETFs Containing BANF

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 24.46% 53% F 75% C
Dividend Return 0.58% 18% F 39% F
Total Return 25.04% 53% F 75% C
Trailing 12 Months  
Capital Gain 110.12% 89% B+ 79% C+
Dividend Return 3.85% 48% F 61% D-
Total Return 113.98% 89% B+ 79% C+
Trailing 5 Years  
Capital Gain 145.00% 94% A 75% C
Dividend Return 17.71% 57% F 66% D
Total Return 162.71% 94% A 77% C+
Average Annual (5 Year Horizon)  
Capital Gain 11.44% 92% A- 58% F
Dividend Return 2.10% 43% F 56% F
Total Return 13.55% 93% A 60% D-
Risk Return Profile  
Volatility (Standard Deviation) 32.94% 18% F 53% F
Risk Adjusted Return 41.13% 85% B 62% D-
Market Capitalization 2.41B 82% B- 75% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 20.48 16% F 47% F
Price/Book Ratio 2.15 6% F 63% D
Price / Cash Flow Ratio 15.63 36% F 29% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 11.28% 67% D+ 76% C
Return on Invested Capital 9.37% 84% B 79% C+
Return on Assets 1.24% 68% D+ 60% D-
Debt to Equity Ratio 2.51% 95% A 84% B
Technical Ratios  
Short Ratio 11.67 4% F 5% F
Short Percent 5.51% 5% F 37% F
Beta 1.46 10% F 30% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector