AUB:NSD-Atlantic Union Bankshares Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 36.48

Change

0.00 (0.00)%

Market Cap

USD 2.87B

Volume

0.24M

Average Target Price

USD 29.75 (-18.45%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Atlantic Union Bankshares Corporation operates as the holding company for Atlantic Union Bank that provides banking and related financial services to consumers and businesses. It accepts various deposit products, including checking, savings, NOW, time deposit, and money market accounts, as well as certificates of deposit and other depository services. The company also offers loans for commercial, industrial, residential mortgage, and consumer purposes. In addition, it provides credit cards, automated teller machine (ATM) services, mobile and Internet banking services, and online bill payment services, as well as trust, and wealth management services to consumers and businesses. Further, the company offers securities, brokerage, and investment advisory services; and originates and sells mortgage loan products in the secondary market. As of February 1, 2020, it operated 149 branches and approximately 170 ATMs in Virginia, North Carolina, and Maryland. The company was formerly known as Union Bankshares Corporation and changed its name to Atlantic Union Bankshares Corporation in May 2019. Atlantic Union Bankshares Corporation was founded in 1902 and is headquartered in Richmond, Virginia.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-18 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD28.12B 36.29 N/A
SIVB SVB Financial Group

N/A

USD23.92B 22.49 N/A
FITB Fifth Third Bancorp

N/A

USD22.70B 15.91 N/A
FITBI Fifth Third Bancorp

N/A

USD20.13B 14.37 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD15.09B 20.76 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.19B 35.71 N/A
SBNY Signature Bank

N/A

USD8.27B 16.24 N/A
CBSH Commerce Bancshares, Inc

N/A

USD8.26B 26.25 N/A
ZION Zions Bancorporation, National..

N/A

USD8.06B 20.78 N/A
PBCTP People's United Financial, Inc

N/A

USD6.61B 23.64 N/A

ETFs Containing AUB

Symbol Name Weight Mer Price(Change) Market Cap
FRN Invesco Frontier Markets .. 0.00 % 0.70 %

N/A

USD0.06B

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.75% 79% C+ 70% C-
Dividend Return N/A N/A N/A N/A N/A
Total Return 10.75% 79% C+ 70% C-
Trailing 12 Months  
Capital Gain -0.87% 79% C+ 41% F
Dividend Return 2.72% 58% F 64% D
Total Return 1.85% 78% C+ 41% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain -11.79% 5% F 15% F
Dividend Return 1.08% 20% F 29% F
Total Return -10.71% 5% F 15% F
Risk Return Profile  
Volatility (Standard Deviation) 14.88% 83% B 79% C+
Risk Adjusted Return -71.93% 3% F 7% F
Market Capitalization 2.87B 88% B+ 78% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.14 38% F 60% D-
Price/Book Ratio 1.09 39% F 79% C+
Price / Cash Flow Ratio 14.74 22% F 26% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.97% 28% F 65% D
Return on Invested Capital 5.09% 28% F 61% D-
Return on Assets 0.83% 46% F 55% F
Debt to Equity Ratio 42.88% 28% F 46% F
Technical Ratios  
Short Ratio 5.15 34% F 25% F
Short Percent 1.58% 38% F 69% D+
Beta 1.40 12% F 36% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector