ATLC:NSD-Atlanticus Holdings Corporation (USD)

COMMON STOCK | Credit Services | NSD

Last Closing Price

USD 38.53

Change

+0.09 (+0.23)%

Market Cap

USD 0.58B

Volume

0.03M

Avg Analyst Target

USD 71.60 (+85.83%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


ATLC Stock Forecast & Price:
Based on the Atlanticus Holdings Corporation stock forecasts from 2 analysts, the average analyst target price for Atlanticus Holdings Corporation is USD 71.60 over the next 12 months. Atlanticus Holdings Corporation’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Atlanticus Holdings Corporation is Bullish , which is based on 7 positive signals and 3 negative signals. At the last closing, Atlanticus Holdings Corporation’s stock price was USD 38.53. Atlanticus Holdings Corporation’s stock price has changed by -1.96% over the past week, -0.62% over the past month and -18.73% over the last year.

About Atlanticus Holdings Corporation (ATLC:NSD)

Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as pr ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-08-10 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
PYPL PayPal Holdings Inc

+4.43 (+4.69%)

USD108.95B 31.94 27.55
CACC Credit Acceptance Corporation

+10.16 (+1.86%)

USD7.05B 10.44 11.07
SLM SLM Corp

+0.77 (+5.12%)

USD3.78B 4.94 N/A
SLMBP SLM Corp Pb Pref

N/A

USD3.74B 26.67 N/A
FCFS FirstCash Inc

+2.93 (+3.90%)

USD3.53B 19.26 9.06
NAVI Navient Corp

+0.46 (+2.86%)

USD2.32B 4.09 N/A
QFIN 360 Finance Inc

+0.49 (+3.60%)

USD2.14B 2.67 N/A
PRAA PRA Group Inc

-0.14 (-0.36%)

USD1.54B 10.48 11.94
OCSL Oaktree Specialty Lending Corp

+0.06 (+0.85%)

USD1.29B 27.12 N/A
MGI Moneygram Int

+0.02 (+0.19%)

USD1.00B 19.30 -10.19

ETFs Containing ATLC

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -45.98% 27% F 25% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -45.98% 27% F 25% F
Trailing 12 Months  
Capital Gain -18.46% 46% F 51% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -18.46% 46% F 49% F
Trailing 5 Years  
Capital Gain 1,435.06% 100% A+ 98% A+
Dividend Return N/A N/A N/A N/A N/A
Total Return 1,435.06% 100% A+ 98% A+
Average Annual (5 Year Horizon)  
Capital Gain 147.71% 96% A 96% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 147.71% 96% A 96% A
Risk Return Profile  
Volatility (Standard Deviation) 124.30% 13% F 9% F
Risk Adjusted Return 118.83% 100% A+ 99% A+
Market Capitalization 0.58B 52% F 61% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 5.29 54% F 84% B
Price/Book Ratio 2.14 29% F 42% F
Price / Cash Flow Ratio 2.73 56% F 45% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 53.27% 100% A+ 97% A+
Return on Invested Capital 9.80% 64% D 74% C
Return on Assets 11.44% 92% A- 94% A
Debt to Equity Ratio 433.48% 20% F 5% F
Technical Ratios  
Dividend Yield N/A N/A N/A N/A N/A
Short Ratio 14.65 8% F 4% F
Short Percent 12.52% 17% F 14% F
Beta 1.61 19% F 20% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.