ASPS:NSD-Altisource Portfolio Solutions S.A (USD)

COMMON STOCK | Mortgage Finance | NSD

Last Closing Price

USD 8.15

Change

+0.41 (+5.30)%

Market Cap

USD 0.12B

Volume

0.08M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States, India, Luxembourg, Uruguay, and internationally. It provides property preservation and inspection services, payment management technologies, and a vendor management oversight software-as-a-service (SaaS) platform. The company also offers Hubzu, an online real estate auction platform, as well as real estate auction, real estate brokerage, and asset management services; and Equator, a SaaS-based technology to manage real estate owned, short sales, foreclosure, bankruptcy, and eviction processes. In addition, it provides mortgage origination loan fulfillment, certification and certification insurance services, technologies, title insurance agent, settlement, real estate valuation services, residential and commercial construction inspection and risk mitigation, foreclosure trustee, and commercial loan servicing technology services. Further, the company operates Pointillist, a customer journey analytics platform, as well as offers TrelixTM Connect, Vendorly, RentRange, and other platform solutions. It serves financial institutions, government-sponsored enterprises, banks, asset managers, servicers, investors, non-bank loan originators, correspondent lenders, and mortgage bankers. Altisource Portfolio Solutions S.A. was incorporated in 1999 and is headquartered in Luxembourg City, Luxembourg.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-04-15 )

Largest Industry Peers for Mortgage Finance

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
TREE LendingTree, Inc

+8.77 (+3.89%)

USD2.96B 134.47 58.30
COOP Mr. Cooper Group Inc

+0.43 (+1.32%)

USD2.84B 10.21 13.10
ECPG Encore Capital Group, Inc

-0.16 (-0.42%)

USD1.21B 5.76 8.32
ATAX America First Multifamily Inve..

+0.09 (+1.59%)

USD0.34B 80.71 14.06
MRCC Monroe Capital Corporation

+0.27 (+2.57%)

USD0.22B 133.04 24.25
MMAC MMA Capital Holdings, Inc

-0.28 (-1.62%)

USD0.10B 12.00 N/A

ETFs Containing ASPS

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Mortgage Finance)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -36.72% 14% F 4% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -36.72% 14% F 4% F
Trailing 12 Months  
Capital Gain 24.05% 57% F 28% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 24.05% 57% F 27% F
Trailing 5 Years  
Capital Gain -70.63% 14% F 7% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -70.63% 14% F 6% F
Average Annual (5 Year Horizon)  
Capital Gain -15.63% 14% F 8% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -15.63% 14% F 7% F
Risk Return Profile  
Volatility (Standard Deviation) 29.37% 57% F 57% F
Risk Adjusted Return -53.22% 14% F 6% F
Market Capitalization 0.12B 29% F 23% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Mortgage Finance)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 1.60 100% A+ 89% B+
Price/Book Ratio 1.08 43% F 87% B+
Price / Cash Flow Ratio -5.45 100% A+ 68% D+
EV/EBITDA 19.03 50% F 47% F
Management Effectiveness  
Return on Equity -344.58% 14% F 3% F
Return on Invested Capital -19.34% 14% F 28% F
Return on Assets -6.13% 14% F 33% F
Debt to Equity Ratio -289.69% 100% A+ 97% A+
Technical Ratios  
Short Ratio 3.39 57% F 34% F
Short Percent 4.53% 57% F 42% F
Beta 1.49 57% F 30% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector