ASPS:NSD-Altisource Portfolio Solutions S.A (USD)

COMMON STOCK | Mortgage Finance | NSD

Last Closing Price

USD 13.75

Change

+0.03 (+0.22)%

Market Cap

USD 0.22B

Volume

0.04M

Avg Analyst Target

USD 18.00 (+30.91%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Altisource Portfolio Solutions S.A. operates as an integrated service provider and marketplace for the real estate and mortgage industries in the United States, India, Luxembourg, Uruguay, and internationally. It provides property preservation and inspection services, payment management technologies, and a vendor management oversight software-as-a-service (SaaS) platform. The company also offers Hubzu, an online real estate auction platform, as well as real estate auction, real estate brokerage, and asset management services; and Equator, a SaaS-based technology to manage real estate owned, short sales, foreclosure, bankruptcy, and eviction processes. In addition, it provides mortgage origination loan fulfillment, certification and certification insurance services, technologies, title insurance agent, settlement, real estate valuation services, residential and commercial construction inspection and risk mitigation, foreclosure trustee, and commercial loan servicing technology services. Further, the company operates Pointillist, a customer journey analytics platform, as well as offers TrelixTM Connect, Vendorly, RentRange, and other platform solutions. It serves financial institutions, government-sponsored enterprises, banks, asset managers, servicers, investors, non-bank loan originators, correspondent lenders, and mortgage bankers. Altisource Portfolio Solutions S.A. was incorporated in 1999 and is headquartered in Luxembourg City, Luxembourg.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-18 )

Largest Industry Peers for Mortgage Finance

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
COOP Mr. Cooper Group Inc

+0.42 (+0.99%)

USD3.19B 2.89 6.19
TREE LendingTree Inc

-2.02 (-1.31%)

USD2.05B 134.47 24.76
ECPG Encore Capital Group Inc

+0.57 (+1.11%)

USD1.55B 5.73 7.39
ATAX America First Multifamily Inve..

+0.09 (+1.41%)

USD0.42B 33.63 14.06
MRCC Monroe Capital Corporation

N/A

USD0.22B 5.10 24.25

ETFs Containing ASPS

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Mortgage Finance)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 6.75% 33% F 51% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 6.75% 33% F 50% F
Trailing 12 Months  
Capital Gain 3.85% 33% F 32% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 3.85% 33% F 30% F
Trailing 5 Years  
Capital Gain -55.14% 17% F 12% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -55.14% 17% F 12% F
Average Annual (5 Year Horizon)  
Capital Gain -16.25% 17% F 5% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -16.25% 17% F 5% F
Risk Return Profile  
Volatility (Standard Deviation) 29.49% 100% A+ 61% D-
Risk Adjusted Return -55.11% 17% F 4% F
Market Capitalization 0.22B 17% F 34% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Mortgage Finance)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 1.60 100% A+ 91% A-
Price/Book Ratio 1.08 67% D+ 85% B
Price / Cash Flow Ratio -9.74 100% A+ 72% C-
EV/EBITDA 19.03 50% F 38% F
Management Effectiveness  
Return on Equity -344.58% 17% F 11% F
Return on Invested Capital -19.22% 17% F 29% F
Return on Assets -11.88% 17% F 26% F
Debt to Equity Ratio -293.93% 100% A+ 97% A+
Technical Ratios  
Short Ratio 4.09 67% D+ 38% F
Short Percent 7.51% 50% F 23% F
Beta 1.53 50% F 27% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector