AROW:NSD-Arrow Financial Corporation (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 34.62

Change

0.00 (0.00)%

Market Cap

USD 0.55B

Volume

0.08M

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

N/A

Fundamental Analysis

Verdict


Arrow Financial Corporation (AROW) Stock Analysis:
Based on the Arrow Financial Corporation stock forecasts from 0 analysts, the average analyst target price for Arrow Financial Corporation is not available over the next 12 months. Arrow Financial Corporation’s average analyst rating is not available. Stock Target Advisor’s own stock analysis of Arrow Financial Corporation is Slightly Bearish, which is based on 4 positive signals and 6 negative signals. At the last closing, Arrow Financial Corporation’s stock price was USD 34.62. Arrow Financial Corporation’s stock price has changed by -1.66% over the past week, -0.61% over the past month and +10.43% over the last year.

About

Arrow Financial Corporation, a bank holding company, provides commercial and consumer banking, and financial products and services. The company's deposit products include demand deposits, interest-bearing checking accounts, savings deposits, time deposits, and other time deposits ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-01-23 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

N/A

USD34.14B 18.62 N/A
FITB Fifth Third Bancorp

N/A

USD30.74B 12.08 N/A
HBANN Huntington Bancshares Incorpor..

N/A

USD27.35B 27.10 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD21.96B 17.02 N/A
SBNY Signature Bank

N/A

USD19.79B 21.71 N/A
FITBI Fifth Third Bancorp

N/A

USD19.62B 7.52 N/A
FCNCA First Citizens BancShares Inc

N/A

USD14.07B 16.06 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

N/A

USD9.66B 8.72 N/A
PBCT People's United Financial Inc

N/A

USD9.17B 30.51 N/A

ETFs Containing AROW

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -1.73% 26% F 65% D
Dividend Return N/A N/A N/A N/A N/A
Total Return -1.73% 26% F 65% D
Trailing 12 Months  
Capital Gain 10.43% 28% F 74% C
Dividend Return 3.32% 55% F 64% D
Total Return 13.75% 28% F 76% C
Trailing 5 Years  
Capital Gain -0.19% 29% F 37% F
Dividend Return 14.61% 68% D+ 67% D+
Total Return 14.41% 33% F 40% F
Average Annual (5 Year Horizon)  
Capital Gain 3.62% 37% F 41% F
Dividend Return 3.15% 72% C- 74% C
Total Return 6.76% 42% F 43% F
Risk Return Profile  
Volatility (Standard Deviation) 17.78% 86% B 78% C+
Risk Adjusted Return 38.04% 70% C- 57% F
Market Capitalization 0.55B 57% F 59% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 10.68 60% D- 68% D+
Price/Book Ratio 1.54 17% F 66% D
Price / Cash Flow Ratio 13.11 44% F 28% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 15.18% 85% B 78% C+
Return on Invested Capital -1.88% 18% F 44% F
Return on Assets 1.33% 65% D 58% F
Debt to Equity Ratio 5.98% 91% A- 76% C
Technical Ratios  
Short Ratio 4.22 23% F 27% F
Short Percent 0.50% 60% D- 83% B
Beta 0.67 73% C 77% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.