AMSF:NSD-AMERISAFE, Inc (USD)

COMMON STOCK | Insurance-Specialty | NSD

Last Closing Price

USD 60.28

Change

+0.28 (+0.47)%

Market Cap

USD 1.16B

Volume

0.08M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. Its workers' compensation insurance policies provide benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. The company provides workers' compensation insurance for small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, manufacturing, agriculture, maritime, and oil and gas. The company was incorporated in 1985 and is headquartered in DeRidder, Louisiana.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-04 )

Largest Industry Peers for Insurance-Specialty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
TRUP Trupanion, Inc

-5.54 (-6.05%)

USD3.61B 1,484.60 1,317.34
JRVR James River Group Holdings, Lt..

-1.99 (-4.06%)

USD1.51B 310.57 N/A
TIG Trean Insurance Group, Inc

-1.01 (-5.81%)

USD0.89B 7.88 N/A
ITIC Investors Title Company

-2.65 (-1.63%)

USD0.31B 7.79 N/A
TIPT Tiptree Inc

+0.04 (+0.78%)

USD0.17B 11.76 14.41
ICCH ICC Holdings, Inc

N/A

USD0.05B 15.88 N/A
PPHI Positive Physicians Holdings, ..

N/A

USD0.04B 33.91 N/A

ETFs Containing AMSF

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Specialty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 4.96% 75% C 51% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 4.96% 75% C 50% F
Trailing 12 Months  
Capital Gain -10.32% 29% F 14% F
Dividend Return 6.81% 75% C 89% B+
Total Return -3.51% 43% F 18% F
Trailing 5 Years  
Capital Gain 18.78% 40% F 38% F
Dividend Return 22.62% 75% C 80% B-
Total Return 41.40% 40% F 43% F
Average Annual (5 Year Horizon)  
Capital Gain 1.11% 50% F 43% F
Dividend Return 3.29% 100% A+ 77% C+
Total Return 4.40% 50% F 47% F
Risk Return Profile  
Volatility (Standard Deviation) 10.77% 88% B+ 87% B+
Risk Adjusted Return 40.85% 75% C 64% D
Market Capitalization 1.16B 75% C 65% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Specialty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.42 63% D 65% D
Price/Book Ratio 2.58 25% F 58% F
Price / Cash Flow Ratio 18.29 43% F 24% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 19.93% 86% B 91% A-
Return on Invested Capital 116.11% 88% B+ 99% A+
Return on Assets 4.51% 86% B 82% B-
Debt to Equity Ratio 9.89% 50% F 75% C
Technical Ratios  
Short Ratio 2.14 100% A+ 51% F
Short Percent 1.27% 88% B+ 75% C
Beta 0.34 88% B+ 89% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector