AMSF:NSD-AMERISAFE Inc (USD)

COMMON STOCK | Insurance-Specialty | NSD

Last Closing Price

USD 54.63

Change

+0.47 (+0.87)%

Market Cap

USD 1.05B

Volume

0.05M

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. Its workers' compensation insurance policies provide benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. The company offers workers' compensation insurance for small to mid-sized employers engaged in hazardous industries, principally construction, trucking, logging and lumber, manufacturing, agriculture, maritime, and oil and gas. The company was incorporated in 1985 and is headquartered in DeRidder, Louisiana.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-22 )

Largest Industry Peers for Insurance-Specialty

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ACT Enact Holdings, Inc. Common St..

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TRUP Trupanion Inc

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JRVR James River Group Holdings Ltd

+0.08 (+0.24%)

USD1.25B 216.65 N/A
TIG Trean Insurance Group Inc

+0.14 (+1.39%)

USD0.52B 5.58 N/A
ITIC Investors Title Company

N/A

USD0.35B 5.34 N/A
TIPT Tiptree Inc

+0.30 (+3.21%)

USD0.31B 5.02 14.41
ICCH ICC Holdings Inc

N/A

USD0.06B 7.93 N/A

ETFs Containing AMSF

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Specialty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -4.88% 50% F 32% F
Dividend Return 1.51% 50% F 45% F
Total Return -3.36% 50% F 33% F
Trailing 12 Months  
Capital Gain -3.31% 43% F 19% F
Dividend Return 8.21% 75% C 90% A-
Total Return 4.90% 43% F 25% F
Trailing 5 Years  
Capital Gain -7.28% 20% F 26% F
Dividend Return 20.04% 75% C 80% B-
Total Return 12.76% 40% F 33% F
Average Annual (5 Year Horizon)  
Capital Gain 0.53% 29% F 26% F
Dividend Return 4.13% 75% C 85% B
Total Return 4.66% 29% F 34% F
Risk Return Profile  
Volatility (Standard Deviation) 9.87% 100% A+ 91% A-
Risk Adjusted Return 47.20% 86% B 64% D
Market Capitalization 1.05B 63% D 66% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Specialty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.08 38% F 66% D
Price/Book Ratio 2.23 25% F 57% F
Price / Cash Flow Ratio 16.54 38% F 25% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 20.39% 75% C 88% B+
Return on Invested Capital 18.22% 88% B+ 88% B+
Return on Assets 4.79% 63% D 79% C+
Debt to Equity Ratio 9.89% 83% B 70% C-
Technical Ratios  
Short Ratio 3.52 57% F 48% F
Short Percent 1.24% 71% C- 72% C-
Beta 0.35 86% B 89% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector