AMRB:NSD-American River Bankshares (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 20.91

Change

0.00 (0.00)%

Market Cap

USD 0.13B

Volume

0.12M

Avg Analyst Target

N/A

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

American River Bankshares operates as the holding company for American River Bank that provides commercial banking products and services in the United States. It accepts checking and savings deposits; and offers money market deposit accounts and certificates of deposit. The company provides commercial, commercial real estate, multi-family real estate, commercial and residential real estate construction, residential real estate, agriculture, consumer, and other installment and term loans, as well as other customary banking services. It also conducts lease financing for various types of business equipment ranging from computer software to heavy earth-moving equipment. The company operates four full-service banking offices in Sacramento County, one full-service banking office in Placer County, two full-service banking offices in Sonoma County, and three full-service banking offices in Amador County. It serves small and mid-sized businesses, and individuals. The company was formerly known as American River Holdings and changed its name to American River Bankshares in 2004. American River Bankshares was founded in 1983 and is headquartered in Rancho Cordova, California.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-22 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

+14.66 (+2.47%)

USD34.80B 16.94 N/A
HBANN Huntington Bancshares Incorpor..

+0.03 (+0.10%)

USD27.64B 27.38 N/A
FITB Fifth Third Bancorp

+0.82 (+2.14%)

USD26.41B 11.15 N/A
HBAN Huntington Bancshares Incorpor..

+0.25 (+1.75%)

USD21.04B 15.39 N/A
FITBI Fifth Third Bancorp

+0.13 (+0.45%)

USD20.08B 8.37 N/A
SBNY Signature Bank

+2.91 (+1.16%)

USD15.15B 19.68 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation National ..

+1.54 (+2.78%)

USD8.97B 8.31 N/A
FCNCA First Citizens BancShares Inc

+15.78 (+1.95%)

USD7.84B 14.14 N/A
CBSH Commerce Bancshares Inc

+0.51 (+0.77%)

USD7.71B 14.16 N/A

ETFs Containing AMRB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 59.01% N/A N/A N/A N/A
Dividend Return 1.60% N/A N/A N/A N/A
Total Return 60.61% N/A N/A N/A N/A
Trailing 12 Months  
Capital Gain 126.05% N/A N/A N/A N/A
Dividend Return 3.03% N/A N/A N/A N/A
Total Return 129.08% N/A N/A N/A N/A
Trailing 5 Years  
Capital Gain 96.71% N/A N/A N/A N/A
Dividend Return 10.63% N/A N/A N/A N/A
Total Return 107.34% N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 6.88% 67% D+ 44% F
Dividend Return 1.76% 32% F 47% F
Total Return 8.62% 67% D+ 43% F
Risk Return Profile  
Volatility (Standard Deviation) 35.92% 29% F 52% F
Risk Adjusted Return 24.01% 53% F 37% F
Market Capitalization 0.13B N/A N/A N/A N/A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.93 N/A N/A N/A N/A
Price/Book Ratio 1.31 N/A N/A N/A N/A
Price / Cash Flow Ratio 18.92 N/A N/A N/A N/A
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.59% N/A N/A N/A N/A
Return on Invested Capital 6.52% N/A N/A N/A N/A
Return on Assets 1.00% N/A N/A N/A N/A
Debt to Equity Ratio 14.81% N/A N/A N/A N/A
Technical Ratios  
Short Ratio 0.26 N/A N/A N/A N/A
Short Percent 0.06% N/A N/A N/A N/A
Beta 0.87 N/A N/A N/A N/A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.