ALTA:NSD-Altabancorp (USD)

COMMON STOCK | Banks—Regional | NSD

Last Closing Price

USD 19.29

Change

+0.23 (+1.21)%

Market Cap

USD 0.36B

Volume

0.02M

Average Target Price

N/A
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Altabancorp operates as the bank holding company for Altabank, a state-chartered bank that provides retail and commercial banking products and services. The company accepts various deposits, such as checking, rewards checking, savings, and money market deposit accounts, as well as individual retirement accounts and certificates of deposit. Its loan products include commercial and residential real estate lending comprising acquisition and development loans, construction loans, and mortgage financing; commercial and industrial loans; consumer loans consisting of home equity loans, home improvement loans, automobile loans, debt consolidation loans, and general consumer lending; and SBA loans. The company also offers credit and debit cards; investment securities, such as U.S. Agency issues, mortgage-backed securities, and municipal bonds; and mobile and Internet banking, automatic teller machine, treasury management, remote deposit capture, bill pay, cashier's checks, money orders, and safe deposit services. It serves real estate developers and contractors, small to medium sized businesses, individuals, and professionals and professional firms through 26 retail branches located in Utah and southern Idaho. The company was formerly known as People's Utah Bancorp and changed its name to Altabancorp in July 2020. Altabancorp was founded in 1905 and is headquartered in American Fork, Utah.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-25 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

+0.17 (+0.64%)

USD28.78B 6.16 N/A
FITB Fifth Third Bancorp

+0.86 (+4.39%)

USD13.93B 11.27 N/A
HBANO Huntington Bancshares Incorpor..

+0.04 (+0.16%)

USD13.31B 17.76 N/A
SIVB SVB Financial Group

+4.08 (+1.81%)

USD11.93B 14.31 N/A
HBAN Huntington Bancshares Incorpor..

+0.15 (+1.73%)

USD8.84B 12.39 N/A
PBCTP People's United Financial, Inc

+0.35 (+1.34%)

USD6.36B 18.20 N/A
CBSHP Commerce Bancshares, Inc

N/A

USD6.10B 6.98 N/A
CBSH Commerce Bancshares, Inc

+0.31 (+0.58%)

USD5.99B 21.36 N/A
ZION Zions Bancorporation, National..

+0.23 (+0.82%)

USD4.63B 12.66 N/A
SBNY Signature Bank

-0.09 (-0.11%)

USD4.52B 9.42 N/A

ETFs Containing ALTA

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 1,737.14% 100% A+ 100% A+
Dividend Return N/A N/A N/A N/A N/A
Total Return 1,737.14% 100% A+ 100% A+
Trailing 12 Months  
Capital Gain 1,481.15% 100% A+ 99% A+
Dividend Return N/A N/A N/A N/A N/A
Total Return 1,481.15% 100% A+ 99% A+
Trailing 5 Years  
Capital Gain 543.00% 100% A+ 96% A
Dividend Return N/A N/A N/A N/A N/A
Total Return 543.00% 100% A+ 96% A
Average Annual (5 Year Horizon)  
Capital Gain 691.63% N/A N/A N/A N/A
Dividend Return 0.35% N/A N/A N/A N/A
Total Return 691.98% N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 4,179.42% N/A N/A N/A N/A
Risk Adjusted Return 16.56% N/A N/A N/A N/A
Market Capitalization 0.36B 59% F 53% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 8.85 68% D+ 75% C
Price/Book Ratio 1.10 13% F 72% C-
Price / Cash Flow Ratio 6.57 56% F 39% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 13.26% 90% A- 84% B
Return on Invested Capital -4.34% 2% F 37% F
Return on Assets 1.63% 96% A 66% D
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio 5.07 47% F 33% F
Short Percent 1.02% 61% D- 78% C+
Beta 0.84 53% F 68% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.