AFH:NSD-Atlas Financial Holdings, Inc (USD)

COMMON STOCK | Insurance—Property & Casualty | NSD

Last Closing Price

USD 0.58

Change

0.00 (0.00)%

Market Cap

USD 8.25M

Volume

0.81M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Atlas Financial Holdings, Inc., through its subsidiaries, engages in underwriting commercial automobile insurance policies in the United States. The company's automobile insurance products provide insurance coverage in three primary areas, including liability, accident benefits, and physical damage. It focuses on the light commercial automobile sector, including taxi cabs, non-emergency para-transit, limousine, livery, and business autos. The company distributes its insurance products through a network of retail independent agents. Atlas Financial Holdings, Inc. is headquartered in Schaumburg, Illinois.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-07-03 )

Largest Industry Peers for Insurance—Property & Casualty

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
ALL-PH The Allstate Corporation

N/A

USD34.66B 1.65 N/A
CINF Cincinnati Financial Corporati..

N/A

USD9.97B 196.25 N/A
KNSL Kinsale Capital Group, Inc

N/A

USD3.30B 70.24 N/A
SIGI Selective Insurance Group, Inc

N/A

USD3.02B 13.64 N/A
NGHCN National General Holdings Corp

N/A

USD2.66B 6.69 N/A
NGHCP National General Holdings Corp

N/A

USD2.65B 7.10 N/A
NGHCO National General Holdings Corp

N/A

USD2.63B 5.96 N/A
NGHC National General Holdings Corp

N/A

USD2.33B 7.48 N/A
PLMR Palomar Holdings, Inc

N/A

USD2.02B 50.83 N/A
NMIH NMI Holdings, Inc

N/A

USD1.36B 6.20 N/A

ETFs Containing AFH

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Property & Casualty)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 34.88% 94% A 84% B
Dividend Return N/A N/A N/A N/A N/A
Total Return 34.88% 94% A 84% B
Trailing 12 Months  
Capital Gain -24.68% 41% F 33% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -24.68% 41% F 32% F
Trailing 5 Years  
Capital Gain -97.06% 5% F 4% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -97.06% 5% F 4% F
Average Annual (5 Year Horizon)  
Capital Gain -39.20% 4% F 6% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -39.20% 4% F 6% F
Risk Return Profile  
Volatility (Standard Deviation) 38.17% 11% F 34% F
Risk Adjusted Return -102.70% 7% F 7% F
Market Capitalization 8.25M 3% F 4% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Property & Casualty)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 53.40 26% F 20% F
Price/Book Ratio 3.51 12% F 37% F
Price / Cash Flow Ratio N/A N/A N/A N/A N/A
EV/EBITDA 0.08 100% A+ 97% A+
Management Effectiveness  
Return on Equity -193.81% 3% F 6% F
Return on Invested Capital -78.73% 3% F 12% F
Return on Assets -11.89% 3% F 25% F
Debt to Equity Ratio 425.60% 5% F 4% F
Technical Ratios  
Short Ratio 0.07 100% A+ 95% A
Short Percent 0.32% 79% C+ 88% B+
Beta 1.31 6% F 39% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.