ACBI:NSD-Atlantic Capital Bancshares, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 23.80

Change

-0.20 (-0.83)%

Market Cap

USD 0.49B

Volume

0.19M

Avg Analyst Target

USD 29.40 (+23.53%)

Avg User Target

USD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Atlantic Capital Bancshares, Inc. operates as the bank holding company for Atlantic Capital Bank, N.A. that provides banking products and services. The company offers non-interest and interest bearing demand, savings and money market, time, and brokered deposits. It also provides working capital and equipment loans, loans supported by owner-occupied real estate, revolving lines of credit, term loans, and letters of credit; secured installments and home equity lines of credit; and commercial real estate loans, including secured construction loans, secured mini-permanent loans, and secured or unsecured lines of credit, as well as small business administration and franchise finance loans. In addition, the company offers cash and treasury management, capital market, payment processing, commercial and not-for-profit banking, payroll, electronic payment, and online and mobile banking services. It serves small and medium sized businesses and commercial enterprises, franchisees, not for profit enterprises, commercial real estate developers and individual clients, and professional services businesses. The company primarily operates 5 additional locations located in Cobb County, Fulton County, and Athens-Clarke County, Georgia; and Hamilton County, Tennessee. Atlantic Capital Bancshares, Inc. was incorporated in 2006 and is headquartered in Atlanta, Georgia.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-08-02 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

-5.78 (-1.05%)

USD31.03B 15.71 N/A
HBANN Huntington Bancshares Incorpor..

+0.09 (+0.35%)

USD28.23B 27.97 N/A
FITB Fifth Third Bancorp

-0.21 (-0.58%)

USD25.54B 10.58 N/A
HBAN Huntington Bancshares Incorpor..

-0.08 (-0.57%)

USD20.80B 15.21 N/A
FITBI Fifth Third Bancorp

+0.18 (+0.63%)

USD20.08B 8.37 N/A
SBNY Signature Bank

-0.14 (-0.06%)

USD13.12B 17.88 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD12.99B 21.91 N/A
ZION Zions Bancorporation, National..

-0.52 (-1.00%)

USD8.46B 7.83 N/A
CBSH Commerce Bancshares, Inc

-0.95 (-1.34%)

USD8.27B 15.16 N/A
FCNCA First Citizens BancShares, Inc

-13.36 (-1.71%)

USD7.62B 13.75 N/A

ETFs Containing ACBI

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 49.50% 92% A- 87% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 49.50% 91% A- 86% B
Trailing 12 Months  
Capital Gain 133.33% 98% A+ 89% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 133.33% 98% A+ 89% B+
Trailing 5 Years  
Capital Gain 58.56% 70% C- 56% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 58.56% 58% F 53% F
Average Annual (5 Year Horizon)  
Capital Gain 7.27% 77% C+ 47% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 7.27% 67% D+ 43% F
Risk Return Profile  
Volatility (Standard Deviation) 43.14% 11% F 42% F
Risk Adjusted Return 16.85% 46% F 33% F
Market Capitalization 0.49B 57% F 53% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.47 49% F 66% D
Price/Book Ratio 1.47 15% F 72% C-
Price / Cash Flow Ratio 5.78 84% B 46% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.70% 69% D+ 78% C+
Return on Invested Capital 4.55% 41% F 65% D
Return on Assets 1.31% 67% D+ 59% F
Debt to Equity Ratio 21.80% 53% F 58% F
Technical Ratios  
Short Ratio 3.00 43% F 44% F
Short Percent 1.10% 48% F 76% C
Beta 0.91 54% F 66% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.