ACBI:NSD-Atlantic Capital Bancshares, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 17.52

Change

0.00 (0.00)%

Market Cap

USD 0.36B

Volume

0.08M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Atlantic Capital Bancshares, Inc. operates as the bank holding company for Atlantic Capital Bank, N.A. that provides banking products and services. The company offers non-interest and interest bearing demand, savings and money market, time, and brokered deposits. It also provides working capital and equipment loans, loans supported by owner-occupied real estate, revolving lines of credit, term loans, and letters of credit; secured installment and term loans, and home equity lines of credit; and commercial real estate loans, including secured construction loans, secured mini-permanent loans, and secured or unsecured lines of credit, as well as small business administration and franchise finance loans. In addition, the company offers cash and treasury management, capital market, payment processing, commercial and not-for-profit banking, payroll, electronic payment, and online and mobile banking services. It serves small and medium sized businesses and commercial enterprises, franchisees, not for profit enterprises, commercial real estate developers and individual clients, public real estate investment trusts and other commercial real estate clients, and professional services businesses. The company primarily operates a loan production office in Cobb County, Georgia; and 5 additional locations located in Cobb County, Fulton County, and Athens-Clarke County, Georgia; and Hamilton County, Tennessee. The company was founded in 2006 and is headquartered in Atlanta, Georgia. Address: Resurgens Plaza, Atlanta, GA, United States, 30326

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-01-23 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

N/A

USD28.24B 36.44 N/A
SIVB SVB Financial Group

N/A

USD24.89B 20.99 N/A
FITB Fifth Third Bancorp

N/A

USD22.02B 16.89 N/A
FITBI Fifth Third Bancorp

N/A

USD20.17B 15.76 N/A
HBAN Huntington Bancshares Incorpor..

N/A

USD14.15B 19.47 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.19B 35.72 N/A
SBNY Signature Bank

N/A

USD8.59B 16.86 N/A
CBSH Commerce Bancshares, Inc

N/A

USD8.13B 25.83 N/A
ZION Zions Bancorporation, National..

N/A

USD7.90B 15.93 N/A
PBCTP People's United Financial, Inc

N/A

USD6.86B 24.57 N/A

ETFs Containing ACBI

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 10.05% 74% C 60% D-
Dividend Return N/A N/A N/A N/A N/A
Total Return 10.05% 74% C 60% D-
Trailing 12 Months  
Capital Gain -1.24% 74% C 37% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -1.24% 66% D 34% F
Trailing 5 Years  
Capital Gain 31.04% 45% F 43% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 31.04% 30% F 38% F
Average Annual (5 Year Horizon)  
Capital Gain -0.70% 40% F 36% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -0.70% 30% F 31% F
Risk Return Profile  
Volatility (Standard Deviation) 21.39% 57% F 66% D
Risk Adjusted Return -3.29% 29% F 31% F
Market Capitalization 0.36B 51% F 45% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.65 33% F 56% F
Price/Book Ratio 1.06 44% F 81% B-
Price / Cash Flow Ratio 4.33 87% B+ 50% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.78% 36% F 68% D+
Return on Invested Capital -2.45% 8% F 40% F
Return on Assets 0.69% 30% F 53% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio 2.10 77% C+ 55% F
Short Percent 1.21% 49% F 75% C
Beta 0.91 53% F 67% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.