ABTX:NSD-Allegiance Bancshares, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 39.14

Change

+0.14 (+0.36)%

Market Cap

USD 0.80B

Volume

0.13M

Average Target Price

USD 26.00 (-33.57%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Allegiance Bancshares, Inc. operates as the bank holding company for Allegiance Bank that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, and savings accounts, as well as other time deposits comprising money market accounts and certificates of deposit. The company also grants various loan products, which include commercial and industrial loans; mortgage warehouse loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans, such as 1-4 family residential mortgage loans; residential construction loans; and consumer and other loans. In addition, it offers automated teller machines, drive-through services, and depository facilities; mobile banking services; and telephone, mail, and Internet banking services. Further, the company provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. As of December 31, 2018, it operated 27 bank offices and 1 loan production office in the Houston metropolitan area, as well as 1 bank office location in Beaumont. The company was founded in 2007 and is headquartered in Houston, Texas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-04 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HBANN Huntington Bancshares Incorpor..

-0.07 (-0.27%)

USD27.88B 37.07 N/A
SIVB SVB Financial Group

-11.98 (-2.33%)

USD26.73B 22.50 N/A
FITB Fifth Third Bancorp

-0.35 (-0.97%)

USD25.45B 19.62 N/A
FITBI Fifth Third Bancorp

+0.14 (+0.50%)

USD19.55B 15.27 N/A
HBAN Huntington Bancshares Incorpor..

-0.15 (-0.94%)

USD16.20B 23.09 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.18B 36.78 N/A
SBNY Signature Bank

-5.57 (-2.51%)

USD11.80B 22.12 N/A
ZION Zions Bancorporation, National..

N/A

USD8.91B 17.96 N/A
CBSH Commerce Bancshares, Inc

-0.95 (-1.26%)

USD8.86B 26.03 N/A
PBCT People's United Financial, Inc

-0.40 (-2.19%)

USD7.78B 37.40 N/A

ETFs Containing ABTX

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 14.68% 42% F 67% D+
Dividend Return 0.35% 8% F 28% F
Total Return 15.03% 42% F 67% D+
Trailing 12 Months  
Capital Gain 21.97% 68% D+ 48% F
Dividend Return 1.31% 10% F 26% F
Total Return 23.28% 65% D 48% F
Trailing 5 Years  
Capital Gain 120.63% 89% B+ 72% C-
Dividend Return N/A N/A N/A N/A N/A
Total Return 120.63% 87% B+ 71% C-
Average Annual (5 Year Horizon)  
Capital Gain 5.41% 79% C+ 54% F
Dividend Return 0.08% 2% F 2% F
Total Return 5.49% 72% C- 50% F
Risk Return Profile  
Volatility (Standard Deviation) 31.57% 15% F 48% F
Risk Adjusted Return 17.38% 60% D- 44% F
Market Capitalization 0.80B 67% D+ 59% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.57 33% F 54% F
Price/Book Ratio 1.01 60% D- 87% B+
Price / Cash Flow Ratio N/A N/A N/A N/A N/A
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 6.20% 29% F 66% D
Return on Invested Capital -1.09% 44% F 49% F
Return on Assets 0.83% 41% F 55% F
Debt to Equity Ratio 34.78% 40% F 52% F
Technical Ratios  
Short Ratio 3.62 55% F 33% F
Short Percent 1.67% 35% F 68% D+
Beta 1.09 32% F 53% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.