ABTX:NSD-Allegiance Bancshares, Inc (USD)

COMMON STOCK | Banks-Regional | NSD

Last Closing Price

USD 38.49

Change

-1.65 (-4.11)%

Market Cap

USD 0.81B

Volume

0.18M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Allegiance Bancshares, Inc. operates as the bank holding company for Allegiance Bank that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits; and certificates of deposit. The company also grants various loan products, which include commercial and industrial loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans, such as 1-4 family residential mortgage loans; residential construction loans; and consumer and other loans. In addition, it offers automated teller machines, drive-through services, and depository facilities; mobile banking services; and telephone, mail, and Internet banking services. Further, the company provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. As of December 31, 2020, it operated 28 offices, including 27 bank offices in the Houston metropolitan area and one office in Beaumont. The company was founded in 2007 and is headquartered in Houston, Texas.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-18 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SIVB SVB Financial Group

-14.42 (-2.64%)

USD29.62B 17.95 N/A
HBANN Huntington Bancshares Incorpor..

+0.01 (+0.04%)

USD28.40B 22.81 N/A
FITB Fifth Third Bancorp

-1.12 (-2.95%)

USD26.70B 13.97 N/A
FITBI Fifth Third Bancorp

+0.01 (+0.03%)

USD20.22B 10.62 N/A
HBAN Huntington Bancshares Incorpor..

-0.25 (-1.85%)

USD19.97B 11.84 N/A
SBNY Signature Bank

-9.76 (-4.00%)

USD14.12B 21.55 N/A
HBANO Huntington Bancshares Incorpor..

N/A

USD13.18B 22.22 N/A
CBSH Commerce Bancshares, Inc

-2.30 (-3.15%)

USD8.55B 20.28 N/A
ZION Zions Bancorporation, National..

-1.32 (-2.56%)

USD8.46B 10.49 N/A
FCNCA First Citizens BancShares, Inc

-29.00 (-3.45%)

USD8.17B 14.75 N/A

ETFs Containing ABTX

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 12.77% 35% F 60% D-
Dividend Return 0.70% 14% F 35% F
Total Return 13.48% 34% F 60% D-
Trailing 12 Months  
Capital Gain 57.29% 64% D 66% D
Dividend Return 1.80% 12% F 34% F
Total Return 59.09% 63% D 66% D
Trailing 5 Years  
Capital Gain 56.78% 64% D 54% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 56.78% 49% F 49% F
Average Annual (5 Year Horizon)  
Capital Gain 3.83% 63% D 41% F
Dividend Return 0.20% 3% F 6% F
Total Return 4.02% 49% F 36% F
Risk Return Profile  
Volatility (Standard Deviation) 28.19% 48% F 63% D
Risk Adjusted Return 14.28% 46% F 34% F
Market Capitalization 0.81B 67% D+ 59% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 13.64 42% F 62% D-
Price/Book Ratio 1.09 66% D 87% B+
Price / Cash Flow Ratio 13.27 45% F 33% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.18% 32% F 66% D
Return on Invested Capital 5.17% 46% F 65% D
Return on Assets 1.05% 45% F 56% F
Debt to Equity Ratio 14.28% 71% C- 67% D+
Technical Ratios  
Short Ratio 3.76 65% D 43% F
Short Percent 0.98% 76% C 81% B-
Beta 1.09 38% F 54% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (USD)

Quarterly Financials (USD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.