GLJ:XETRA-Grenke AG (EUR)

COMMON STOCK | Credit Services | XETRA

Last Closing Price

EUR 30.40

Change

-0.43 (-1.39)%

Market Cap

EUR 1.43B

Volume

0.03M

Avg Analyst Target

EUR 43.75 (+43.91%)

Avg User Target

EUR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


Grenke AG (GLJ) Stock Analysis:
Based on the Grenke AG stock forecasts from 3 analysts, the average analyst target price for Grenke AG is EUR 43.75 over the next 12 months. Grenke AG’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Grenke AG is Neutral, which is based on 7 positive signals and 6 negative signals. At the last closing, Grenke AG’s stock price was EUR 30.40. Grenke AG’s stock price has changed by -0.40 % over the past week, -3.50 % over the past month and -19.92 % over the last year.

About

Grenke AG, together with its subsidiaries, provides a range of banking and financial services to small and medium-sized (SME) enterprises in Germany, France, Italy, and internationally. It operates through three segments: Leasing, Banking, and Factoring. The company is involved i ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-12-03 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
3V64:XETRA Visa Inc

-0.80 (-0.46%)

EUR373.41B 35.43 21.77
M4I:XETRA Mastercard Incorporated

+3.40 (+1.21%)

EUR277.95B 39.45 26.39
2PP:XETRA PayPal Holdings Inc

-1.68 (-1.03%)

EUR194.26B 43.73 28.19
AEC1:XETRA American Express Company

-0.70 (-0.51%)

EUR104.46B 16.20 N/A
SFE:XETRA Synchrony Financial

N/A

EUR22.84B 6.21 N/A
HYQ:XETRA Hypoport SE

+4.80 (+0.98%)

EUR3.13B 89.35 46.91
EBE:XETRA aifinyo AG

+1.20 (+4.88%)

EUR0.10B 292.47 65.85
FRU:XETRA Multitude SE

+0.18 (+4.37%)

EUR0.09B 35.83 0.34
ALG:XETRA ALBIS Leasing AG

-0.10 (-3.14%)

EUR0.07B 48.89 56.22
CSQ:XETRA creditshelf Aktiengesellschaft

-0.20 (-0.52%)

EUR0.05B N/A N/A

ETFs Containing GLJ

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -21.69% 8% F 5% F
Dividend Return 0.67% 33% F 17% F
Total Return -21.02% 8% F 5% F
Trailing 12 Months  
Capital Gain -19.92% 8% F 5% F
Dividend Return 0.68% 50% F 18% F
Total Return -19.23% 8% F 5% F
Trailing 5 Years  
Capital Gain 100.37% 44% F 85% B
Dividend Return 15.44% 100% A+ 68% D+
Total Return 115.81% 56% F 86% B
Average Annual (5 Year Horizon)  
Capital Gain 44.97% 75% C 96% A
Dividend Return 0.96% 63% D 79% C+
Total Return 45.93% 75% C 96% A
Risk Return Profile  
Volatility (Standard Deviation) 152.99% 8% F 5% F
Risk Adjusted Return 30.02% 42% F 38% F
Market Capitalization 1.43B 54% F 71% C-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 18.62 83% B 57% F
Price/Book Ratio 1.14 77% C+ 78% C+
Price / Cash Flow Ratio 2.53 75% C 75% C
EV/EBITDA 26.18 70% C- 17% F
Management Effectiveness  
Return on Equity 6.53% 54% F 36% F
Return on Invested Capital 4.85% 62% D- 51% F
Return on Assets 1.15% 33% F 33% F
Debt to Equity Ratio 264.32% 20% F 7% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.64 23% F 8% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (EUR)

Quarterly Financials (EUR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Dividend Growth

This stock has shown top quartile dividend growth in the previous 5 years compared to its sector

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector