ARL:XETRA-Aareal Bank AG (EUR)

COMMON STOCK | Banks-Regional | XETRA

Last Closing Price

EUR 29.40

Change

+0.14 (+0.48)%

Market Cap

EUR 1.76B

Volume

0.29M

Avg Analyst Target

EUR 26.67 (-9.30%)

Avg User Target

EUR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


Aareal Bank AG (ARL) Stock Analysis:
Based on the Aareal Bank AG stock forecasts from 4 analysts, the average analyst target price for Aareal Bank AG is EUR 26.67 over the next 12 months. Aareal Bank AG’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Aareal Bank AG is Slightly Bearish, which is based on 4 positive signals and 8 negative signals. At the last closing, Aareal Bank AG’s stock price was EUR 29.40. Aareal Bank AG’s stock price has changed by +0.32 % over the past week, +1.50 % over the past month and +37.64 % over the last year.

About

Aareal Bank AG, together with its subsidiaries, provides financing, software products, digital solutions, and payment transaction applications for the property sector and related industries in Germany and internationally. The company operates through three segments: Structured Pr ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-12-07 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
BNP:XETRA BNP Paribas SA

+0.81 (+1.41%)

EUR69.52B 8.72 N/A
IES:XETRA Intesa Sanpaolo S.p.A

+0.05 (+2.06%)

EUR41.57B 47.95 N/A
LLD:XETRA Lloyds Banking Group plc

+0.01 (+2.12%)

EUR38.83B 1.91 N/A
CRIN:XETRA UniCredit S.p.A.

+0.24 (+2.11%)

EUR24.78B 17.44 N/A
SGE:XETRA Société Générale Société..

+0.32 (+1.12%)

EUR23.84B 6.61 N/A
DBK:XETRA Deutsche Bank Aktiengesellscha..

+0.21 (+1.90%)

EUR22.50B 11.77 N/A
XCA:XETRA Crédit Agricole S.A

N/A

EUR21.40B 4.31 N/A
RAW:XETRA Raiffeisen Bank International ..

+0.30 (+1.17%)

EUR8.67B 7.32 N/A
CBK:XETRA Commerzbank AG

+0.03 (+0.48%)

EUR7.99B 39.33 N/A
BIRG:XETRA Bank Of Ireland Group plc

+0.08 (+1.70%)

EUR5.15B 15.43 N/A

ETFs Containing ARL

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 50.38% 64% D 92% A-
Dividend Return 2.05% 18% F 52% F
Total Return 52.43% 64% D 92% A-
Trailing 12 Months  
Capital Gain 37.64% 57% F 84% B
Dividend Return 1.87% 18% F 46% F
Total Return 39.51% 57% F 85% B
Trailing 5 Years  
Capital Gain -20.44% 38% F 14% F
Dividend Return 18.94% 63% D 83% B
Total Return -1.50% 62% D- 21% F
Average Annual (5 Year Horizon)  
Capital Gain -6.74% 21% F 6% F
Dividend Return 4.31% 69% D+ 76% C
Total Return -2.43% 36% F 10% F
Risk Return Profile  
Volatility (Standard Deviation) 29.75% 79% C+ 25% F
Risk Adjusted Return -8.16% 36% F 15% F
Market Capitalization 1.76B 40% F 73% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 32.55 27% F 36% F
Price/Book Ratio 0.59 57% F 94% A
Price / Cash Flow Ratio 0.58 50% F 82% B-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity -1.02% 20% F 22% F
Return on Invested Capital 0.16% 87% B+ 32% F
Return on Assets -0.07% 14% F 20% F
Debt to Equity Ratio 32.31% 91% A- 65% D
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.77 36% F 6% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (EUR)

Quarterly Financials (EUR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector

Low Dividend Growth

This stock has shown below median dividend growth in the previous 5 years compared to its sector.