VMUK:LSE-Virgin Money UK PLC (GBX)

COMMON STOCK | Banks-Regional | LSE

Last Closing Price

GBX 193.00

Change

-5.70 (-2.87)%

Market Cap

GBX 2.86B

Volume

1.58M

Avg Analyst Target

GBX 232.33 (+20.38%)

Avg User Target

GBX
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


Virgin Money UK PLC (VMUK) Stock Analysis:
Based on the Virgin Money UK PLC stock forecasts from 7 analysts, the average analyst target price for Virgin Money UK PLC is GBX 232.33 over the next 12 months. Virgin Money UK PLC’s average analyst rating is Buy . Stock Target Advisor’s own stock analysis of Virgin Money UK PLC is Bullish , which is based on 6 positive signals and 1 negative signals. At the last closing, Virgin Money UK PLC’s stock price was GBX 193.00. Virgin Money UK PLC’s stock price has changed by +4.40% over the past week, +25.50% over the past month and +41.65% over the last year.

About

Virgin Money UK PLC provides banking products and services for consumers, and small and medium sized businesses under the Clydesdale Bank, Yorkshire Bank, and Virgin Money brands in the United Kingdom. The company offers savings and current accounts, mortgages, credit cards, and ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-01-17 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
LLOY:LSE Lloyds Banking Group plc

+0.16 (+0.29%)

GBX39.04B 2.24 N/A
BIRG:LSE Bank Of Ireland Group plc

+0.10 (+1.65%)

GBX6.30B 17.86 N/A
AIBG:LSE AIB Group plc

+5.90 (+2.79%)

GBX5.85B 43.20 N/A
NBS:LSE Nationwide Building Society

N/A

GBX1.99B 0.03 N/A
TBCG:LSE TBC Bank Group PLC

-36.00 (-2.27%)

GBX0.88B 8.44 N/A
IL0A:LSE Permanent TSB Group Holdings p..

+0.02 (+0.89%)

GBX0.77B 11.86 N/A
BGEO:LSE Bank of Georgia Group PLC

-6.00 (-0.38%)

GBX0.75B 7.85 N/A
BOCH:LSE Bank of Cyprus Holdings Public..

-0.90 (-1.00%)

GBX0.40B 5.97 N/A
STB:LSE Secure Trust Bank PLC

+5.00 (+0.36%)

GBX0.26B 6.89 N/A
MTRO:LSE Metro Bank PLC

-0.20 (-0.19%)

GBX0.18B 15.04 N/A

ETFs Containing VMUK

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 8.55% 67% D+ 89% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 8.55% 67% D+ 88% B+
Trailing 12 Months  
Capital Gain 41.65% 54% F 89% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 41.65% 54% F 89% B+
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 42.26% 77% C+ 87% B+
Dividend Return N/A N/A N/A N/A N/A
Total Return 42.26% 69% D+ 86% B
Risk Return Profile  
Volatility (Standard Deviation) 66.70% 54% F 23% F
Risk Adjusted Return 63.36% 100% A+ 76% C
Market Capitalization 2.86B 77% C+ 79% C+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 7.28 62% D- 73% C
Price/Book Ratio 0.43 54% F 95% A
Price / Cash Flow Ratio 4.80 8% F 60% D-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.11% 69% D+ 51% F
Return on Invested Capital 1.10% 100% A+ 57% F
Return on Assets 0.53% 62% D- 30% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 2.21 23% F 4% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (GBX)

Quarterly Financials (GBX)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.