DLG:LSE-Direct Line Insurance Group plc (GBX)

COMMON STOCK | Insurance-Diversified | LSE

Last Closing Price

GBX 320.40

Change

0.00 (0.00)%

Market Cap

GBX 4.34B

Volume

2.82M

Average Target Price

GBX 345.50 (+7.83%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Direct Line Insurance Group plc provides general insurance products and services in the United Kingdom. It operates through Motor, Home, Rescue and Other Personal Lines, and Commercial segments. The company offers personal motor, personal home, travel, and pet insurance products, as well as insurance for mid-to-high-net worth customers; and commercial insurance for small and medium-sized enterprises. It also provides management, motor vehicle repair, insurance intermediary, support and operational, legal, and breakdown recovery services. The company sells its insurance products directly through price comparison Websites and phone, as well as through partners and brokers under the Direct Line, Churchill, Green Flag, Direct Line for Business, DLG Partnerships, NIG, Privilege, Shotgun, and DLG Auto Services brands. The company was formerly known as RBS Insurance Group Limited and changed its name to Direct Line Insurance Group plc in February 2012. Direct Line Insurance Group plc was founded in 1985 and is headquartered in Bromley, the United Kingdom. Address: Churchill Court, Bromley, United Kingdom, BR1 1DP

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-03-07 )

Largest Industry Peers for Insurance-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
AV:LSE Aviva plc

N/A

GBX15.34B 5.59 N/A
SAGA:LSE Saga plc

N/A

GBX0.56B N/A 6.25

ETFs Containing DLG

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 0.44% 33% F 47% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 0.44% 33% F 47% F
Trailing 12 Months  
Capital Gain 2.43% 33% F 38% F
Dividend Return 2.37% 50% F 53% F
Total Return 4.80% 33% F 40% F
Trailing 5 Years  
Capital Gain -18.27% 67% D+ 23% F
Dividend Return 20.36% 67% D+ 73% C
Total Return 2.09% 67% D+ 28% F
Average Annual (5 Year Horizon)  
Capital Gain -4.85% 100% A+ 20% F
Dividend Return 4.62% 67% D+ 82% B-
Total Return -0.23% 100% A+ 28% F
Risk Return Profile  
Volatility (Standard Deviation) 8.40% 100% A+ 89% B+
Risk Adjusted Return -2.69% 100% A+ 27% F
Market Capitalization 4.34B 67% D+ 94% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.48 50% F 64% D
Price/Book Ratio 1.34 33% F 54% F
Price / Cash Flow Ratio 9.38 33% F 40% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 13.40% 100% A+ 82% B-
Return on Invested Capital 14.20% 100% A+ 83% B
Return on Assets 3.64% 100% A+ 71% C-
Debt to Equity Ratio 8.66% 100% A+ 75% C
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.46 100% A+ 84% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (GBX)

Quarterly Financials (GBX)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector