CARD:LSE-Card Factory plc (GBX)

COMMON STOCK | Specialty Retail | LSE

Last Closing Price

GBX 35.45

Change

-0.55 (-1.53)%

Market Cap

GBX 0.12B

Volume

0.82M

Average Target Price

GBX 88.33 (+149.18%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Card Factory plc operates as a specialist retailer of greeting cards in the United Kingdom. The company designs, sources, prints, warehouses, produces, distributes, and sells greeting cards, dressings, and related gift items. It operates through two segments, Card Factory and Getting Personal. The company provides single cards for everyday occasions, including birthdays, anniversaries, weddings, thank you, get well soon, good luck, congratulations, sympathy, and new baby cards, as well as seasonal occasions, such as Christmas, Mother's Day, Father's Day, Valentine's Day, Easter, thank you teacher, graduation, and exam congratulations; online personalized physical cards; and boxes of various Christmas cards. It also offers gift dressings comprising gift wraps, bags, boxes, tags, bows, and ribbons; small gifts consisting of soft toys, ceramics, glassware, candles, picture frames, and homewares; party products, including balloons, banners, badges, and candles; and other non-card products, such as calendars, diaries, and stamps. The company offers its products through various retail locations, including high streets, shopping centers, and retail parks, as well as through its Websites, such as cardfactory.co.uk. and gettingpersonal.co.uk. It operates approximately 1,000 Card Factory stores. Card Factory plc was founded in 1997 and is headquartered in Wakefield, the United Kingdom. Address: Century House, Wakefield, United Kingdom, WF2 0XG

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-23 )

Largest Industry Peers for Specialty Retail

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
JD:LSE JD Sports Fashion plc

+29.20 (+3.83%)

GBX7.71B 41.54 10.85
DNLM:LSE Dunelm Group plc

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PETS:LSE Pets at Home Group Plc

+1.00 (+0.33%)

GBX1.53B 23.29 9.76
SMWH:LSE WH Smith PLC

-16.00 (-1.61%)

GBX1.28B 12.40 9.93
DC:LSE Dixons Carphone plc

+1.65 (+1.84%)

GBX1.07B 12.96 7.93
IGR:LSE IG Design Group plc

-2.50 (-0.59%)

GBX0.40B 25.15 20.43
HFD:LSE Halfords Group plc

+4.40 (+2.46%)

GBX0.35B 21.68 5.70
APGN:LSE Applegreen plc

N/A

GBX0.35B 20.18 7.70
STU:LSE Studio Retail Group plc

+0.50 (+0.22%)

GBX0.19B 28.33 14.97
SCS:LSE ScS Group plc

+1.00 (+0.49%)

GBX0.08B 7.79 4.63

ETFs Containing CARD

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Specialty Retail)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -76.03% 6% F 3% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -76.03% 6% F 3% F
Trailing 12 Months  
Capital Gain -78.96% 6% F 4% F
Dividend Return 1.72% 45% F 49% F
Total Return -77.24% 6% F 4% F
Trailing 5 Years  
Capital Gain -90.71% 19% F 5% F
Dividend Return 10.24% 36% F 48% F
Total Return -80.47% 19% F 7% F
Average Annual (5 Year Horizon)  
Capital Gain -26.44% N/A N/A N/A N/A
Dividend Return 3.42% N/A N/A N/A N/A
Total Return -23.02% N/A N/A N/A N/A
Risk Return Profile  
Volatility (Standard Deviation) 25.68% N/A N/A N/A N/A
Risk Adjusted Return -89.65% N/A N/A N/A N/A
Market Capitalization 0.12B 50% F 50% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Specialty Retail)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 2.45 100% A+ 95% A
Price/Book Ratio 0.57 88% B+ 84% B
Price / Cash Flow Ratio 1.10 78% C+ 62% D-
EV/EBITDA 3.37 100% A+ 85% B
Management Effectiveness  
Return on Equity 23.37% 76% C 92% A-
Return on Invested Capital 16.88% 67% D+ 86% B
Return on Assets 8.21% 83% B 87% B+
Debt to Equity Ratio 65.01% 38% F 27% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.46 39% F 12% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (GBX)

Quarterly Financials (GBX)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector