CARD:LSE-Card Factory plc (GBX)

COMMON STOCK | Specialty Retail | LSE

Last Closing Price

GBX 48.40

Change

-0.45 (-0.92)%

Market Cap

GBX 0.17B

Volume

0.91M

Avg Analyst Target

GBX 120.00 (+147.93%)

Avg User Target

GBX
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Card Factory plc operates as a specialist retailer of greeting cards in the United Kingdom. The company designs, sources, prints, warehouses, produces, distributes, and sells greeting cards, dressings, balloons, and gifts. It operates in two segments, Card Factory and Getting Personal. The company provides cards for various occasions; and online personalized cards and gifts. The company offers its products through various retail locations, including high streets, shopping centers, supermarkets, shopping precinct, and factory outlets, and retail parks, as well as through its websites, such as cardfactory.co.uk and gettingpersonal.co.uk. It operates approximately 1,016 Card Factory stores; and 4 franchise stores. Card Factory plc was founded in 1997 and is headquartered in Wakefield, the United Kingdom.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-27 )

Largest Industry Peers for Specialty Retail

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
JD:LSE JD Sports Fashion plc

-0.50 (-0.05%)

GBX11.23B 26.24 9.83
FRAS:LSE Frasers Group plc

-12.50 (-1.90%)

GBX3.33B 27.33 103.78
THG:LSE THG Plc

-4.40 (-1.82%)

GBX3.32B N/A 139.06
DNLM:LSE Dunelm Group plc

-5.00 (-0.38%)

GBX2.66B 20.87 11.46
PETS:LSE Pets at Home Group Plc

+5.40 (+1.10%)

GBX2.45B 25.29 11.47
SMWH:LSE WH Smith PLC

+3.50 (+0.22%)

GBX2.12B 15.83 11.59
DC:LSE Dixons Carphone plc

N/A

GBX1.58B 135.30 5.40
MOON:LSE Moonpig Group PLC

-0.60 (-0.18%)

GBX1.15B 55.83 24.96
APGN:LSE Applegreen plc

N/A

GBX0.61B 20.50 10.12
HFD:LSE Halfords Group plc

+0.20 (+0.07%)

GBX0.55B 10.51 4.32

ETFs Containing CARD

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Specialty Retail)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 13.22% 53% F 54% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 13.22% 53% F 53% F
Trailing 12 Months  
Capital Gain 44.26% 68% D+ 74% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 44.26% 68% D+ 73% C
Trailing 5 Years  
Capital Gain -81.07% 13% F 5% F
Dividend Return 10.87% 40% F 48% F
Total Return -70.20% 20% F 7% F
Average Annual (5 Year Horizon)  
Capital Gain -20.20% 5% F 4% F
Dividend Return 2.76% 42% F 69% D+
Total Return -17.44% 5% F 4% F
Risk Return Profile  
Volatility (Standard Deviation) 48.17% 58% F 29% F
Risk Adjusted Return -36.21% 5% F 8% F
Market Capitalization 0.17B 48% F 39% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Specialty Retail)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 16.02 58% F 52% F
Price/Book Ratio 0.84 90% A- 82% B-
Price / Cash Flow Ratio 2.27 71% C- 67% D+
EV/EBITDA 7.16 76% C 70% C-
Management Effectiveness  
Return on Equity -0.54% 42% F 31% F
Return on Invested Capital -1.35% 40% F 37% F
Return on Assets 1.57% 43% F 39% F
Debt to Equity Ratio 57.53% 33% F 27% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 2.11 11% F 5% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (GBX)

Quarterly Financials (GBX)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector