BIRG:LSE-Bank of Ireland Group plc (EUR)

COMMON STOCK | Banks-Regional | LSE

Last Closing Price

EUR 4.88

Change

-0.16 (-3.25)%

Market Cap

EUR 5.44B

Volume

0.69M

Avg Analyst Target

N/A

Avg User Target

EUR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bank of Ireland Group plc provides various banking and financial products and services. The company operates through Retail Ireland, Wealth and Insurance, Retail UK, and Corporate and Treasury segments. Its products and services include current and savings accounts, and business deposits and accounts; personal, car, home improvement, graduate, and student loans, as well as overdrafts; business and farming loans, BREXIT loans, small medium enterprise loans, asset finance, commercial finance, hire purchase, and leasing services; and property, trade, and project finance. The company also offers account reconciliation, moving/sweeping funds, bulk payment services, direct debit originator, domestic and international payments, and FXPay services; international payments and credit cards; protection overview, mortgage protection, life cover, specified illness cover, income protection, protection for individuals, and protection for families; pensions and investments, foreign exchange, and treasury deposits and services; personal products; private banking services; leveraged acquisition finance; and funding and acquisition, cash management, transaction support and agency, and escrow agency services. In addition, it provides home, car, travel, and life insurance products. Bank of Ireland Group plc was founded in 1783 and is headquartered in Dublin, Ireland.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-20 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
LLOY:LSE Lloyds Banking Group plc

-1.90 (-4.22%)

EUR31.98B 6.93 N/A
AIBG:LSE AIB Group plc

-4.65 (-2.37%)

EUR5.32B 39.22 N/A
VMUK:LSE Virgin Money UK PLC

-0.50 (-0.26%)

EUR2.81B N/A N/A
NBS:LSE Nationwide Building Society

N/A

EUR1.73B 0.03 N/A
TBCG:LSE TBC Bank Group PLC

-76.00 (-5.38%)

EUR0.78B 8.44 N/A
BGEO:LSE Bank of Georgia Group PLC

-68.00 (-4.42%)

EUR0.73B 7.85 N/A
IL0A:LSE Permanent TSB Group Holdings p..

+0.04 (+2.46%)

EUR0.67B 11.86 N/A
BOCH:LSE Bank of Cyprus Holdings Public..

-3.90 (-4.35%)

EUR0.40B 5.97 N/A
STB:LSE Secure Trust Bank PLC

-45.00 (-3.60%)

EUR0.23B 6.25 N/A
MTRO:LSE Metro Bank PLC

-3.00 (-2.93%)

EUR0.18B 15.04 N/A

ETFs Containing BIRG

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 48.15% 79% C+ 90% A-
Dividend Return N/A N/A N/A N/A N/A
Total Return 48.15% 79% C+ 90% A-
Trailing 12 Months  
Capital Gain 189.44% 79% C+ 97% A+
Dividend Return N/A N/A N/A N/A N/A
Total Return 189.44% 79% C+ 97% A+
Trailing 5 Years  
Capital Gain -13.24% 80% B- 25% F
Dividend Return 492.00% 100% A+ 97% A+
Total Return 478.76% 100% A+ 96% A
Average Annual (5 Year Horizon)  
Capital Gain 7.05% 64% D 49% F
Dividend Return 116.45% 100% A+ 97% A+
Total Return 123.50% 79% C+ 92% A-
Risk Return Profile  
Volatility (Standard Deviation) 343.59% 36% F 11% F
Risk Adjusted Return 35.94% 71% C- 52% F
Market Capitalization 5.44B 93% A 85% B
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.52 23% F 53% F
Price/Book Ratio 0.53 50% F 94% A
Price / Cash Flow Ratio 1.31 29% F 69% D+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 3.41% 57% F 40% F
Return on Invested Capital 0.35% 86% B 55% F
Return on Assets 0.25% 57% F 31% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 2.06 29% F 6% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (EUR)

Quarterly Financials (EUR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector