AA:LSE-AA plc (GBX)

COMMON STOCK | Personal Services | LSE

Last Closing Price

GBX 31.80

Change

-1.75 (-5.22)%

Market Cap

GBX 0.21B

Volume

9.85M

Average Target Price

GBX 17.00 (-46.54%)
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

AA plc provides roadside assistance, insurance, and driving services in the United Kingdom. It operates through two segments, Roadside and Insurance. The company offers breakdowns cover for cars, motorcycles, caravans, vans, and towing; car, motorbike, van, and caravan insurance; and loans, savings, mortgage, travel currency card, insurance, and credit card products. It also provides home, content, building, pet, and holiday home insurance products; and travel services. In addition, the company offers driving advisory services, such as child safety, fuel and environment, legal advisory, service and repair, safety, security, and driving cost and other services; car and MOT services; and financial services, such as personal loans, car loans, home improvement loans, debt consolidation loans, wedding loans, loan management, savings, credit cards, and online security services, as well as reinsurance services. It serves fleet and leasing companies. The company was founded in 1905 and is headquartered in Basingstoke, the United Kingdom.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-11-24 )

Largest Industry Peers for Personal Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
CVSG:LSE CVS Group plc

-10.00 (-0.73%)

GBX0.97B 165.31 17.32
DTY:LSE Dignity plc

-4.00 (-0.56%)

GBX0.35B 3.64 32.78
XPS:LSE XPS Pensions Group plc

-4.00 (-3.15%)

GBX0.26B 33.61 12.97
KEYS:LSE Keystone Law Group plc

-15.00 (-3.16%)

GBX0.15B 38.33 24.07
PVG:LSE Premier Veterinary Group plc

N/A

GBX5.29M N/A N/A

ETFs Containing AA

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Personal Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -45.31% 33% F 9% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -45.31% 33% F 8% F
Trailing 12 Months  
Capital Gain -26.46% 40% F 17% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -26.46% 33% F 17% F
Trailing 5 Years  
Capital Gain -87.97% 25% F 5% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -87.97% 25% F 4% F
Average Annual (5 Year Horizon)  
Capital Gain -36.43% N/A N/A 2% F
Dividend Return 0.62% N/A N/A 35% F
Total Return -35.81% N/A N/A 2% F
Risk Return Profile  
Volatility (Standard Deviation) 22.08% N/A N/A 47% F
Risk Adjusted Return -162.18% N/A N/A 1% F
Market Capitalization 0.21B 50% F 58% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Personal Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 2.89 100% A+ 94% A
Price/Book Ratio N/A N/A N/A N/A N/A
Price / Cash Flow Ratio 0.66 83% B 64% D
EV/EBITDA 8.86 100% A+ 58% F
Management Effectiveness  
Return on Equity N/A N/A N/A N/A N/A
Return on Invested Capital 21.86% 83% B 91% A-
Return on Assets 8.35% 83% B 90% A-
Debt to Equity Ratio -158.51% 80% B- 98% A+
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 2.28 17% F 3% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (GBX)

Quarterly Financials (GBX)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced on cashflow basis

The stock is trading low compared to its peers on a price to cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Underpriced on free cash flow basis

The stock is trading low compared to its peers on a price to free cash flow basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector