HCG:TSX-Home Capital Group Inc. (CAD)

COMMON STOCK | Mortgage Finance | TSX

Last Closing Price

CAD 42.55

Change

+0.03 (+0.07)%

Market Cap

CAD 1.61B

Volume

0.19M

Avg Analyst Target

CAD 36.67 (-13.83%)

Avg User Target

CAD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


HCG Stock Forecast & Price:
Based on the Home Capital Group Inc. stock forecasts from 7 analysts, the average analyst target price for Home Capital Group Inc. is CAD 36.67 over the next 12 months. Home Capital Group Inc.’s average analyst rating is Buy . Stock Target Advisor’s own stock analysis of Home Capital Group Inc. is Neutral, which is based on 5 positive signals and 6 negative signals. At the last closing, Home Capital Group Inc.’s stock price was CAD 42.55. Home Capital Group Inc.’s stock price has changed by +57.30% over the past week, +76.04% over the past month and -2.90% over the last year.

About Home Capital Group Inc. (HCG:CA:TSX)

Home Capital Group Inc., through its subsidiary, Home Trust Company, provides residential and nonresidential mortgage lending, securitization of residential mortgage products, consumer lending, and credit card services in Canada. It offers deposits through brokers and financial p ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-11-25 )

Largest Industry Peers for Mortgage Finance

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
FN:CA First National Financial Corp

+0.06 (+0.16%)

CAD2.22B 11.42 N/A
FN-PA:CA First National Financial Corp ..

N/A

CAD1.59B 3.43 N/A
TF:CA Timbercreek Financial Corp

+0.16 (+2.02%)

CAD0.67B 15.25 29.14
MKP:CA MCAN Mortgage Corporation

+0.35 (+2.17%)

CAD0.52B 10.44 3.47
AI:CA Atrium Mortgage Investment Cor..

-0.02 (-0.18%)

CAD0.49B 11.22 N/A
FC:CA Firm Capital Mortgage Invest C..

+0.06 (+0.50%)

CAD0.41B 12.69 N/A
DLCG:CA Dominion Lending Centres Inc

+0.15 (+4.29%)

CAD0.17B 21.88 4.84

ETFs Containing HCG:CA

Symbol Name Weight Mer Price(Change) Market Cap
XCS:CA iShares S&P/TSX Small Cap 0.00 % 0.60 %

-0.04 (-0.22%)

CAD0.14B

Market Performance

  Market Performance vs.
Industry/Classification (Mortgage Finance)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 8.91% 100% A+ 90% A-
Dividend Return 1.15% 14% F 30% F
Total Return 10.06% 100% A+ 90% A-
Trailing 12 Months  
Capital Gain -2.09% 88% B+ 78% C+
Dividend Return 1.04% 14% F 23% F
Total Return -1.06% 75% C 76% C
Trailing 5 Years  
Capital Gain 163.63% 100% A+ 94% A
Dividend Return 2.79% 17% F 5% F
Total Return 166.42% 100% A+ 94% A
Average Annual (5 Year Horizon)  
Capital Gain 27.71% 100% A+ 91% A-
Dividend Return 0.14% 14% F 4% F
Total Return 27.85% 100% A+ 90% A-
Risk Return Profile  
Volatility (Standard Deviation) 44.00% 13% F 20% F
Risk Adjusted Return 63.30% 100% A+ 86% B
Market Capitalization 1.61B 88% B+ 76% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Mortgage Finance)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.16 75% C 57% F
Price/Book Ratio 1.06 57% F 58% F
Price / Cash Flow Ratio 5.50 50% F 49% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.15% 50% F 59% F
Return on Invested Capital -1.60% 13% F 31% F
Return on Assets 0.82% 38% F 38% F
Debt to Equity Ratio 267.47% 63% D 7% F
Technical Ratios  
Dividend Yield 1.41% 13% F 15% F
Short Ratio 8.21 63% D 21% F
Short Percent 1.30% 50% F 40% F
Beta 1.93 13% F 11% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

Discussions

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector