AI:CA:TSX-Atrium Mortgage Investment Corporation (CAD)

COMMON STOCK | Mortgage Finance | TSX

Last Closing Price

CAD 10.38

Change

-0.19 (-1.80)%

Market Cap

CAD 0.44B

Volume

0.05M

Average Target Price

CAD 12.32 (+18.67%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Atrium Mortgage Investment Corporation provides financing solutions to the real estate communities in Ontario, Alberta, and British Columbia in Canada. It offers various types of mortgage loans for residential, multi-residential, and commercial real properties, including first and second mortgages; infill construction and financing; land and land assembly financing for stacked and traditional townhomes, single detached homes, and low-rise and midrise condominiums; and bridge and term financing. The company was founded in 2001 and is headquartered in Toronto, Canada.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-07-08 )

Largest Industry Peers for Mortgage Finance

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
FN:CA First National Financial Corpo..

-0.11 (-0.40%)

CAD1.66B 11.40 N/A
FN-PA:CA First National Financial Corpo..

-0.01 (-0.12%)

CAD1.22B 3.19 N/A
EQB:CA Equitable Group Inc

-0.44 (-0.64%)

CAD1.14B 6.42 N/A
HCG:CA Home Capital Group Inc

+0.08 (+0.41%)

CAD1.02B 8.34 N/A
TF:CA Timbercreek Financial Corp

-0.25 (-2.96%)

CAD0.69B 12.31 14.77
MKP:CA MCAN Mortgage Corporation

-0.27 (-2.07%)

CAD0.31B 12.75 3.47
FC:CA Firm Capital Mortgage Investme..

-0.10 (-0.92%)

CAD0.31B 11.91 N/A

ETFs Containing AI:CA

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Mortgage Finance)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -28.41% 50% F 19% F
Dividend Return 2.07% 100% A+ 95% A
Total Return -26.34% 50% F 20% F
Trailing 12 Months  
Capital Gain -23.34% 14% F 25% F
Dividend Return 5.54% 67% D+ 95% A
Total Return -17.80% 14% F 29% F
Trailing 5 Years  
Capital Gain -11.13% 50% F 42% F
Dividend Return 36.03% 50% F 94% A
Total Return 24.90% 67% D+ 65% D
Average Annual (5 Year Horizon)  
Capital Gain 3.00% 57% F 57% F
Dividend Return 6.93% 71% C- 95% A
Total Return 9.90% 57% F 75% C
Risk Return Profile  
Volatility (Standard Deviation) 9.18% 100% A+ 82% B-
Risk Adjusted Return 107.88% 100% A+ 99% A+
Market Capitalization 0.44B 38% F 66% D
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Mortgage Finance)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.19 63% D 67% D+
Price/Book Ratio 0.98 57% F 58% F
Price / Cash Flow Ratio 9.16 25% F 36% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.85% 63% D 69% D+
Return on Invested Capital 6.11% 100% A+ 58% F
Return on Assets 5.29% 100% A+ 81% B-
Debt to Equity Ratio 60.89% 88% B+ 44% F
Technical Ratios  
Short Ratio 3.40 71% C- 25% F
Short Percent N/A N/A N/A N/A N/A
Beta 1.13 63% D 40% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.