AI:CA:TSX-Atrium Mortgage Investment Corporation (CAD)

COMMON STOCK | Mortgage Finance | TSX

Last Closing Price

CAD 14.63

Change

0.00 (0.00)%

Market Cap

CAD 0.62B

Volume

0.02M

Avg Analyst Target

CAD 14.30 (-2.26%)

Avg User Target

CAD
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Atrium Mortgage Investment Corporation provides financing solutions to the real estate communities in Ontario, Alberta, and British Columbia in Canada. It offers various types of mortgage loans for residential, multi-residential, and commercial real properties, which includes first and second mortgages; infill construction and financing; land and land assembly financing for stacked and traditional townhomes, single detached homes, and low-rise and midrise condominiums; and bridge and term financing. The company was incorporated in 2001 and is headquartered in Toronto, Canada. Address: 20 Adelaide Street East, Toronto, ON, Canada, M5C 2T6

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

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Relative Returns (From:    To: 2021-07-24 )

Largest Industry Peers for Mortgage Finance

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
FN:CA First National Financial Corpo..

N/A

CAD2.97B 12.26 N/A
EQB:CA Equitable Group Inc

N/A

CAD2.37B 9.03 N/A
FN-PA:CA First National Financial Corpo..

N/A

CAD1.94B 3.34 N/A
HCG:CA Home Capital Group Inc

N/A

CAD1.90B 9.22 N/A
EQB-PC:CA Equitable Group Inc

N/A

CAD1.28B 1.69 N/A
TF:CA Timbercreek Financial Corp

N/A

CAD0.78B 19.75 28.46
FC:CA Firm Capital Mortgage Investme..

N/A

CAD0.47B 16.58 N/A
MKP:CA MCAN Mortgage Corporation

N/A

CAD0.47B 6.20 3.47

ETFs Containing AI:CA

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Mortgage Finance)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 15.65% 38% F 63% D
Dividend Return 3.56% 43% F 92% A-
Total Return 19.21% 25% F 70% C-
Trailing 12 Months  
Capital Gain 42.87% 50% F 70% C-
Dividend Return 8.79% 57% F 96% A
Total Return 51.66% 50% F 74% C
Trailing 5 Years  
Capital Gain 19.43% 43% F 51% F
Dividend Return 34.60% 83% B 95% A
Total Return 54.03% 57% F 67% D+
Average Annual (5 Year Horizon)  
Capital Gain 2.21% 38% F 39% F
Dividend Return 6.77% 63% D 97% A+
Total Return 8.95% 50% F 62% D-
Risk Return Profile  
Volatility (Standard Deviation) 17.01% 75% C 55% F
Risk Adjusted Return 52.63% 50% F 64% D
Market Capitalization 0.62B 33% F 60% D-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Mortgage Finance)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 15.83 33% F 45% F
Price/Book Ratio 1.34 57% F 63% D
Price / Cash Flow Ratio 11.02 22% F 29% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 8.46% 33% F 58% F
Return on Invested Capital 5.99% 100% A+ 67% D+
Return on Assets 5.11% 89% B+ 82% B-
Debt to Equity Ratio 61.54% 89% B+ 45% F
Technical Ratios  
Short Ratio 2.93 89% B+ 35% F
Short Percent 0.17% 88% B+ 78% C+
Beta 1.16 67% D+ 42% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (CAD)

Quarterly Financials (CAD)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Low debt

The company is less leveraged than its peers ,, and is among the top quartile, which makes it more flexible. However, do check the news and look at its sector. Sometimes this is low because the company is not growing and has no growth potential.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.