SBIN:NSE-State Bank of India (INR)

COMMON STOCK | Banks-Regional | NSE

Last Closing Price

INR 490.60

Change

0.00 (0.00)%

Market Cap

INR 4,378.41B

Volume

0.02B

Avg Analyst Target

INR 535.09 (+9.07%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

State Bank of India provides various banking products and services to individuals, commercial enterprises, corporates, public bodies, and institutional customers in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance Business, and Other Banking Business segments. It offers personal banking products and services, including current accounts, savings accounts, term deposits, and recurring deposits; home, auto, education, gold, and personal loans, as well as loans against property and securities; and wealth management, mobile and internet banking, demat, foreign inward remittance, safe deposit locker, public provident fund, money transfer, pension policy, and mobile wallet services, as well as cards and inflation indexed national savings securities cumulative bonds. The company also provides corporate banking products and services comprising corporate accounts, working capital and project finance, term loans, deferred payment guarantees, corporate loans, structured finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans, financing Indian firms' overseas subsidiaries or JVs, and cash management, as well as export and cash, and letters of credit products. In addition, it offers NRI services, including accounts and deposits, remittances, investments, and loans; agricultural banking and micro credit to agriculturists and farmers; supply chain finance, and deposits and transaction banking services for SME customers; and international banking services. Further, the company provides treasury, broking, bill payment, and MICR services; and credit cards, life and non-life insurance, mutual funds, merchant banking, trustee business, factoring, security trading, pension fund management, and custody services. As of March 31, 2021, it operated 22,219 branches and 62,617 ATMs. The company was founded in 1806 and is headquartered in Mumbai, India. Address: State Bank Bhavan, Mumbai, India, 400021

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-16 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDFCBANK:NSE HDFC Bank Limited

N/A

INR9,343.89B 28.46 N/A
ICICIBANK:NSE ICICI Bank Limited

N/A

INR5,043.93B 25.37 N/A
KOTAKBANK:NSE Kotak Mahindra Bank Limited

N/A

INR4,001.48B 40.38 N/A
AXISBANK:NSE Axis Bank Limited

N/A

INR2,459.72B 28.88 N/A
INDUSINDBK:NSE IndusInd Bank Limited

N/A

INR936.68B 26.54 N/A
IDBI:NSE IDBI Bank Limited

N/A

INR673.10B 33.69 N/A
BANDHANBNK:NSE Bandhan Bank Limited

N/A

INR520.90B 25.66 N/A
PNB:NSE Punjab National Bank

N/A

INR468.52B 13.36 N/A
BANKBARODA:NSE Bank of Baroda

N/A

INR458.96B 12.49 N/A
IOB:NSE Indian Overseas Bank

N/A

INR429.08B 35.92 N/A

ETFs Containing SBIN

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 75.59% 91% A- 68% D+
Dividend Return N/A N/A N/A N/A N/A
Total Return 75.59% 91% A- 68% D+
Trailing 12 Months  
Capital Gain 150.37% 91% A- 72% C-
Dividend Return N/A N/A N/A N/A N/A
Total Return 150.37% 91% A- 72% C-
Trailing 5 Years  
Capital Gain 93.76% 86% B 68% D+
Dividend Return 1.03% 24% F 11% F
Total Return 94.79% 86% B 67% D+
Average Annual (5 Year Horizon)  
Capital Gain 14.98% 82% B- 56% F
Dividend Return 0.15% 24% F 11% F
Total Return 15.13% 79% C+ 55% F
Risk Return Profile  
Volatility (Standard Deviation) 48.97% 21% F 56% F
Risk Adjusted Return 30.89% 82% B- 59% F
Market Capitalization 4,378.41B 94% A 99% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 17.51 63% D 58% F
Price/Book Ratio 1.47 38% F 63% D
Price / Cash Flow Ratio -1.25 41% F 82% B-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 9.33% 68% D+ 53% F
Return on Invested Capital -3.23% 12% F 17% F
Return on Assets 0.57% 56% F 30% F
Debt to Equity Ratio N/A N/A N/A N/A N/A
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.97 68% D+ 46% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

Discussions

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector