MUTHOOTFIN:NSE-Muthoot Finance Limited (INR)

COMMON STOCK | Credit Services | NSE

Last Closing Price

INR 1,482.55

Change

-11.75 (-0.79)%

Market Cap

INR 586.61B

Volume

0.40M

Avg Analyst Target

INR 1,822.00 (+22.90%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


Muthoot Finance Limited (MUTHOOTFIN) Stock Analysis:
Based on the Muthoot Finance Limited stock forecasts from 7 analysts, the average analyst target price for Muthoot Finance Limited is INR 1,822.00 over the next 12 months. Muthoot Finance Limited’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Muthoot Finance Limited is Bullish , which is based on 9 positive signals and 3 negative signals. At the last closing, Muthoot Finance Limited’s stock price was INR 1,482.55. Muthoot Finance Limited’s stock price has changed by +41.90 % over the past week, -36.55 % over the past month and +26.50 % over the last year.

About

Muthoot Finance Limited operates as a gold financing company in India. It provides personal and business loans secured by gold jewelry, or gold loans primarily to individuals; and micro finance. The company also offers housing finance, gold coins, money transfer, and foreign exch ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-12-03 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
BAJFINANCE:NSE Bajaj Finance Limited

-111.25 (-1.55%)

INR4,167.00B 86.21 20.10
SBICARD:NSE SBI Cards and Payment Services..

+9.35 (+0.95%)

INR903.96B 90.77 N/A
CHOLAFIN:NSE Cholamandalam Investment and F..

+1.20 (+0.21%)

INR459.00B 29.28 N/A
SRTRANSFIN:NSE Shriram Transport Finance Comp..

-1.80 (-0.12%)

INR390.56B 15.12 11.23
PFC:NSE Power Finance Corporation Limi..

-0.35 (-0.29%)

INR307.70B 2.45 9.63
IRFC:NSE Indian Railway Finance Corpora..

+0.15 (+0.65%)

INR302.54B 5.36 34.38
RECLTD:NSE REC Limited

-1.95 (-1.45%)

INR265.13B 2.82 10.46
SUNDARMFIN:NSE Sundaram Finance Limited

-6.90 (-0.30%)

INR260.95B 22.12 10.67
M&MFIN:NSE Mahindra & Mahindra Financial ..

-0.95 (-0.58%)

INR194.53B 11.21 41.24
L&TFH:NSE L&T Finance Holdings Limited

-0.30 (-0.38%)

INR181.58B 37.49 N/A

ETFs Containing MUTHOOTFIN

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 22.19% 59% F 36% F
Dividend Return 1.65% 53% F 65% D
Total Return 23.83% 62% D- 37% F
Trailing 12 Months  
Capital Gain 26.50% 58% F 31% F
Dividend Return 1.71% 53% F 64% D
Total Return 28.20% 60% D- 32% F
Trailing 5 Years  
Capital Gain 401.71% 87% B+ 92% A-
Dividend Return 16.24% 90% A- 92% A-
Total Return 417.95% 87% B+ 93% A
Average Annual (5 Year Horizon)  
Capital Gain 39.38% 83% B 81% B-
Dividend Return 1.68% 73% C 82% B-
Total Return 41.06% 75% C 82% B-
Risk Return Profile  
Volatility (Standard Deviation) 29.84% 78% C+ 85% B
Risk Adjusted Return 137.58% 100% A+ 99% A+
Market Capitalization 586.61B 95% A 95% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.86 53% F 61% D-
Price/Book Ratio 3.59 18% F 30% F
Price / Cash Flow Ratio -7.51 78% C+ 88% B+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 26.23% 100% A+ 88% B+
Return on Invested Capital 6.40% 88% B+ 54% F
Return on Assets 5.96% 98% A+ 64% D
Debt to Equity Ratio 321.92% 42% F 4% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.90 77% C+ 52% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.