INDIANB:NSE-Indian Bank (INR)

COMMON STOCK | Banks-Regional | NSE

Last Closing Price

INR 164.50

Change

0.00 (0.00)%

Market Cap

INR 204.87B

Volume

9.46M

Avg Analyst Target

INR 173.00 (+5.17%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Indian Bank provides various banking products and services. The company provides deposit products, including savings and current accounts, term deposits, and Non Resident Indian (NRI) accounts. It also offers agriculture, group, personal/individual, micro small and medium enterprise, education, and NRI loans. In addition, the company provides Internet and mobile banking, as well as Ministry of Corporate Affairs payment, money gram, money transfer, remittance, and multicity check facility services; debit and credit cards; insurance services; direct and indirect tax payment services; debenture trustee services; and merchant banking and housing finance services. As of March 31, 2021, it operated 6,004 branches comprising 1,938 rural, 1,588 semi urban, 1,259 urban, and 1,219 metropolitan branches in India; 3 foreign branches in Singapore, Colombo, and Jaffna; and 5,428 automated teller machines. Indian Bank was incorporated in 1907 and is based in Chennai, India. Address: 254-260, Avvai Shanmugam Salai, Chennai, India, 600014

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-16 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDFCBANK:NSE HDFC Bank Limited

N/A

INR9,343.89B 28.46 N/A
ICICIBANK:NSE ICICI Bank Limited

N/A

INR5,043.93B 25.37 N/A
SBIN:NSE State Bank of India

N/A

INR4,378.41B 17.51 N/A
KOTAKBANK:NSE Kotak Mahindra Bank Limited

N/A

INR4,001.48B 40.38 N/A
AXISBANK:NSE Axis Bank Limited

N/A

INR2,459.72B 28.88 N/A
INDUSINDBK:NSE IndusInd Bank Limited

N/A

INR936.68B 26.54 N/A
IDBI:NSE IDBI Bank Limited

N/A

INR673.10B 33.69 N/A
BANDHANBNK:NSE Bandhan Bank Limited

N/A

INR520.90B 25.66 N/A
PNB:NSE Punjab National Bank

N/A

INR468.52B 13.36 N/A
BANKBARODA:NSE Bank of Baroda

N/A

INR458.96B 12.49 N/A

ETFs Containing INDIANB

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 86.19% 94% A 73% C
Dividend Return 2.26% 90% A- 79% C+
Total Return 88.46% 94% A 73% C
Trailing 12 Months  
Capital Gain 186.09% 100% A+ 80% B-
Dividend Return 3.48% 90% A- 80% B-
Total Return 189.57% 100% A+ 81% B-
Trailing 5 Years  
Capital Gain -21.33% 62% D- 31% F
Dividend Return 6.70% 88% B+ 69% D+
Total Return -14.63% 62% D- 32% F
Average Annual (5 Year Horizon)  
Capital Gain 1.14% 61% D- 30% F
Dividend Return 1.05% 86% B 68% D+
Total Return 2.18% 64% D 31% F
Risk Return Profile  
Volatility (Standard Deviation) 70.40% 6% F 33% F
Risk Adjusted Return 3.10% 64% D 30% F
Market Capitalization 204.87B 50% F 87% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 4.68 100% A+ 92% A-
Price/Book Ratio 0.46 91% A- 90% A-
Price / Cash Flow Ratio -0.63 24% F 81% B-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 10.12% 74% C 56% F
Return on Invested Capital 0.18% 82% B- 27% F
Return on Assets 0.67% 65% D 31% F
Debt to Equity Ratio 66.41% 59% F 20% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.03 45% F 40% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

No discussions yet

User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to earnings

The stock is trading low compared to its peers on a price to earning basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.