ICICIPRULI:NSE-ICICI Prudential Life Insurance Company Limited (INR)

COMMON STOCK | Insurance-Life | NSE

Last Closing Price

INR 651.95

Change

0.00 (0.00)%

Market Cap

INR 936.94B

Volume

1.64M

Avg Analyst Target

INR 626.40 (-3.92%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

ICICI Prudential Life Insurance Company Limited provides life insurance, pension, and health insurance products to individuals and groups in India. It offers participating, non-participating non-linked, and non-participating linked. The company also provides term life, health, savings, annuity, and retirement insurance products; and pension fund management services. It distributes its products through individual and corporate agents, banks, and brokers, as well as through its own sales force and website. The company was incorporated in 2000 and is based in Mumbai, India. ICICI Prudential Life Insurance Company Limited operates as a subsidiary of ICICI Bank Limited. Address: ICICI PruLife Towers, Mumbai, India, 400025

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-16 )

Largest Industry Peers for Insurance-Life

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDFCLIFE:NSE HDFC Life Insurance Company Li..

N/A

INR1,403.95B 118.98 N/A
SBILIFE:NSE SBI Life Insurance Company Lim..

N/A

INR1,185.80B 92.12 N/A
MFSL:NSE Max Financial Services Limited

N/A

INR341.06B 97.84 56.11

ETFs Containing ICICIPRULI

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Life)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 30.73% 50% F 36% F
Dividend Return 0.40% 100% A+ 19% F
Total Return 31.13% 50% F 36% F
Trailing 12 Months  
Capital Gain 57.19% 75% C 32% F
Dividend Return 0.48% 100% A+ 18% F
Total Return 57.67% 75% C 32% F
Trailing 5 Years  
Capital Gain 99.01% 100% A+ 69% D+
Dividend Return N/A N/A N/A N/A N/A
Total Return 99.01% 100% A+ 68% D+
Average Annual (5 Year Horizon)  
Capital Gain 11.67% 50% F 50% F
Dividend Return 0.76% 100% A+ 53% F
Total Return 12.43% 50% F 50% F
Risk Return Profile  
Volatility (Standard Deviation) 25.61% 50% F 89% B+
Risk Adjusted Return 48.53% 75% C 78% C+
Market Capitalization 936.94B 50% F 97% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Life)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 193.63 25% F 5% F
Price/Book Ratio 11.12 75% C 9% F
Price / Cash Flow Ratio 12.81 50% F 41% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 5.95% 25% F 43% F
Return on Invested Capital 11.22% 25% F 73% C
Return on Assets 0.22% 25% F 27% F
Debt to Equity Ratio 13.17% 50% F 49% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.67 75% C 69% D+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior total returns

The stock has outperformed its sector peers on average annual total returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile.

Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector