ICICIBANK:NSE-ICICI Bank Limited (INR)

COMMON STOCK | Banks-Regional | NSE

Last Closing Price

INR 727.30

Change

0.00 (0.00)%

Market Cap

INR 5,043.93B

Volume

8.95M

Avg Analyst Target

INR 746.36 (+2.62%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

ICICI Bank Limited provides various banking products and financial services in India and internationally. It operates through Retail Banking, Wholesale Banking, Treasury, Other Banking, Life insurance, General insurance, and Others segments. The company offers savings, salary, pension, current, and other accounts; and fixed, recurring, and security deposits. It also provides home, car, two wheeler, personal, gold, and commercial business loans, as well as loans against securities and other loans; business loans, such as working capital finance, term loans, collateral free loans, loans without financials, finance for importers and exporters, and secured loans for credit card swipes, as well as loans for new entities, and schools and colleges; and credit, debit, prepaid, travel, and corporate cards. In addition, the company offers insurance products; pockets wallet; fixed income products; investment products, such as mutual funds, gold monetization schemes, and initial public offerings, as well as other online investment services; and farmer finance, tractor loans, and micro banking services, as well as other services to agri traders and processors, and agri corporates. Further, it provides portfolio management, trade, foreign exchange, locker, private and NRI banking, and cash management services; family wealth and demat accounts; commercial and investment banking, capital market, custodial, project and technology finance, and institutional banking services, as well as Internet, mobile, and phone banking services. Additionally, the company offers securities investment, broking, trading, and underwriting services; and merchant banking, trusteeship, housing finance, and pension fund management services. As of March 31, 2021, it had a network of 5,266 branches, 14,136 ATMs, 1,786 insta-banking kiosks, and 2,713 cash acceptance machines. ICICI Bank Limited was founded in 1955 and is headquartered in Mumbai, India. Address: ICICI Bank Towers, Mumbai, India, 400051

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-16 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDFCBANK:NSE HDFC Bank Limited

N/A

INR9,343.89B 28.46 N/A
SBIN:NSE State Bank of India

N/A

INR4,378.41B 17.51 N/A
KOTAKBANK:NSE Kotak Mahindra Bank Limited

N/A

INR4,001.48B 40.38 N/A
AXISBANK:NSE Axis Bank Limited

N/A

INR2,459.72B 28.88 N/A
INDUSINDBK:NSE IndusInd Bank Limited

N/A

INR936.68B 26.54 N/A
IDBI:NSE IDBI Bank Limited

N/A

INR673.10B 33.69 N/A
BANDHANBNK:NSE Bandhan Bank Limited

N/A

INR520.90B 25.66 N/A
PNB:NSE Punjab National Bank

N/A

INR468.52B 13.36 N/A
BANKBARODA:NSE Bank of Baroda

N/A

INR458.96B 12.49 N/A
IOB:NSE Indian Overseas Bank

N/A

INR429.08B 35.92 N/A

ETFs Containing ICICIBANK

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 37.88% 67% D+ 43% F
Dividend Return 0.38% 40% F 18% F
Total Return 38.26% 70% C- 43% F
Trailing 12 Months  
Capital Gain 83.62% 70% C- 47% F
Dividend Return 0.50% 40% F 19% F
Total Return 84.12% 70% C- 46% F
Trailing 5 Years  
Capital Gain 181.08% 97% A+ 81% B-
Dividend Return 4.16% 59% F 50% F
Total Return 185.25% 97% A+ 81% B-
Average Annual (5 Year Horizon)  
Capital Gain 24.31% 94% A 70% C-
Dividend Return 0.63% 71% C- 46% F
Total Return 24.94% 94% A 71% C-
Risk Return Profile  
Volatility (Standard Deviation) 32.50% 73% C 81% B-
Risk Adjusted Return 76.75% 94% A 92% A-
Market Capitalization 5,043.93B 97% A+ 100% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 25.37 41% F 44% F
Price/Book Ratio 3.25 12% F 36% F
Price / Cash Flow Ratio -23.86 97% A+ 92% A-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 14.21% 94% A 69% D+
Return on Invested Capital -1.76% 38% F 20% F
Return on Assets 1.44% 85% B 38% F
Debt to Equity Ratio 91.31% 31% F 15% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.99 52% F 44% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector