CHOLAFIN:NSE-Cholamandalam Investment and Finance Company Limited (INR)

COMMON STOCK | Credit Services | NSE

Last Closing Price

INR 783.70

Change

0.00 (0.00)%

Market Cap

INR 643.82B

Volume

1.03M

Avg Analyst Target

INR 787.00 (+0.42%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict


CHOLAFIN Stock Forecast & Price:
Based on the Cholamandalam Investment and Finance Company Limited stock forecasts from 5 analysts, the average analyst target price for Cholamandalam Investment and Finance Company Limited is INR 787.00 over the next 12 months. Cholamandalam Investment and Finance Company Limited’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Cholamandalam Investment and Finance Company Limited is Slightly Bearish, which is based on 3 positive signals and 7 negative signals. At the last closing, Cholamandalam Investment and Finance Company Limited’s stock price was INR 783.70. Cholamandalam Investment and Finance Company Limited’s stock price has changed by +1.62% over the past week, +27.13% over the past month and +55.70% over the last year.

About Cholamandalam Investment and Finance Company Limited (CHOLAFIN:NSE)

Cholamandalam Investment and Finance Company Limited, a non-banking finance company, provides various financial services in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other loans segments. It offers two and three wheeler loans, new ...Read More

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-08-14 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
BAJFINANCE:NSE Bajaj Finance Limited

N/A

INR4,425.32B 51.53 20.10
SBICARD:NSE SBI Cards and Payment Services..

N/A

INR900.45B 46.74 N/A
MUTHOOTFIN:NSE Muthoot Finance Limited

N/A

INR476.74B 11.87 N/A
SRTRANSFIN:NSE Shriram Transport Finance Comp..

N/A

INR370.06B 10.42 11.23
PFC:NSE Power Finance Corporation Limi..

N/A

INR321.77B 2.30 9.63
IRFC:NSE Indian Railway Finance Corpora..

N/A

INR277.05B 4.44 68.19
RECLTD:NSE REC Limited

N/A

INR270.86B 2.65 10.46
M&MFIN:NSE Mahindra & Mahindra Financial ..

N/A

INR243.34B 11.21 41.24
SUNDARMFIN:NSE Sundaram Finance Limited

N/A

INR228.54B 20.00 10.67
POONAWALLA:NSE Poonawalla Fincorp Limited

N/A

INR223.64B 49.80 52.98

ETFs Containing CHOLAFIN

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 50.60% 98% A+ 93% A
Dividend Return 0.38% 13% F 23% F
Total Return 50.98% 98% A+ 93% A
Trailing 12 Months  
Capital Gain 55.70% 93% A 84% B
Dividend Return 0.40% 30% F 22% F
Total Return 56.09% 85% B 84% B
Trailing 5 Years  
Capital Gain 240.47% 82% B- 90% A-
Dividend Return 3.30% 57% F 45% F
Total Return 243.77% 82% B- 90% A-
Average Annual (5 Year Horizon)  
Capital Gain 38.63% 83% B 75% C
Dividend Return 0.51% 44% F 42% F
Total Return 39.15% 66% D 75% C
Risk Return Profile  
Volatility (Standard Deviation) 78.47% 17% F 30% F
Risk Adjusted Return 49.89% 66% D 72% C-
Market Capitalization 643.82B 95% A 96% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 27.01 36% F 39% F
Price/Book Ratio 5.39 10% F 21% F
Price / Cash Flow Ratio -11.56 81% B- 85% B
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 20.16% 90% A- 77% C+
Return on Invested Capital 2.68% 44% F 32% F
Return on Assets 2.74% 77% C+ 41% F
Debt to Equity Ratio 587.76% 14% F 2% F
Technical Ratios  
Dividend Yield 0.26% 25% F 15% F
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.00 60% D- 36% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.