CANFINHOME:NSE-Can Fin Homes Limited (INR)

COMMON STOCK | Mortgage Finance | NSE

Last Closing Price

INR 418.65

Change

+9.45 (+2.31)%

Market Cap

INR 54.51B

Volume

0.28M

Average Target Price

INR 419.55 (+0.21%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Can Fin Homes Limited provides housing finance services primarily to individuals and builders/developers in India. The company offers housing loans, such as individual housing loans, affordable housing loans, composite loans, and top-up loans; and non-housing loans, including mortgage loans, site loans, loans for commercial properties, loans against rent receivables, personal loans, loans for children education, and loans for pensioners, as well as fixed and cumulative deposits. As of March 31, 2020, it operated 165 branches, 21 affordable housing loan centers, and 14 satellite offices. Can Fin Homes Limited was founded in 1987 and is headquartered in Bengaluru, India. Address: No. 29/1, Sir M N Krishna Rao Road, Bengaluru, India, 560004

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-09-28 )

Largest Industry Peers for Mortgage Finance

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDFC:NSE Housing Development Finance Co..

+29.45 (+1.78%)

INR2,990.49B 13.22 14.71
LICHSGFIN:NSE LIC Housing Finance Limited

+11.70 (+4.33%)

INR136.51B 5.03 N/A
AAVAS:NSE Aavas Financiers Limited

-11.10 (-0.80%)

INR107.58B 41.19 66.86
IBULHSGFIN:NSE Indiabulls Housing Finance Lim..

+9.95 (+6.85%)

INR67.23B 3.52 N/A
PNBHOUSING:NSE PNB Housing Finance Limited

+18.95 (+5.77%)

INR55.27B 8.59 N/A
REPCOHOME:NSE Repco Home Finance Limited

+3.85 (+2.36%)

INR10.23B 3.27 9.05
GICHSGFIN:NSE GIC Housing Finance Limited

+3.20 (+3.42%)

INR5.03B 7.57 55.61
DHFL:NSE Dewan Housing Finance Corporat..

+0.20 (+1.55%)

INR4.05B N/A 9.75
RHFL:NSE Reliance Home Finance Limited

+0.05 (+2.94%)

INR0.81B 2.77 43.35
TFL:NSE Transwarranty Finance Limited

-0.15 (-4.48%)

INR0.08B 33.94 N/A

ETFs Containing CANFINHOME

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Mortgage Finance)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 5.89% 100% A+ 63% D
Dividend Return 0.51% 33% F 38% F
Total Return 6.40% 100% A+ 63% D
Trailing 12 Months  
Capital Gain 6.46% 100% A+ 62% D-
Dividend Return 0.51% 25% F 35% F
Total Return 6.97% 100% A+ 62% D-
Trailing 5 Years  
Capital Gain 129.08% 88% B+ 86% B
Dividend Return 5.47% 29% F 53% F
Total Return 134.56% 88% B+ 86% B
Average Annual (5 Year Horizon)  
Capital Gain 27.82% N/A N/A 86% B
Dividend Return 0.62% N/A N/A 45% F
Total Return 28.44% N/A N/A 86% B
Risk Return Profile  
Volatility (Standard Deviation) 57.99% N/A N/A 23% F
Risk Adjusted Return 49.03% N/A N/A 83% B
Market Capitalization 54.51B 55% F 81% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Mortgage Finance)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 14.25 30% F 54% F
Price/Book Ratio 2.57 18% F 24% F
Price / Cash Flow Ratio -2.96 82% B- 87% B+
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 19.13% 100% A+ 85% B
Return on Invested Capital 2.58% 45% F 36% F
Return on Assets 1.89% 64% D 40% F
Debt to Equity Ratio 675.83% 18% F 2% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.63 90% A- 76% C
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.