BANKBARODA:NSE-Bank of Baroda (INR)

COMMON STOCK | Banks-Regional | NSE

Last Closing Price

INR 79.70

Change

+1.05 (+1.34)%

Market Cap

INR 412.42B

Volume

0.02B

Avg Analyst Target

INR 95.40 (+19.70%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bank of Baroda provides various banking products and services to individual, government departments, and corporate customers. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It offers savings and current accounts; fixed and recurring deposits; and NRI deposit products. The company also provides loans, such as home, education, vehicle, personal, and mortgage loans, as well as loans against securities, and public issues/IPO; professional, composite, bridge, and short and medium term corporate loans, as well as loans for micro, small, and medium enterprises; working capital finance, term finance, commercial vehicle finance, export and import finance, advances against shares, bill finance, lines of credit, loans against rent receivables, project finance, infrastructure finance, supply chain finance, loans for takeover of accounts, foreign currency credit, and non-fund based services; and debit, prepaid, and credit cards. In addition, it offers loans and advances, and pensions and government schemes to rural and agricultural customers; life insurance, general insurance, and health insurance products, as well as mutual funds; appraisal, merchant banking, cash management, remittance, collection, ECS, correspondent banking, treasury, investment, lockers, and capital market services; and ATM, mobile banking, internet banking , cash recycler, and e-lobby services . Further, the company offers banking solutions for start-ups. As of March 31, 2021, it operated a network of 8,214 branches; 96 overseas branches; and 11,633 ATMs. Bank of Baroda was founded in 1908 and is headquartered in Vadodara, India. Address: Baroda Bhavan, Vadodara, India, 390007

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-22 )

Largest Industry Peers for Banks-Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDFCBANK:NSE HDFC Bank Limited

-18.25 (-1.18%)

INR8,505.52B 25.90 N/A
ICICIBANK:NSE ICICI Bank Limited

-8.50 (-1.19%)

INR4,876.52B 24.53 N/A
KOTAKBANK:NSE Kotak Mahindra Bank Limited

-25.40 (-1.26%)

INR3,937.39B 39.73 N/A
SBIN:NSE State Bank of India

+0.05 (+0.01%)

INR3,916.57B 15.66 N/A
AXISBANK:NSE Axis Bank Limited

-7.00 (-0.88%)

INR2,430.13B 28.54 N/A
INDUSINDBK:NSE IndusInd Bank Limited

+3.85 (+0.34%)

INR883.54B 25.04 N/A
BANDHANBNK:NSE Bandhan Bank Limited

+3.60 (+1.28%)

INR457.52B 22.54 N/A
PNB:NSE Punjab National Bank

+0.05 (+0.13%)

INR420.07B 11.98 N/A
IDBI:NSE IDBI Bank Limited

-0.70 (-1.79%)

INR413.43B 20.73 N/A
IOB:NSE Indian Overseas Bank

-0.20 (-0.96%)

INR389.39B 32.59 N/A

ETFs Containing BANKBARODA

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks-Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 23.57% 61% D- 36% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 23.57% 58% F 35% F
Trailing 12 Months  
Capital Gain 91.82% 81% B- 58% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 91.82% 81% B- 57% F
Trailing 5 Years  
Capital Gain -52.88% 34% F 19% F
Dividend Return 0.71% 18% F 6% F
Total Return -52.17% 28% F 19% F
Average Annual (5 Year Horizon)  
Capital Gain -12.95% 27% F 12% F
Dividend Return 0.14% 19% F 11% F
Total Return -12.82% 21% F 12% F
Risk Return Profile  
Volatility (Standard Deviation) 36.54% 52% F 73% C
Risk Adjusted Return -35.09% 24% F 10% F
Market Capitalization 412.42B 74% C 93% A
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks-Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 11.22 69% D+ 72% C-
Price/Book Ratio 0.51 74% C 88% B+
Price / Cash Flow Ratio -1.75 53% F 83% B
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 4.33% 29% F 39% F
Return on Invested Capital -3.02% 15% F 18% F
Return on Assets 0.14% 21% F 26% F
Debt to Equity Ratio 86.50% 38% F 16% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.91 81% B- 53% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor return on assets

The company management has delivered below median return on assets in the most recent 4 quarters compared to its peers.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.