BAJFINANCE:NSE-Bajaj Finance Limited (INR)

COMMON STOCK | Credit Services | NSE

Last Closing Price

INR 7,442.45

Change

+13.65 (+0.18)%

Market Cap

INR 4,492.22B

Volume

1.08M

Avg Analyst Target

INR 5,628.73 (-24.37%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bajaj Finance Limited operates as a non-banking financial company in India. The company offers consumer durable, lifestyle, lifecare, digital product, two and three wheeler, developer, used car, medical equipment, vendor, light engineering, specialty chemicals, financial institution, corporate, and warehouse finance services; IPO and margin trading finance, trading account, depository, and HNI and retail broking services; personal, gold, home, business, working capital, secured enterprise, and professional loans; and loan against fixed deposits, shares, properties, and securities. It also provides life, general, and health insurance, as well as pocket insurance products; extended warranty, e-commerce, and lease rental discounting services; financial fitness reports; and EMI cards, and co-branded credit cards and wallets, as well as offers investment services, such as systematic deposit plan, fixed and term deposits, and mutual funds. The company was formerly known as Bajaj Auto Finance Limited and changed its name to Bajaj Finance Limited in September 2010. The company was incorporated in 1987 and is based in Pune, India. Bajaj Finance Limited is a subsidiary of Bajaj Finserv Limited. Address: Panchshil Tech Park, Pune, India, 411 014

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-09-20 )

Largest Industry Peers for Credit Services

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
SBICARD:NSE SBI Cards and Payment Services..

-5.75 (-0.53%)

INR1,009.22B 113.57 N/A
MUTHOOTFIN:NSE Muthoot Finance Limited

-38.05 (-2.51%)

INR592.05B 15.08 N/A
CHOLAFIN:NSE Cholamandalam Investment and F..

-19.50 (-3.21%)

INR481.95B 34.03 N/A
SRTRANSFIN:NSE Shriram Transport Finance Comp..

-40.70 (-2.99%)

INR354.82B 14.25 11.23
PFC:NSE Power Finance Corporation Limi..

-4.85 (-3.51%)

INR352.32B 2.81 9.63
RECLTD:NSE REC Limited

-5.75 (-3.66%)

INR298.81B 3.39 10.46
IRFC:NSE Indian Railway Finance Corpora..

-0.15 (-0.66%)

INR296.00B 5.57 32.04
SUNDARMFIN:NSE Sundaram Finance Limited

-74.95 (-3.00%)

INR269.36B 22.61 10.67
M&MFIN:NSE Mahindra & Mahindra Financial ..

-3.15 (-1.76%)

INR217.70B 11.21 41.24
L&TFH:NSE L&T Finance Holdings Limited

-1.70 (-1.99%)

INR207.23B 10.36 N/A

ETFs Containing BAJFINANCE

Symbol Name Weight Mer Price(Change) Market Cap
PIN Invesco India ETF 0.00 % 0.78 %

-0.49 (-1.70%)

INR0.11B
FLIN Franklin FTSE India ETF 0.00 % 0.19 %

-0.30 (-0.90%)

INR0.03B
NFTY First Trust Exchange-Trad.. 0.00 % 0.80 %

-0.79 (-1.60%)

INR0.08B
IIND:LSE iShares IV Public Limited.. 0.00 % 0.65 %

N/A

INR1.25B
NDIA:LSE iShares MSCI India UCITS .. 0.00 % 0.65 %

-0.05 (-0.59%)

INR1.24B
QDV5:XETRA iShares IV Public Limited.. 0.00 % 0.65 %

-0.04 (-0.58%)

INR1.25B
FLXI:XETRA Franklin Libertyshares IC.. 0.00 % 0.19 %

-0.28 (-0.91%)

INR0.09B
INDF Exchange Traded Concepts .. 0.00 % 0.75 %

-0.63 (-1.68%)

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Credit Services)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 40.95% 76% C 55% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 40.95% 78% C+ 54% F
Trailing 12 Months  
Capital Gain 123.49% 80% B- 72% C-
Dividend Return N/A N/A N/A N/A N/A
Total Return 123.49% 83% B 71% C-
Trailing 5 Years  
Capital Gain 595.39% 91% A- 96% A
Dividend Return 1.27% 10% F 15% F
Total Return 596.66% 91% A- 96% A
Average Annual (5 Year Horizon)  
Capital Gain 50.89% 88% B+ 90% A-
Dividend Return 0.18% 22% F 15% F
Total Return 51.07% 76% C 90% A-
Risk Return Profile  
Volatility (Standard Deviation) 43.49% 54% F 63% D
Risk Adjusted Return 117.42% 83% B 98% A+
Market Capitalization 4,492.22B 100% A+ 100% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Credit Services)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 101.12 10% F 8% F
Price/Book Ratio 12.15 5% F 7% F
Price / Cash Flow Ratio -509.93 100% A+ 99% A+
EV/EBITDA 20.10 57% F 33% F
Management Effectiveness  
Return on Equity 12.77% 61% D- 64% D
Return on Invested Capital 3.17% 56% F 40% F
Return on Assets 2.63% 76% C 48% F
Debt to Equity Ratio 286.69% 57% F 5% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.36 30% F 20% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

High Gross Profit to Asset Ratio

This stock is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.