BAJAJFINSV:NSE-Bajaj Finserv Ltd (INR)

COMMON STOCK | Financial Conglomerates | NSE

Last Closing Price

INR 18,012.00

Change

-341.35 (-1.86)%

Market Cap

INR 2,922.40B

Volume

0.33M

Avg Analyst Target

INR 16,350.00 (-9.23%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bajaj Finserv Ltd. operates as the holding company for various financial services businesses under the Bajaj group. The company operates through Life Insurance, General Insurance, Windmill, Retail Financing, and Investments and Other segments. It serves millions of customers by providing solutions for asset acquisition through financing; asset protection through general insurance, including motor, health, crop, marine, and other insurance products; family and income protection in the form of life and health insurance; and retirement and savings solutions. The company also generates renewable energy through windmills. It owns and operates 138 windmills with total installed capacity of 65.2 Megawatts. The company was incorporated in 2007 and is based in Pune, India. Address: Bajaj Finserv Corporate Office, Pune, India, 411014

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-10-27 )

Largest Industry Peers for Financial Conglomerates

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
ABCAPITAL:NSE Aditya Birla Capital Limited

-1.70 (-1.69%)

INR242.46B 19.71 N/A
CENTRUM:NSE Centrum Capital Limited

+1.65 (+4.06%)

INR16.93B 79.26 874.95
RELCAPITAL:NSE Reliance Capital Limited

-0.10 (-0.52%)

INR4.83B N/A N/A
CREST:NSE Crest Ventures Limited

+0.05 (+0.04%)

INR3.46B 436.51 23.20
IVC:NSE IL&FS Investment Managers Limi..

+0.05 (+0.85%)

INR1.85B 32.60 1.73

ETFs Containing BAJAJFINSV

Symbol Name Weight Mer Price(Change) Market Cap
INDF Exchange Traded Concepts .. 0.00 % 0.75 %

-0.19 (-0.48%)

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Financial Conglomerates)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 103.06% 83% B 80% B-
Dividend Return 0.03% 33% F N/A N/A
Total Return 103.09% 83% B 80% B-
Trailing 12 Months  
Capital Gain 219.23% 100% A+ 87% B+
Dividend Return 0.05% 33% F 1% F
Total Return 219.28% 100% A+ 86% B
Trailing 5 Years  
Capital Gain 432.40% 100% A+ 94% A
Dividend Return 0.27% 25% F 2% F
Total Return 432.66% 100% A+ 94% A
Average Annual (5 Year Horizon)  
Capital Gain 37.61% 100% A+ 82% B-
Dividend Return 0.03% 20% F 1% F
Total Return 37.64% 100% A+ 81% B-
Risk Return Profile  
Volatility (Standard Deviation) 52.68% 100% A+ 52% F
Risk Adjusted Return 71.46% 100% A+ 90% A-
Market Capitalization 2,922.40B 100% A+ 99% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Financial Conglomerates)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 71.47 60% D- 13% F
Price/Book Ratio 8.29 17% F 13% F
Price / Cash Flow Ratio 64.27 17% F 7% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 13.50% 100% A+ 66% D
Return on Invested Capital 12.78% 100% A+ 77% C+
Return on Assets 5.88% 100% A+ 70% C-
Debt to Equity Ratio 284.98% 60% D- 5% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.37 33% F 18% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date

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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Low volatility

The stock’s annual returns have been stable and consistent compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile. Although stability is good, also keep in mind it can limit returns.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on equity

The company management has delivered better return on equity in the most recent 4 quarters then its peers, placing it in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.