BAJAJFINSV:NSE-Bajaj Finserv Limited (INR)

COMMON STOCK | Insurance—Diversified | NSE

Last Closing Price

INR 8,758.80

Change

0.00 (0.00)%

Market Cap

INR 1,385.84B

Volume

1.42M

Average Target Price

INR 7,973.71 (-8.96%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bajaj Finserv Limited, through its subsidiaries, provides financial services to salaried, small and medium enterprises, self-employed, and professional customers primarily in India. The company operates through Insurance, Windmill, Retail Financing, and Investments and Others segments. It offers personal, business, home, commercial, and gold loans; two and three wheeler finance products; mortgages; unsecured and secured loans; loans against securities; financing for products, such as consumer durable, digital, lifecare, furniture, etc.; and lease rental discounting products. The company also provides investment products, such as fixed deposits and mutual funds; life and health insurance products; retirement and savings solutions; and general insurance products, such as crop, marine, and commercial insurance products, as well as home, travel, pocket, car, and two wheeler insurance products. In addition, it offers value added services, including extended warranty, asset care, and financial fitness report services; and credit cards and wallets. Further, it operates 138 windmills with an installed capacity of approximately 65.2 MW in Maharashtra. Bajaj Finserv Limited was incorporated in 2007 and is based in Pune, India. Address: Bajaj Finserv Corporate Office, Pune, India, 411014

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-11-29 )

Largest Industry Peers for Insurance—Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
ICICIGI:NSE ICICI Lombard General Insuranc..

N/A

INR667.38B 48.03 N/A
NIACL:NSE The New India Assurance Compan..

N/A

INR193.56B 13.02 N/A

ETFs Containing BAJAJFINSV

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Insurance—Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -6.61% 67% D+ 36% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -6.61% 67% D+ 36% F
Trailing 12 Months  
Capital Gain -3.86% 67% D+ 39% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -3.86% 67% D+ 38% F
Trailing 5 Years  
Capital Gain 339.89% 100% A+ 96% A
Dividend Return 0.39% 100% A+ 3% F
Total Return 340.28% 100% A+ 96% A
Average Annual (5 Year Horizon)  
Capital Gain 44.02% N/A N/A 94% A
Dividend Return 0.04% N/A N/A 4% F
Total Return 44.07% N/A N/A 94% A
Risk Return Profile  
Volatility (Standard Deviation) 42.58% N/A N/A 43% F
Risk Adjusted Return 103.50% N/A N/A 98% A+
Market Capitalization 1,385.84B 100% A+ 99% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance—Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 39.38 67% D+ 24% F
Price/Book Ratio 4.16 67% D+ 17% F
Price / Cash Flow Ratio -5.93 67% D+ 91% A-
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.76% 67% D+ 73% C
Return on Invested Capital 15.24% 67% D+ 86% B
Return on Assets 5.52% 100% A+ 76% C
Debt to Equity Ratio 254.22% 50% F 6% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.24 33% F 28% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
Higly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.