BAJAJFINSV:NSE-Bajaj Finserv Ltd (INR)

COMMON STOCK | Insurance-Diversified | NSE

Last Closing Price

INR 11,999.35

Change

+180.80 (+1.53)%

Market Cap

INR 1,909.54B

Volume

0.49M

Average Target Price

INR 10,833.33 (-9.72%)
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

About

Bajaj Finserv Ltd. (?Bajaj Finserv', ?BFS' or ?the Company') is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance and retirement and savings solutions. Address: Bajaj Finserv Corporate Office, Pune, India, 411014

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2021-06-18 )

Largest Industry Peers for Insurance-Diversified

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
ICICIGI:NSE ICICI Lombard General Insuranc..

+25.90 (+1.72%)

INR697.42B 47.54 N/A
NIACL:NSE The New India Assurance Compan..

+1.75 (+1.02%)

INR286.09B 17.44 N/A

ETFs Containing BAJAJFINSV

Symbol Name Weight Mer Price(Change) Market Cap
NFTY First Trust India NIFTY 5.. 0.00 % 0.80 %

-0.36 (-0.81%)

INR0.08B

Market Performance

  Market Performance vs.
Industry/Classification (Insurance-Diversified)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain 35.27% 100% A+ 58% F
Dividend Return N/A N/A N/A N/A N/A
Total Return 35.27% 100% A+ 57% F
Trailing 12 Months  
Capital Gain 103.39% 100% A+ 61% D-
Dividend Return N/A N/A N/A N/A N/A
Total Return 103.39% 100% A+ 61% D-
Trailing 5 Years  
Capital Gain 483.58% 100% A+ 96% A
Dividend Return 0.29% 100% A+ 1% F
Total Return 483.88% 100% A+ 96% A
Average Annual (5 Year Horizon)  
Capital Gain 31.90% 100% A+ 85% B
Dividend Return 0.03% 33% F 2% F
Total Return 31.93% 100% A+ 84% B
Risk Return Profile  
Volatility (Standard Deviation) 41.35% 33% F 62% D-
Risk Adjusted Return 77.21% 67% D+ 95% A
Market Capitalization 1,909.54B 100% A+ 99% A+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Insurance-Diversified)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 42.72 67% D+ 28% F
Price/Book Ratio 5.25 67% D+ 18% F
Price / Cash Flow Ratio 41.99 33% F 11% F
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity 12.76% 67% D+ 66% D
Return on Invested Capital 13.23% 67% D+ 77% C+
Return on Assets 5.52% 100% A+ 71% C-
Debt to Equity Ratio 284.98% 50% F 6% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 1.59 33% F 15% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

High dividend returns

The stock has outperformed its sector peers on average annual dividend returns basis in the past 5 years (for a hold period of at least 12 months) and is in the top quartile. This can be a good buy, especially if it is outperforming on total return basis , for investors seeking high income yields.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive cash flow

The company had positive total cash flow in the most recent four quarters.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Overpriced on cashflow basis

The stock is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Highly leveraged

The company is in the bottom half compared to its sector peers on debt to equity and is highly leveraged. However, do check the news and look at its sector and management statements. Sometimes this is high because the company is trying to grow aggressively.