ALBK:NSE-Allahabad Bank (INR)

COMMON STOCK | Banks—Regional | NSE

Last Closing Price

INR 7.60

Change

0.00 (0.00)%

Market Cap

INR 34.23B

Volume

2.13M

Average Target Price

N/A
Average Analyst Rating

N/A

Fundamental Analysis

Verdict

About

Allahabad Bank provides banking products and services in India and internationally. It operates through four segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business. The company offers various deposit products, including saving and current accounts, term and flexi fix deposits, fixed deposit, double deposit plan, monthly income plan, and recurring deposits. It also provides various loan products, such as housing and furnishing loans, car loans, two-wheeler loans, education loans, commercial vehicle and home appliances finance schemes, trade and property loans, rent loans, reverse mortgage schemes, and overdraft facilities, as well as loans against national savings certificate/Kisan Vikas Patra; and personal loans for doctors. In addition, the company offers agriculture and small business loans, as well as government sponsored schemes; cash management services and gold card scheme; and international banking services. Further, it provides debit, prepaid gift, and credit cards; insurance products; online and mobile banking, bill payment services; and MSME banking services. It operates through approximately 3229 branches in India and 1 branch in Hong Kong, as well as 836 ATMs. Allahabad Bank was founded in 1865 and is headquartered in Kolkata, India.

Technical Indicators

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2020-03-30 )

Largest Industry Peers for Banks—Regional

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDFCBANK:NSE HDFC Bank Limited

-72.80 (-8.05%)

INR4,591.07B 17.58 N/A
KOTAKBANK:NSE Kotak Mahindra Bank Limited

-105.40 (-7.53%)

INR2,659.00B 30.46 N/A
ICICIBANK:NSE ICICI Bank Limited

-26.45 (-7.78%)

INR2,190.80B 23.41 N/A
SBIN:NSE State Bank of India

-9.05 (-4.62%)

INR1,741.64B 12.34 N/A
AXISBANK:NSE Axis Bank Limited

+8.40 (+2.34%)

INR1,173.20B 23.21 N/A
BANDHANBNK:NSE Bandhan Bank Limited

-33.30 (-13.34%)

INR349.19B 10.35 N/A
YESBANK:NSE Yes Bank Limited

-1.45 (-5.50%)

INR335.11B 28.81 N/A
INDUSINDBK:NSE IndusInd Bank Limited

+2.30 (+0.56%)

INR285.36B 6.16 N/A
BANKBARODA:NSE Bank of Baroda

-1.90 (-3.50%)

INR251.13B 21.87 N/A
PNB:NSE Punjab National Bank

-0.55 (-1.64%)

INR228.05B N/A N/A

ETFs Containing ALBK

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Banks—Regional)
Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -59.57% 14% F 8% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -59.57% 14% F 8% F
Trailing 12 Months  
Capital Gain -86.08% 6% F 4% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -86.08% 6% F 4% F
Trailing 5 Years  
Capital Gain -92.42% 3% F 9% F
Dividend Return 1.63% 13% F 15% F
Total Return -90.79% 3% F 9% F
Average Annual (5 Year Horizon)  
Capital Gain -15.81% 24% F 18% F
Dividend Return 0.11% 17% F 15% F
Total Return -15.70% 24% F 17% F
Risk Return Profile  
Volatility (Standard Deviation) 29.99% 39% F 65% D
Risk Adjusted Return -52.36% 29% F 18% F
Market Capitalization 34.23B 30% F 81% B-
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Banks—Regional)
Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio N/A N/A N/A N/A N/A
Price/Book Ratio 0.20 86% B 84% B
Price / Cash Flow Ratio -0.21 24% F 76% C
EV/EBITDA N/A N/A N/A N/A N/A
Management Effectiveness  
Return on Equity N/A N/A N/A N/A N/A
Return on Invested Capital -20.29% 5% F 4% F
Return on Assets N/A N/A N/A N/A N/A
Debt to Equity Ratio 36.87% 61% D- 33% F
Technical Ratios  
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.93 12% F 10% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Rating

Target Price Action Rating Action Analyst Rating Price Date

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
Underpriced compared to book value

The stock is trading low compared to its peers on a price to book value basis and is in the top quartile. It may be underpriced but do check its financial performance to make sure there is no specific reason.

What to not like:
Low market capitalization

This is among the smaller entities in its sectors with below median market capitalization. That may make it less stable in the long run unless it has a unique technology or market which can help it grow or get acquired in future.

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median total returns

The company has under performed its peers on annual average total returns in the past 5 years.

Below median dividend returns

The company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Low Earnings Growth

This stock has shown below median earnings growth in the previous 5 years compared to its sector

Low Revenue Growth

This stock has shown below median revenue growth in the previous 5 years compared to its sector