AAVAS:NSE-Aavas Financiers Limited (INR)

COMMON STOCK | Mortgage Finance | NSE

Last Closing Price

INR 2,232.70

Change

+45.35 (+2.07)%

Market Cap

INR 177.52B

Volume

0.08M

Avg Analyst Target

INR 3,292.50 (+47.47%)

Avg User Target

INR
Average Analyst Rating

Verdict

Fundamental Analysis

Verdict

Aavas Financiers Limited (AAVAS) Stock Analysis:
Based on the Aavas Financiers Limited stock forecasts from 2 analysts, the average analyst target price for Aavas Financiers Limited is INR 3,292.50 over the next 12 months. Aavas Financiers Limited’s average analyst rating is Strong Buy. Stock Target Advisor’s own stock analysis of Aavas Financiers Limited is Slightly Bullish , which is based on 7 positive signals and 5 negative signals. At the last closing, Aavas Financiers Limited’s stock price was INR 2,232.70. Aavas Financiers Limited’s stock price has changed by +0.64% over the past week, -7.45% over the past month and -2.88% over the last year.

About

Aavas Financiers Limited provides housing loans to customers belonging to low- and middle-income self-employed and salaried customers in semi-urban and rural areas in India. The company offers home loans for flats, houses, and bungalows, as well as resale properties; land purchas ...Read More

Company Website : https://www.aavas.in

Address : 201-202, Southend Square, Jaipur, India, 302020

Employees : 4,336

Fiscal Year End : March

Currency: INR

Country : India

Technical Indicators

Beta : 0.89

52 Week High : 3,340.00

52 Week Low : 2,026.60

200 Day Moving Average : 2,624.89

50 Day Moving Average : 2,379.77

Shares Held By Insiders : 30.77%

Shares Held by Institutions : 50.59%

Unadjusted Closing Price

Adjusted Closing Price

Share Volume

Relative Performance (Total Returns)

Compare
Relative Returns (From:    To: 2022-05-18 )

Largest Industry Peers for Mortgage Finance

Symbol Name Price(Change) Market Cap Price / Earning Ratio EV/EBITDA
HDFC:NSE Housing Development Finance Co..

-6.00 (-0.27%)

 INR4,008.82B 18.86 14.71
LICHSGFIN:NSE LIC Housing Finance Limited

+3.45 (+0.97%)

 INR196.57B 11.43 N/A
APTUS:NSE Aptus Value Housing Finance In..

-3.90 (-1.22%)

 INR162.00B 47.43 N/A
HOMEFIRST:NSE Home First Finance Company Ind..

+10.50 (+1.39%)

 INR66.68B 42.99 53.18
CANFINHOME:NSE Can Fin Homes Limited

-11.65 (-2.38%)

 INR65.68B 13.94 N/A
PNBHOUSING:NSE PNB Housing Finance Limited

+0.25 (+0.07%)

 INR57.83B 6.93 N/A
IBULHSGFIN:NSE Indiabulls Housing Finance Lim..

+2.05 (+1.71%)

 INR57.77B 4.77 N/A
REPCOHOME:NSE Repco Home Finance Limited

+7.20 (+4.70%)

 INR10.33B 4.72 9.05
GICHSGFIN:NSE GIC Housing Finance Limited

+3.30 (+2.42%)

 INR7.48B 3.65 67.54
DHFL:NSE Dewan Housing Finance Corporat..

N/A

 INR5.24B N/A 9.75

ETFs Containing AAVAS

Symbol Name Weight Mer Price(Change) Market Cap

N/A

Market Performance

  Market Performance vs.
Industry/Classification (Mortgage Finance)		 Market Performance vs. Exchange
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
YTD  
Capital Gain -14.65% 55% F 39% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -14.65% 55% F 39% F
Trailing 12 Months  
Capital Gain -2.51% 70% C- 29% F
Dividend Return N/A N/A N/A N/A N/A
Total Return -2.51% 70% C- 29% F
Trailing 5 Years  
Capital Gain N/A N/A N/A N/A N/A
Dividend Return N/A N/A N/A N/A N/A
Total Return N/A N/A N/A N/A N/A
Average Annual (5 Year Horizon)  
Capital Gain 35.20% 90% A- 73% C
Dividend Return N/A N/A N/A N/A N/A
Total Return 35.20% 90% A- 73% C
Risk Return Profile  
Volatility (Standard Deviation) 51.45% 50% F 56% F
Risk Adjusted Return 68.40% 90% A- 86% B
Market Capitalization 177.52B 83% B 87% B+
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 87%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Key Financial Ratios

  Ratio vs. Industry/Classification
(Mortgage Finance)		 Ratio vs. Market
  Value Sector Median Percentile Rank Grade Market Median Percentile Rank Grade
Market Value  
Price / Earning Ratio 54.37 8% F 18% F
Price/Book Ratio 5.84 8% F 18% F
Price / Cash Flow Ratio -15.64 92% A- 90% A-
EV/EBITDA 61.89 33% F 7% F
Management Effectiveness  
Return on Equity 13.52% 73% C 58% F
Return on Invested Capital 3.36% 80% B- 37% F
Return on Assets 3.56% 100% A+ 47% F
Debt to Equity Ratio 284.08% 63% D 5% F
Technical Ratios  
Dividend Yield N/A N/A N/A N/A N/A
Short Ratio N/A N/A N/A N/A N/A
Short Percent N/A N/A N/A N/A N/A
Beta 0.89 80% B- 48% F
Letter Grade Percentage Letter Grade Percentage Letter Grade Percentage
A+ 97%-100% A 93%-96% A- 90%-92%
B+ 97%-89% B 83%-86% B- 80%-82%
C+ 77%-79% C 73%-76% C- 70%-72%
D+ 67%-69% D 63%-66% D- 60%-62%
F 0%-59%

Annual Financials (INR)

Quarterly Financials (INR)

Analyst Ratings

Target Price Action Rating Action Analyst Rating Price Date
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User / Independent Analyst Ratings

User Name Target Rating Target Horizon (Months) Target Price User Analysis Date Comment

Fundamental Analysis Breakdown

This is a composite scorecard based on the application of evaluation criteria deemed most important by analysts. This is not a buy or sell recommendation.

What to like:
High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Superior risk adjusted returns

This stock has performed well, on a risk adjusted basis, compared to its sector peers(for a hold period of at least 12 months) and is in the top quartile.

Superior capital utilization

The company management has delivered better return on invested capital in the most recent 4 quarters than its peers, placing it in the top quartile.

Superior return on assets

The company management has delivered better return on assets in the most recent 4 quarters than its peers, placing it in the top quartile.

Positive free cash flow

The company had positive total free cash flow in the most recent four quarters.

Superior Earnings Growth

This stock has shown top quartile earnings growth in the previous 5 years compared to its sector.

Superior Revenue Growth

This stock has shown top quartile revenue growth in the previous 5 years compared to its sector.

What to not like:
High volatility

The total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Overpriced compared to earnings

The stock is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

The stock is trading high compared to its peers median on a price to book value basis.

Negative cashflow

The company had negative total cash flow in the most recent four quarters.

Overpriced on free cash flow basis

The stock is trading high compared to its peers on a price to free cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.