{"id":45515,"date":"2024-01-29T12:31:40","date_gmt":"2024-01-29T12:31:40","guid":{"rendered":"https:\/?p=45515"},"modified":"2024-01-29T12:31:40","modified_gmt":"2024-01-29T12:31:40","slug":"sofi-stock-j-p-morgan-provides-insight-on-earnings-outlook","status":"publish","type":"post","link":"https:\/\/www.stocktargetadvisor.com\/blog\/sofi-stock-j-p-morgan-provides-insight-on-earnings-outlook\/","title":{"rendered":"SoFi Stock: J.P. Morgan Provides Insight on Earnings Outlook"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">In the near horizon is the unveiling of SoFi&#8217;s (<\/span><a href=\"https:\/\/www.stocktargetadvisor.com\/stock\/USA\/NSD\/SOFI\"><span style=\"font-weight: 400;\">SOFI: NSD<\/span><\/a><span style=\"font-weight: 400;\">) 4Q23 results and guidance for Q1 and beyond. Well-regarded J.P. Morgan analyst Reginald Smith recently revised his models, expressing a freehand of caution on SoFi&#8217;s future performance. An indication of a slowdown in loan growth by SoFi&#8217;s management has triggered a bit of unease among analysts.\u00a0<\/span><\/p>\n<p><!-- STA Widget BEGIN --><\/p>\n<div>\n<div class=\"sta-analyst-rating-widget-display\">\n<p><a style=\"text-decoration: none; color: #4b6db5 !important;\" href=\"https:\/\/www.stocktargetadvisor.com\/stock\/USA\/NSD\/SOFI\" target=\"_blank\" rel=\"noopener\">SOFI Ratings<\/a> by Stock Target Advisor<\/p>\n<\/div>\n<p><script class=\"analyst-rating\" type=\"text\/javascript\" src=\"https:\/\/www.stocktargetadvisor.com\/assets\/js\/analyst_rating_widget.js\" data-symbol=\"SOFI\" data-theme=\"wt_bg_trans\" data-uid=\"12568116865b79a1130a0d65b79a1130a0e\" data-width=\"700\" >\n\t\t<\/script><\/p>\n<\/div>\n<h2><strong>J.P. Morgan&#8217;s Caution: Should Investors be Worried?<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">Foremost, Smith forecasts a slower trajectory for SoFi&#8217;s loan growth, an increase in credit losses, and a contraction in gain-on-sale margins. Anticipating a potential slowdown in &#8217;24 guidance and deteriorating credit trends, Smith assigns a Neutral rating with a price target of $10, implying a 31% potential growth. Despite maintaining a Neutral rating on SoFi, Smith has set a price target of $10, which represents a potential growth of 31% over the next year.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<h2><strong>Stock Target Advisor&#8217;s Analysis on SOFI:<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.stocktargetadvisor.com\/\">Stock Target Advisor<\/a>, in response, rates SoFi as Sell with a target price of 10.22. The projection demonstrates a 34.15% price change in the next 12 months. The average analyst target price for SoFi settles at USD 9.76, with a consensus rating of Hold.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A total of 12 analysts covers the stock, with an average target price of 9.76 and a maximum and minimum average target price of 16 and 3 respectfully. Within the Credit Services, NSD sector, the average analyst rating hovers at &#8216;Buy.&#8217; Stock Target Advisor&#8217;s Rating lies at &#8216;Slightly Bearish&#8217; with an average 1-month return of 0.01% and 1-week return of 0.22%.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p>\n<h2><strong>Conclusion:<\/strong><\/h2>\n<p><span style=\"font-weight: 400;\">After reviewing the financial and market analysis and the range of analyst ratings, it becomes clear that investors should closely monitor SoFi&#8217;s forthcoming earnings reports and management guidance. The coming months will be key in understanding the movement of SoFi&#8217;s stock and whether the cautious outlook from J.P. Morgan is warranted.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the near horizon is the unveiling of SoFi&#8217;s (SOFI: NSD) 4Q23 results and guidance for Q1 and beyond. Well-regarded J.P. Morgan analyst Reginald Smith&#8230;<\/p>\n","protected":false},"author":17,"featured_media":40798,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-45515","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v19.4 (Yoast SEO v21.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SoFi Stock: J.P. 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