Analysts rate Upstart Holdings (UPST:NSD) with $28 UPST stock price target

Based on the UPST Stock Forecast from 12 analysts, the average analyst UPST stock price target is USD 28.34 over the next 12 months. Upstart Holdings Inc’s average analyst rating is Under-perform. Stock Target Advisor’s own stock analysis of Upstart Holdings Inc is Bearish, which is based on 3 positive signals and 10 negative signals. At the last closing, Upstart Holdings Inc’s stock price was USD 23.31Upstart Holdings Inc’s stock price has changed by +0.79% over the past week, -4.22% over the past month and -93.00% over the last year.

 

About Upstart Holdings Inc. (UPST:NSD):

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company’s AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

 

What we like:

High market capitalization

This is one of the largest entities in its sector and is among the top quartile. Such companies tend to be more stable.

Positive cash flow

UPST stock forecast shows that the company had positive total cash flow in the most recent four quarters.

High Gross Profit to Asset Ratio

UPST stock price is in the top quartile compared to its peers on Gross Profit to Asset Ratio. This is a popular measure among value investors for showing superior returns in the long run.

 

What we don’t like:

Poor risk adjusted returns

This company is delivering below median risk adjusted returns in its peers. Even if it is outperforming on returns , the returns are unpredictable. Proceed with caution.

High volatility

UPST stock forecast shows that the total returns for this company are volatile and above median for its sector over the past 5 years. Make sure you have the risk tolerance for investing in such stock.

Below median dividend returns

UPST stock forecast shows that the company’s average income yield over the past 5 years has been low compared to its peers. However, it is not a problem if you are not looking for income.

Overpriced compared to earnings

UPST stock price is trading high compared to its peers on a price to earning basis and is above the sector median.

Overpriced compared to book value

UPST stock price is trading high compared to its peers median on a price to book value basis.

Overpriced on cashflow basis

UPST stock price is trading high compared to its peers on a price to cash flow basis. It is priced above the median for its sectors. Proceed with caution if you are considering to buy.

Poor return on equity

The company management has delivered below median return on equity in the most recent 4 quarters compared to its peers.

Poor capital utilization

The company management has delivered below median return on invested capital in the most recent 4 quarters compared to its peers.

Low Earnings Growth

UPST stock price has shown below median earnings growth in the previous 5 years compared to its sector.

Low Revenue Growth

UPST stock price has shown below median revenue growth in the previous 5 years compared to its sector.